$340,000
SOLD JUL 10, 2025

165 Howe St Black River, NY 13612

4 Beds
2 Baths
2,296 Sq Ft
0.5 Acres

Recently Sold

$148 Per Sq Ft

3% Below List Price

88 Days on Market

Highlights

  • River Access
  • Separate Formal Living Room
  • Granite Countertops
  • Wood Flooring
  • Bonus Room
  • 2 Car Detached Garage

About This Home

As of July 2025

Fabulously updated home with so much character! Outside you'll find nearly half of an acre, a detached two car garage with storage on the second floor. A stamped concrete sidewalk and patio overlooking Black River. You will absolutely love every season looking out over the river and into the woods across. It's breathtaking!
Inside you'll find a great room for entertaining, with a fireplace, huge doors that look out over the patio and the river, just the perfect space to relax or have people over for entertaining. Lots of storage, too!
The kitchen is well laid out and ready for meal prep. Kitchen appliances are included and make you want to cook there. The formal dining room is the perfect space for all of your meals. There is a formal living room on the front of the home that could make a wonderful play space, office or a second hang out room. There is a front porch off of the door from the dining room. There is a very nice full bath rounding out this first floor.
Upstairs you/ll find 4 bedrooms, the main bedroom has spectacluar windows overlooking the river, is large enough for a king size bed and dressers along with the walk in closet. On this side of the upstairs there is another full bath and laundry space. Down the hall is 3 more bedrooms, 2 are a really good size and one slightly smaller.
The whole home is filled with natural light, clean and move in ready!

Seller has an assumable 2.7% rate mortgage, if you have your own VA entitlement and can cover the difference between purchase price and loan payoff this could be a money saving option for you.

Last Agent to Sell the Property

Amanda Kingsbury

Listing by Grey Arrow Realty, Inc. License #10311206835 Listed on: 04/13/2025

Last Buyer's Agent

Lisa Spear Woodward

Listing by Lisa Woodward Homes LLC License #10491211501

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,601

Year Built

  • Built in 1880

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 167x130
  • Home fronts a stream
  • Rectangular Lot
  • Historic Home

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 2,296 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Family Room
  • Separate Formal Living Room
  • Bonus Room
  • Partial Basement
  • Property Views

Kitchen

  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • River Access

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • PEX Plumbing
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 49
  • Assessor Parcel Number 224001-075-056-0001-049-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,601

Year Built

Built in 1880

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1880
  • ResoLaundryFeatures: Upper Level
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Water Body Name: Black River
  • Directions: From Watertown take rt 3 to the red light at 342, turn left, turn right on to Howe St, home is about 3/4 of a mile on the right
  • Architectural Style: Historic/Antique
  • Flooring: Carpet, Ceramic Tile, Hardwood, Laminate, Varies
  • Garage Yn: Yes
  • Interior Features: Ceiling Fan(s), Separate/Formal Living Room, Granite Counters, Sliding Glass Door(s)
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Refrigerator
  • Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Main Level Bathrooms: 1
  • Total Bedrooms: 8
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.4984
  • View: Yes
  • Waterfront Features: River Access, Stream
  • Waterfront: No
  • Construction Type: Vinyl Siding, PEX Plumbing
  • Exterior Features: Blacktop Driveway
  • Foundation Details: Stone

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Garage Door Opener

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Carthage

Lot Info

  • Parcel Number: 224001-075-056-0001-049-000
  • Lot Dimensions: 167X130
  • Lot Size Sq Ft: 21710.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5601.0
  • Tax Lot: 49

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 13, 2025
Closed on
Jul 1, 2025
Sold by
Williamson James and Williamson Kerri
Bought by
Vaca Ana Gabriela Agi
Seller's Agent
Amanda Kingsbury
Grey Arrow Realty, Inc.
Buyer's Agent
Lisa Spear Woodward
Lisa Woodward Homes LLC
List Price
$350,000
Sold Price
$340,000
Premium/Discount to List
-$10,000
-2.86%
Views
42

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.54%
Original Mortgage
$315,665
Outstanding Balance
$315,210
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$32,099

Purchase Details

Listed on
Oct 11, 2021
Closed on
Dec 21, 2021
Sold by
Richard Lajoie
Bought by
Williamson James and Williamson Kerri
Seller's Agent
Patrick Gibbons
TLC Real Estate LLC - Carthage
Buyer's Agent
Amanda Kingsbury
Grey Arrow Realty, Inc.
List Price
$299,000
Sold Price
$302,000
Premium/Discount to List
$3,000
1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.41%
Original Mortgage
$308,946
Interest Rate
3.12%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Sep 23, 2004
Sold by
Root Kevin
Bought by
Lajoie Richard
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $340,000 None Listed On Document
Warranty Deed $302,000 Sparacino Law Firm Pllc
Warranty Deed $302,000 None Listed On Document
Deed $45,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $315,665 VA
Previous Owner $308,946 Stand Alone Refi Refinance Of Original Loan
Previous Owner $308,946 VA
Previous Owner $156,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $90,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $106,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Sold $340,000 -2.9% $148 / Sq Ft
04/13/2025 04/13/25 For Sale $350,000 +15.9% $152 / Sq Ft
12/28/2021 12/28/21 Sold $302,000 +1.0% $132 / Sq Ft
10/13/2021 10/13/21 For Sale $299,000 0.0% $130 / Sq Ft
10/13/2021 10/13/21 Pending -- -- --
10/11/2021 10/11/21 For Sale $299,000 -- $130 / Sq Ft
Source: Jefferson-Lewis Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,661 $284,000 $34,000 $250,000
2023 $5,796 $284,000 $34,000 $250,000
2022 $5,255 $284,000 $34,000 $250,000
2021 $4,706 $209,000 $34,000 $175,000
2020 $4,487 $209,000 $34,000 $175,000
2019 $4,200 $209,000 $34,000 $175,000
2018 $4,200 $209,000 $34,000 $175,000
2017 $3,011 $139,000 $34,000 $105,000
2016 $3,023 $139,000 $34,000 $105,000
2015 -- $139,000 $34,000 $105,000
2014 -- $133,700 $34,000 $99,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Jefferson-Lewis Board of REALTORS®

MLS Number: S1599283

Jefferson-Lewis Board of REALTORS®

APN: 224001-075-056-0001-049-000