$520,000
PENDING $5K PRICE DROP

166 Mud Creek Rd Hancock, ME 04640

Hancock Area

Estimated payment $3,053/month

Total Views 55,884
-- Beds
2.5 Baths
2,782 Sq Ft
$187 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Country Club
  • Chalet
  • 150 Feet of Waterfront
  • 3.25 Acre Lot
  • Deck

About This Home

Versatile living on 3.25 acres in a peaceful Hancock setting-this property offers the kind of flexibility rarely found. With a spacious main residence and a fully finished apartment above the garage, it's ideal for multi-generational living, extended guests, or creative use as a work-from-home setup or potential rental. The log-sided main house is warm and inviting with single-level living: two bedrooms, one full bath, a relaxed kitchen, and a cozy living area accented by wood throughout. Classic Maine retreat charm-comfortable and full of natural character. Above the garage, the newer apartment space offers over 1,500 square feet of bright, open living. With vaulted ceilings, big windows, an open kitchen/living area, a primary bedroom with a half bath, a full bath with laundry -this space feels like its own home, complete with glimpses of the water. The garage was originally a 4-bay, now configured as a 3-car garage with the 4th bay used as storage room. The grounds include gardens, fruit trees, a chicken coop, and deeded access to 150 feet on Mt. Desert Narrows just down the lane. No HOA, solar panels, wood stoves, a heat pump, and strong internet add even more practicality. Only 10 minutes to Ellsworth and 25 to Acadia National Park. With Bar Harbor a short drive away, this could be an excellent income-producing property in a high-demand vacation rental area. Live comfortably, host generously, or create your own blend of home and income! Also listed as MLS#1637539.
Contact me today! Let's Go!

Listing Agent

Mariya Doncheva

Realty of Maine Listed on: 11/18/2025

Realty of Maine

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,381

Year Built

  • Built in 1986

Lot Details

  • 3.25 Acre Lot
  • 150 Feet of Waterfront
  • Cul-De-Sac
  • Rural Setting
  • Level Lot
  • Open Lot

Parking

  • 3 Car Direct Access Garage
  • Gravel Driveway

Property Views

  • Water
  • Scenic Vista

Home Design

  • Chalet
  • Ranch Style House
  • Poured Concrete
  • Wood Frame Construction
  • Shingle Roof
  • Log Siding

Interior Spaces

  • 2,782 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Stove
  • Double Pane Windows
  • Storage
  • Laundry on main level
  • Attic

Flooring

  • Wood
  • Carpet
  • Linoleum
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Shower

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Outdoor Features

  • Deeded Waterfront Access Rights
  • Property is near a beach
  • Shared Waterfront
  • Deck

Location

  • Property is near golf course and shops
  • Near Waterfront

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Oil
  • Heating System Uses Wood
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Thermostat
  • Electricity To Lot Line
  • Private Water Source
  • Well
  • Water Heater
  • Septic Tank
  • Septic Design Available
  • Private Sewer
  • Internet Available

Additional Features

  • Level Entry For Accessibility
  • Solar Heating System

Listing and Financial Details

  • Tax Lot 34

Community Details

Overview

  • No Home Owners Association
  • 2 Units

Recreation

  • Country Club

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,381

Year Built

Built in 1986

Lot Details

3.25 Acres

Parking

3

Listing Details

  • Prop. Type: Multi-Family
  • Lot Size Acres: 3.25
  • Road Surface Type: Paved
  • Water Body Name: Mt.Desert Narrows & Kilkenny Cove
  • MLS Status: Pending
  • Above Grade Finished Sq Ft: 2782.00
  • Architectural Style: Chalet, Other, Ranch
  • Garage Yn: Yes
  • Unit Levels: Multi-Level
  • Efficiency: Ceiling Fans, Water Heater, Thermostat
  • Year Built: 1986
  • Property Information:Seasonal: No
  • Water Info:Water View2: Yes
  • Water Info:Waterfront Amount -: 150.00
  • Water Info:Water Frontage Shared -: 150.00
  • Location:Location: Near Country Club, Near Golf Course, Near Public Beach, Near Shopping, Near Town, Rural
  • Special Features: VirtualTour
  • Property Sub Type: MultiFamily

Interior Features

  • Furnished: Furnished
  • Other Equipment: Internet Access Available
  • Accessibility Features: Level Entry
  • Has Basement: Interior Entry, Walk-Out Access, Full, Unfinished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Flooring: Carpet, Vinyl, Hardwood, Linoleum
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Primary Bedroom w/Bath, Attic, In-Law Floorplan, One-Floor Living, Pantry, Shower, Storage, Walk-In Closet(s), Primary Bedroom w/Bath
  • Window Features: Double Pane Windows

Exterior Features

  • Lot Features: Near Country Club, Near Golf Course, Near Public Beach, Near Shopping, Near Town, Rural, Cul-De-Sac, Level, Open Lot
  • View: Scenic
  • Waterfront Features: Beach Rights, Common, Deeded, Nearby, ROW to Water
  • Waterfront: Yes
  • Construction Type: Wood Frame, Fiber Cement, Log Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.00
  • Parking Features: Gravel, 5 - 10 Spaces, On Site, Inside Entrance

Utilities

  • Laundry Features: Main Level, Upper Level
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Oil, Pellets, Solar, Wood, Forced Air, Heat Pump, Pellet Stove, Wood Stove
  • Heating Yn: Yes
  • Electric: On Site, Circuit Breakers
  • Sewer: Private Sewer, Septic Design Available, Septic Tank
  • Utilities: Yes
  • Water Source: Private, Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 141570.00
  • Zoning: Rural

Multi Family

  • Number Of Units Total: 2

Tax Info

  • Tax Annual Amount: 2381.00
  • Tax Lot: 34
  • Tax Year: 2024

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,599 $269,300 $52,100 $217,200
2024 $2,381 $202,600 $39,200 $163,400
2023 $2,127 $202,600 $39,200 $163,400
2022 $2,127 $202,600 $39,200 $163,400
2021 $2,229 $202,600 $39,200 $163,400
2019 $2,204 $206,000 $39,200 $166,800
2018 $2,266 $206,000 $39,200 $166,800
2017 $3,598 $206,000 $39,200 $166,800
2016 $2,267 $206,100 $39,200 $166,900
2015 $2,133 $206,100 $39,200 $166,900
2014 $2,061 $206,100 $39,200 $166,900
2013 $2,109 $212,000 $39,200 $172,800
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/31/2026 05/31/26 Pending -- -- --
05/18/2026 05/18/26 Price Changed $520,000 -1.0% $187 / Sq Ft
11/18/2025 11/18/25 For Sale $525,000 +61.5% $189 / Sq Ft
04/12/2023 04/12/23 Sold $325,000 -7.1% $105 / Sq Ft View Prior Sale
11/21/2022 11/21/22 Price Changed $349,900 -15.7% $113 / Sq Ft
05/16/2022 05/16/22 For Sale $415,000 -- $134 / Sq Ft
Source: Maine Listings

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $150,000 Credit Line Revolving
Closed $105,000 Unknown
Closed $600,000 Unknown
Closed $30,000 Unknown
Closed $60,293 Unknown
Closed $55,000 Unknown
Closed $325,000 Unknown
Source: Public Records

About the Listing Agent

Mariya Doncheva

Realty of Maine

(207) 489-6863

Section Image

Originally born and raised in Varna, Bulgaria and now a proud Mainer, Mariya is fortunate to have an authentic understanding of both what seasoned locals desire and what newcomers are looking for in their future home. With several years dedicated to entrepreneurship and customer relations, Mariya has developed a uniquely advantageous skillset.

Successfully working across a variety of industries, Mariya has a diversified background of real estate, accounting, hospitality, water well

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Source: Maine Listings

MLS Number: 1643840

Maine Listings

APN: HANK-000213-000000-000034

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