$500,000
SOLD FEB 5, 2026

1654 Digger Tree Ct Cool, CA 95614

5 Beds
3 Baths
2,288 Sq Ft
12,632 Sq Ft

Recently Sold

$219 Per Sq Ft

7% Below List Price

305 Days on Market

Highlights

  • On Golf Course
  • Waterfront
  • Deck
  • Gated with Attendant
  • Clubhouse
  • Wood Burning Stove

About This Home

As of February 2026

Welcome to your own private retreat ON THE GOLF COURSE! This spacious home features five bedrooms, three bathrooms and an oversized 3 car garage. Convenient main-level bedroom and bathroom provide easy access, while the expansive primary suite includes a walk-in closet and a private bath. Relax in the cozy family room, complete with a freestanding wood stove for the perfect winter ambiance. From the back of the home, take in breathtaking views of the golf course, with trees thoughtfully placed for privacy. Situated in a secure, gated community, this home offers exceptional amenities. Horse enthusiasts can board their horses at the well-equipped facility and explore miles of scenic riding trails. On warm days, cool off in the community pool or challenge friends to a game of tennis or pickleball. With its unbeatable location and resort-style living, this home is truly a rare find!

Last Agent to Sell the Property

Christopher Wolfe

eXp Realty of Northern California, Inc. License #01894853 Listed on: 04/04/2025

eXp Realty of Northern California, Inc.

Last Buyer's Agent

Brett Hamilton

Hamilton Homes Norcal License #02080367

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1987

Lot Details

  • 0.29 Acre Lot
  • Waterfront
  • On Golf Course
  • Cul-De-Sac
  • Manual Sprinklers System

HOA Fees

  • $213 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,288 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Ceiling Fan
  • Wood Burning Stove
  • Double Pane Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Golf Course Views

Kitchen

  • Gas Cooktop
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 3 Full Bathrooms
  • Secondary Bathroom Double Sinks
  • Bathtub with Shower
  • Separate Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry on upper level
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Pergola

Utilities

  • Central Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Heating System Uses Propane
  • Water Heater
  • Septic System
  • Sewer in Street
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 072-104-016-000

Community Details

Overview

  • Association fees include pool, road, sewer
  • Auburn Lake Trails Association
  • Mandatory home owners association
  • Greenbelt

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park

Security

  • Gated with Attendant

Home Details

Home Type

Single Family

Year Built

Built in 1987

Lot Details

0.29 Acres

HOA Fees

$213 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 2
  • Year Built: 1987
  • Architectural Style: Contemporary
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Gas Range, Free Standing Refrigerator, Gas Cook Top, Hood Over Range, Ice Maker, Dishwasher, Disposal, Microwave
  • Other Equipment: Central Vacuum
  • Flooring: Carpet, Wood
  • Master Bathroom Features: Tub w/Shower Over, Window
  • Master Bedroom Features: Walk-In Closet
  • Total Bathrooms: 3
  • Bathroom Features: Shower Stall(s), Double Sinks, Tub w/Shower Over
  • Dining Room Features: Formal Room
  • Family Room Features: Deck Attached, View
  • Kitchen Features: Pantry Cabinet, Island, Stone Counter
  • Living Room Features: View
  • Main Level: Bedroom(s), Living Room, Dining Room, Family Room, Full Bath(s), Garage
  • Price Per Square Foot: 218.53
  • Square Footage: 2288.00
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Pergola
  • Construction Materials: Wood Siding
  • Disclosures/Documents: Other
  • Foundation: Slab
  • Frontage Type: Golf Course, Waterfront
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 525000.00
  • Lot Features: Adjacent to Golf Course, Manual Sprinkler F&R, Cul-De-Sac, Gated Community, Shape Regular
  • New Construction: No
  • Patio And Porch Features: Uncovered Deck, Covered Patio
  • Pool: No
  • Road Surface Type: Paved
  • Roof: Composition
  • Spa: No
  • Topography: Lot Grade Varies,Lot Grade Varies
  • Land Use: Residential

Garage/Parking

  • Garage Spaces: 3.00
  • Parking Features: Attached, Garage Facing Side

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector, Guarded Gate
  • Sewer: Septic System, Sewer in Street
  • Utilities: Electric, Internet Available, Propane Tank Owned
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Laundry
  • Heating: Propane, Central, Wood Stove
  • Laundry Features: Upper Floor
  • Water Source: Meter on Site

Condo/Co-op/Association

  • Association Features: Barbeque, Playground, Pool, Clubhouse, Golf Course, Tennis Courts, Greenbelt, Park, Other
  • Association Fee: 213
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Pool, Road, Sewer
  • Association Name: Auburn Lake Trails
  • Association: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Black Oak Mine

Lot Info

  • Zoning: SFR
  • Irrigation: None
  • Lot Size Acres: 0.2900
  • Lot Size Sq Ft: 12632.00

Multi Family

Tax Info

  • Assessor Parcel Number: 072-104-016-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): El Dorado

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
Jan 27, 2026
Sold by
Lowell Edward Nelson and Inelda Arladell
Bought by
Gardner Elijah and Gardner Wilma
Seller's Agent
Christopher Wolfe
eXp Realty of Northern California, Inc.
Buyer's Agent
Brett Hamilton
Hamilton Homes Norcal
List Price
$539,900
Sold Price
$500,000
Premium/Discount to List
-$39,900
-7.39%
Views
239

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
406.21%
Original Mortgage
$483,312
Outstanding Balance
$483,312
Interest Rate
6.18%
Mortgage Type
FHA
Estimated Equity
$58,922

Purchase Details

Closed on
Jan 30, 2003
Sold by
Nelson Lowell E and Nelson Inelda Arladell
Bought by
Nelson Lowell E and Nelson Inelda Arladell

Purchase Details

Closed on
Apr 20, 1998
Sold by
Reloaction
Bought by
Nelson Lowell E and Nelson Inelda Arladell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.06%

Purchase Details

Closed on
Nov 12, 1997
Sold by
Lynch Daniel J
Bought by
Relo Action

Purchase Details

Closed on
Oct 20, 1997
Sold by
Lynch Daniel J and Lynch Deanna P
Bought by
Lynch Daniel J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $500,000 Fidelity National Title
Gift Deed -- --
Grant Deed $170,000 Chicago Title Co
Grant Deed $181,500 Chicago Title Co
Interfamily Deed Transfer -- Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $483,312 FHA
Previous Owner $90,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/05/2026 02/05/26 Sold $500,000 -4.8% $219 / Sq Ft
02/03/2026 02/03/26 Pending -- -- --
10/27/2025 10/27/25 Price Changed $525,000 -2.8% $229 / Sq Ft
09/11/2025 09/11/25 For Sale $539,900 +8.0% $236 / Sq Ft
09/11/2025 09/11/25 Off Market $500,000 -- --
08/26/2025 08/26/25 Price Changed $539,900 -1.8% $236 / Sq Ft
07/02/2025 07/02/25 Price Changed $549,900 -4.4% $240 / Sq Ft
06/04/2025 06/04/25 Price Changed $575,000 -2.4% $251 / Sq Ft
05/09/2025 05/09/25 Price Changed $589,000 -1.8% $257 / Sq Ft
04/04/2025 04/04/25 For Sale $599,900 -- $262 / Sq Ft
Source: MetroList

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,773 $271,408 $47,882 $223,526
2024 $2,773 $266,088 $46,944 $219,144
2023 $2,707 $260,872 $46,024 $214,848
2022 $2,686 $255,758 $45,122 $210,636
2021 $2,624 $250,744 $44,238 $206,506
2020 $2,600 $248,174 $43,785 $204,389
2019 $2,553 $243,309 $42,927 $200,382
2018 $2,466 $238,539 $42,086 $196,453
2017 $2,420 $233,862 $41,261 $192,601
2016 $2,372 $229,277 $40,452 $188,825
2015 $2,298 $225,836 $39,846 $185,990
2014 $2,298 $221,414 $39,066 $182,348
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: MetroList

MLS Number: 225038028

MetroList

APN: 072-104-016-000

Your Personal Tour Guide

Ask me questions while you tour the home.