163 Payne Rd Satsuma, FL 32189
3
Beds
3
Baths
1,775
Sq Ft
4.31
Acres
Highlights
- Private Dock Site
- 4.31 Acre Lot
- Wood Flooring
- Boat Lift
- Home fronts a canal
- Cul-De-Sac
About This Home
As of July 2025ENJOY THE RIVER LIFE ON THIS 4.31 ACRE CANAL FRONT HOME. SITUATED ON A PAVED ROAD, THE WATERFRONT LOCATION WELCOMES YOU TO THIS OLD FLORIDA CEDAR SHAKE CHARACTER HOME NESTLED AMONG ACRES OF NATURAL FLORIDA WILDERNESS. THE LOWER LEVEL FEATURES A 26' x 20' GARAGE, A POST AND BEAM STYLE CARPORT AND A SEPARATE 800 SF APARTMENT WITH BATH, KITCHEN AND LIVING SLEEPING AREA. THE SECOND LEVEL FEATURES A CHEF'S KITCHEN WITH UPSCALE APPLIANCES, A COZY DEN AND FIREPLACE, A BEDROOM AND BATH. THE LOFT HAS ANOTHER BEDROOM AND BEAUTIFULLY TILED BATHROOOM. THE HOME ALSO HAS MULTIPLE DECKS AND PATIOS FOR ENTERTAINING AND RELAXING. LEAVE YOUR BOAT IN THE COVERD DOCK WITH LIFT SO YOU CAN ACCESS THE RIVER IN JUST MINUTES. THIS HOUSE IS A MUST SEE! THIS HOME HAS BEEN REMODELED INSIDE AND OUT WITH QUALITY WORKMANSHIP AND CUSTOM DESIGN. FEATURING NATURAL GAS RANGE,HOT WATER HEATER, DRYER AND COOKTOP, MINI SPLIT HVAC'S, A WOOD BURNING FIREPLACE, OUTDOOR KITCHEN WITH HUGE WRAP AROUND DECKS FOR WATCHING THE SUNSETS,CUSTOM BUILT ISLAND WITH SEATING, LVP AND HARD MAPLE FLOORING WITH CUSTOM TILE THROUGHOUT. THE COUNTER TOPS ARE MARBLE AND GRANITE. A GREAT OPPORTUNITY TO OWN A PIECE OF NAVIGABLE WATERFRONT PARADISE. Items Not included in the Sale but Negotiable are: Gas Dryers, Washer, Refrigerator and Freezer in the Garage area. Other negotiable items are The Green Egg, DCS natural gas grill and the TEC natural gas grill.
Last Agent to Sell the Property
Florida Homes Realty & Mortgage Listed on: 05/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,713
Year Built
- Built in 1995
Lot Details
- 4.31 Acre Lot
- Home fronts a canal
- Cul-De-Sac
- Property is zoned AG
Parking
- 2 Carport Spaces
Home Design
- Slab Foundation
- Frame Construction
- Shingle Roof
- Metal Roof
- Siding
Interior Spaces
- 1,775 Sq Ft Home
- 2-Story Property
- Fireplace
- Window Treatments
- Dining Room
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- In-Law or Guest Suite
- 3 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Outdoor Features
- Bulkhead
- Boat Lift
- Private Dock Site
- Docks
Schools
- Browning-Pearce Elementary School
- Palatka High School
Utilities
- Central Air
- Heating Available
- Well
- Water Softener
- Septic System
Listing and Financial Details
- Assessor Parcel Number 36-10-26-0000-0010-0110
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 17, 2025
Closed on
Jul 31, 2025
Sold by
Sargeant Regina W and Sargeant Michael G
Bought by
Parks Matthew K
Seller's Agent
Beverly Sinclair
Florida Homes Realty & Mortgage
List Price
$495,000
Sold Price
$485,000
Premium/Discount to List
-$10,000
-2.02%
Views
111
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-82.22%
Original Mortgage
$330,000
Outstanding Balance
$330,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$92,413
Purchase Details
Listed on
Mar 16, 2021
Closed on
May 18, 2021
Sold by
Wells Fargo Bank Na
Bought by
Sargeant Regina W and Sargeant Michael G
Seller's Agent
Trevor Waters
TREVOR WATERS REALTY, INC.
Buyer's Agent
Beverly Sinclair
FLORIDA HOMES REALTY & MTG LLC
List Price
$84,900
Sold Price
$156,000
Premium/Discount to List
$71,100
83.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.17%
Purchase Details
Listed on
Mar 16, 2021
Closed on
Apr 12, 2021
Sold by
Popp Allyson and Popp Emily Alexandria
Bought by
Wells Fargo Bank Na
Seller's Agent
Trevor Waters
TREVOR WATERS REALTY, INC.
Buyer's Agent
Beverly Sinclair
FLORIDA HOMES REALTY & MTG LLC
List Price
$84,900
Sold Price
$156,000
Premium/Discount to List
$71,100
83.75%
Purchase Details
Closed on
Sep 22, 2020
Sold by
Wood Wendy Beth
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Aug 19, 2019
Sold by
Popp Gordon Konrad
Bought by
Popp Gordon Konrad and Wood Wendy Beth
Purchase Details
Listed on
Nov 21, 2012
Closed on
Feb 27, 2013
Sold by
Shaffer Paul G and Shaffer Judy E
Bought by
Popp Gordon K
Seller's Agent
DAN GREEN
WATSON REALTY CORP
Buyer's Agent
PENNY ADAMS
WATSON REALTY CORP
List Price
$149,000
Sold Price
$137,000
Premium/Discount to List
-$12,000
-8.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.41%
Original Mortgage
$134,518
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 4, 2004
Sold by
Jenkins William S and Jenkins Peggy C
Bought by
Shaffer Paul G and Shaffer Judy E
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $485,000 | Action Title Services Of St Jo | |
| Special Warranty Deed | $156,000 | Boston National Ttl Agcy Llc | |
| Deed In Lieu Of Foreclosure | -- | Attorney | |
| Warranty Deed | $116,200 | Attorney | |
| Quit Claim Deed | $58,000 | Attorney | |
| Warranty Deed | $137,000 | Watson Title Services Inc | |
| Warranty Deed | $100,000 | Associated Land Title Group |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $330,000 | New Conventional | |
| Previous Owner | $134,518 | FHA | |
| Previous Owner | $40,140 | Balloon | |
| Previous Owner | $100,800 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $485,000 | -2.0% | $273 / Sq Ft |
| 07/30/2025 07/30/25 | Pending | -- | -- | -- |
| 05/17/2025 05/17/25 | For Sale | $495,000 | +217.3% | $279 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $156,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $137,000 | -- | -- |
| 05/26/2021 05/26/21 | Sold | $156,000 | +83.7% | $109 / Sq Ft |
| 03/18/2021 03/18/21 | Pending | -- | -- | -- |
| 03/16/2021 03/16/21 | For Sale | $84,900 | -38.0% | $59 / Sq Ft |
| 02/27/2013 02/27/13 | Sold | $137,000 | -8.1% | $86 / Sq Ft |
| 01/22/2013 01/22/13 | Pending | -- | -- | -- |
| 11/21/2012 11/21/12 | For Sale | $149,000 | -- | $93 / Sq Ft |
Source: St. Augustine and St. Johns County Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,713 | $150,820 | $32,120 | $118,700 |
| 2023 | $2,636 | $146,740 | $29,900 | $116,840 |
| 2022 | $2,375 | $131,690 | $28,420 | $103,270 |
| 2021 | $3,029 | $167,790 | $0 | $0 |
| 2020 | $2,884 | $155,590 | $0 | $0 |
| 2019 | $1,714 | $123,670 | $112,810 | $10,860 |
| 2018 | $1,706 | $121,370 | $112,820 | $8,550 |
| 2017 | $1,704 | $118,880 | $110,330 | $8,550 |
| 2016 | $1,643 | $116,440 | $0 | $0 |
| 2015 | $1,670 | $116,811 | $0 | $0 |
| 2014 | $1,744 | $118,118 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Beverly Sinclair
B
Seller's Agent in 2025
Beverly Sinclair
Florida Homes Realty & Mortgage
(904) 540-4433
2 in this area
23 Total Sales
-
Trevor Waters
Seller's Agent in 2021
Trevor Waters
TREVOR WATERS REALTY, INC.
(352) 246-7776
1 in this area
70 Total Sales
-
D
Seller's Agent in 2013
DAN GREEN
WATSON REALTY CORP
-
P
Buyer's Agent in 2013
PENNY ADAMS
WATSON REALTY CORP
Map
Source: St. Augustine and St. Johns County Board of REALTORS®
MLS Number: 252972
APN: 36-10-26-0000-0010-0110
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
© 2025 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.
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