$420,000
SOLD OCT 29, 2025

165 Fern Loop Lake Lure, NC 28746

2 Beds
2 Baths
1,720 Sq Ft
0.87 Acres

Recently Sold

$244 Per Sq Ft

12% Below List Price

161 Days on Market

Highlights

  • On Golf Course
  • Fitness Center
  • Gated Community
  • Access To Lake
  • RV or Boat Storage in Community
  • Deck

About This Home

As of October 2025

Situated on the corner of hole #13, This charming two-bedroom, two-bathroom traditional home offers a perfect blend of comfort and elegance, set alongside a scenic golf course. The open-concept layout features vaulted ceilings and a striking stone gas fireplace, creating a spacious and inviting atmosphere. The expansive primary bedroom boasts an en-suite bathroom provides a spa-like retreat. A second bedroom offers flexibility for guests with an additional bonus room for your private office. The covered, screened-in porch and back deck extends the living space outdoors, ideal for relaxation and entertaining. Lots of natural light, ample storage, and proximity to community amenities, this home combines privacy, and convenience, making it the perfect retreat for both everyday living and special occasions.

Last Agent to Sell the Property

Mariah Leahy

Premier Sotheby’s International Realty Brokerage Phone: 828-279-5889 License #274197 Listed on: 04/17/2025

Premier Sotheby’s International Realty

Co-Listed By

Lyn Weaver

Premier Sotheby’s International Realty Brokerage Phone: 828-279-5889 License #191157

Last Buyer's Agent

Chloe Knight

Howard Hanna Beverly-Hanks Freestone Properties License #288443

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,924

Year Built

  • Built in 1980

Lot Details

  • On Golf Course
  • Property is zoned R3

HOA Fees

  • $405 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,720 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Screened Porch
  • Golf Course Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Crawl Space
  • Basement Storage

Outdoor Features

  • Access To Lake
  • Deck

Schools

  • Lake Lure Classical Academy Elementary And Middle School
  • Lake Lure Classical Academy High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • Propane
  • Community Well
  • Septic Tank
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 220806

Community Details

Overview

  • Kari Wilkerson Association, Phone Number (828) 694-3014
  • Rumbling Bald On Lake Lure Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Business Center

Recreation

  • RV or Boat Storage in Community
  • Golf Course Community
  • Indoor Game Court
  • Community Playground
  • Fitness Center
  • Community Indoor Pool
  • Community Spa
  • Putting Green

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,924

Year Built

Built in 1980

Lot Details

0

HOA Fees

$405 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1980
  • Restrictions: Architectural Review,Building,Short Term Rental Allowed
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 244.19
  • Geocode Confidence: High
  • Attribution Contact: 828-279-5889
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Linoleum
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1720
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • Other Equipment: Fuel Tank(s)
  • Above Grade Finished Sq Ft: 1720
  • Has Basement: Storage Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log, Living Room
  • Living Area: 1720
  • Bedroom Main: 2

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • View: Golf Course
  • Construction Type: Wood
  • Patio And Porch Features: Deck, Screened, Side Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Hall, Laundry Closet
  • Cooling: Central Air
  • Utilities: Fiber Optics, Propane, Underground Power Lines, Underground Utilities
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Boat Storage, Business Center, Fitness Center, Game Court, Gated, Golf, Hot Tub, Indoor Pool, Lake Access, Outdoor Pool, Picnic Area, Playground, Putting Green
  • Association Fee: 4854
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Kari Wilkerson
  • Phone: 828-694-3014
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 4854.00

Schools

  • Middle Or Junior School: Lake Lure Classical Academy
  • HOA Subject To: Required

Lot Info

  • Lot Features: On Golf Course
  • Lot Size Units: Acres
  • Parcel Number: 220806
  • Plat Book Slide: 8/18
  • Additional Parcels: No
  • Zoning Specification: R3

MLS Schools

  • Elementary School: Lake Lure Classical Academy
  • High School: Lake Lure Classical Academy

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 10, 2011
Sold by
Wong Chong Cecil Charles Wong and Wong Chong Deborah Sue
Bought by
Vassil James A and Vassil Sharon L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,500
Outstanding Balance
$231,677
Interest Rate
4.77%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage
Estimated Equity
$212,316
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $225,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $337,500 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/29/2025 10/29/25 Sold $420,000 -3.4% $244 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
06/19/2025 06/19/25 Price Changed $435,000 -8.4% $253 / Sq Ft
04/17/2025 04/17/25 For Sale $475,000 -- $276 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,924 $355,000 $100,000 $255,000
2024 $2,878 $355,000 $100,000 $255,000
2023 $2,201 $355,000 $100,000 $255,000
2022 $2,201 $194,600 $50,000 $144,600
2021 $2,203 $194,600 $50,000 $144,600
2020 $1,987 $194,600 $50,000 $144,600
2019 $1,862 $194,600 $50,000 $144,600
2018 $1,649 $170,500 $40,000 $130,500
2016 $1,506 $170,500 $40,000 $130,500
2013 -- $170,500 $40,000 $130,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4245800

Canopy MLS (Canopy Realtor® Association)

APN: 220806