Seller's Agent in 2025
Ed Fayette
Century 21 Galloway Realty
(315) 402-3655
198 in this area
321 Total Sales
164 E 4th St Oswego, NY 13126
3
Beds
1.5
Baths
2,079
Sq Ft
3,300
Sq Ft Lot
Highlights
- Colonial Architecture
- Property is near public transit
- Separate Formal Living Room
- Deck
- 1 Fireplace
- Bonus Room
About This Home
As of June 2025Here is a great opportunity to purchase a 2000sf 3-bed/2-bath home for a fantastic price. Some work is needed; but mostly cosmetic. All of the flooring downstairs and upstairs is new from two years ago. New lights in the kitchen and dining room were installed two years ago. The front living room is large and leads into what could be a formal dining room or second living room with a pellet stove. The kitchen is located in the back of the house with plenty of storage and a breakfast/dining area. The washer & dryer are conveniently located in the laundry room in the back of the house. The home's full bath is also located on the first floor. Upstairs there are three bedrooms and a half-bath that needs work to make it useable. Located off the second bedroom there is a bonus area of two more rooms.
Last Agent to Sell the Property
Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 02/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,633
Year Built
- Built in 1890
Lot Details
- 3,300 Sq Ft Lot
- Lot Dimensions are 33x100
- Rectangular Lot
Home Design
- Colonial Architecture
- Block Foundation
- Stone Foundation
- Vinyl Siding
Interior Spaces
- 2,079 Sq Ft Home
- 2-Story Property
- Partially Furnished
- Woodwork
- 1 Fireplace
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Bonus Room
- Tile Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Oven
- Free-Standing Range
- Range Hood
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom Rough-In
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Parking
- No Garage
- Driveway
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Vented Exhaust Fan
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Additional Features
- Deck
- Property is near public transit
Listing and Financial Details
- Tax Lot 14
- Assessor Parcel Number 351200-128-064-0003-014-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 25, 2025
Closed on
Jun 17, 2025
Sold by
Hibbert Charity
Bought by
Mcdermott Samantha J
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Brooke Wills
Century 21 Galloway Realty
List Price
$129,900
Sold Price
$95,000
Premium/Discount to List
-$34,900
-26.87%
Views
173
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,624
Avg. Annual Appreciation
34.07%
Original Mortgage
$90,175
Outstanding Balance
$89,941
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$21,683
Purchase Details
Closed on
Oct 14, 2008
Sold by
Dunsmore Kenneth D and Dunsmore Brandi L
Bought by
Hibbert Charity
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,500
Interest Rate
6.41%
Mortgage Type
Stand Alone Second
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $95,000 | Vanguard Research & Ttl Svcs | |
| Warranty Deed | $66,000 | Ticor | |
| Warranty Deed | $66,000 | Ticor |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $90,175 | New Conventional | |
| Previous Owner | $7,500 | Stand Alone Second | |
| Previous Owner | $58,725 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/16/2025 06/16/25 | Sold | $95,000 | -12.0% | $46 / Sq Ft |
| 04/23/2025 04/23/25 | Pending | -- | -- | -- |
| 04/20/2025 04/20/25 | Price Changed | $107,900 | -10.0% | $52 / Sq Ft |
| 03/27/2025 03/27/25 | Price Changed | $119,900 | -3.3% | $58 / Sq Ft |
| 03/13/2025 03/13/25 | Price Changed | $124,000 | -4.5% | $60 / Sq Ft |
| 02/25/2025 02/25/25 | For Sale | $129,900 | -- | $62 / Sq Ft |
Source: Central New York Information Services
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,023 | $138,000 | $17,000 | $121,000 |
| 2023 | $1,693 | $65,000 | $9,900 | $55,100 |
| 2022 | $1,716 | $65,000 | $9,900 | $55,100 |
| 2021 | $1,745 | $65,000 | $9,900 | $55,100 |
| 2020 | $965 | $65,000 | $9,900 | $55,100 |
| 2019 | $1,409 | $65,000 | $9,900 | $55,100 |
| 2018 | $1,409 | $65,000 | $9,900 | $55,100 |
| 2017 | $1,402 | $65,000 | $9,900 | $55,100 |
| 2016 | $624 | $65,000 | $9,900 | $55,100 |
| 2015 | -- | $65,000 | $9,900 | $55,100 |
| 2014 | -- | $65,000 | $9,900 | $55,100 |
Source: Public Records
Agents Affiliated with this Home
-
Ed Fayette
-
Brooke Wills
Buyer's Agent in 2025
Brooke Wills
Century 21 Galloway Realty
(315) 806-4112
76 in this area
254 Total Sales
Map
Source: Central New York Information Services
MLS Number: S1590286
APN: 351200-128-064-0003-014-000-0000
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