1686 Spottswood Cir Palm Harbor, FL 34683
Estimated payment $3,032/month
Total Views
157,714
3
Beds
2
Baths
1,688
Sq Ft
$296
Price per Sq Ft
Highlights
- Home Theater
- In Ground Pool
- Fruit Trees
- Ozona Elementary School Rated A-
- Open Floorplan
- Property is near public transit
About This Home
RATE-CONSCIOUS BUYERS: Permanent buy-down arranged! Enjoy below-market interest rate for the ENTIRE loan term. Seller pre-negotiated rate buy down will save you thousands. Call to ask how!
Welcome to a home that blends timeless character with everyday comfort in one of Palm Harbor’s most desirable neighborhoods. This 3-bedroom, 2-bathroom residence offers thoughtfully designed indoor/outdoor living on a generous elevated corner lot. The pool pump has been redone, pool resurfaced in 2023, 2024 HVAC and 2020 water heater.
The spacious and flowing split floor plan offers endless options for home setup. The Living room, family room, dining room and kitchen flow seamlessly so you are always a part of the action. Enjoy privacy with the Primary and en-suite being situated on one side of the home, while the other 2 bedrooms and bathroom are on the opposite side. The Nest smart home thermostat allows you to always come home to a comfortable home and promotes energy efficiency.
The Family room with access to the backyard comes with built in storage and shelving.
Discover a backyard paradise that truly feels like a private retreat. The spacious outdoor area features a comfortable screened patio, a swimming pool (freshly resurfaced in 2023, new pool pump 2025), a charming playhouse, mini basketball court, and cozy fire pit area.
Imagine starting each morning with coffee on the screened lanai, listening to birdsong all around you, then winding down in the evening with your favorite drink under the stars. This home is perfect for hosting summer pool parties and weekend barbecues with friends and family.
The thoughtfully designed outdoor space offers both relaxation and entertainment options, making your home the go-to spot for gatherings year-round. This backyard isn't just an extension of your home—it's a personal oasis where memories are made.
This home is zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School—some of the area’s most well-known public schools—adding long-term value to an already desirable location.
The annual HOA of $75 is OPTIONAL.
Imagine outdoor adventures with easy access to the Pinellas Trail (great for biking, walking or jogging 2.1 miles), local parks, the Dunedin Causeway (great for kayaking, paddleboarding, boating, biking, walking or jogging 3.4 miles away), Honeymoon and Caladesi Island (great for sun soaked days and kayaking the mangroves 4.9 miles away). Downtown Palm Harbor (1.6 miles away), known for its locally owned restaurants and shops, is just minutes away, making this home a smart choice for those looking to enjoy the Florida lifestyle!
***BACK ON MARKET BUYER'S FINANCING FELL THROUGH CURRENTLY PRICED SIGNIFICANTLY UNDER APPRAISED VALUE***
Listing Agent
REALTY EXPERTS Brokerage Phone: 727-888-1000 License #3580350 Listed on: 05/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,751
Year Built
- Built in 1985
Lot Details
- 10,585 Sq Ft Lot
- Lot Dimensions are 86x110
- South Facing Home
- Mature Landscaping
- Corner Lot
- Irrigation Equipment
- Fruit Trees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,688 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Shelving
- Ceiling Fan
- Blinds
- Sliding Doors
- Great Room
- Family Room Off Kitchen
- Combination Dining and Living Room
- Home Theater
- Smart Home
Kitchen
- Cooktop
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
- Shower Only
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Pool
- In Ground Pool
- Fiberglass Pool
Outdoor Features
- Screened Patio
- Exterior Lighting
- Shed
- Rain Gutters
- Private Mailbox
- Rear Porch
Location
- Property is near public transit
Schools
- Ozona Elementary School
- Palm Harbor Middle School
- Palm Harbor Univ High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Electric Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Hammocks The Unit Iii Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 73 / 1
- Assessor Parcel Number 12-28-15-35367-000-0730
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,690 | $243,386 | -- | -- |
| 2023 | $3,690 | $236,297 | $0 | $0 |
| 2022 | $3,579 | $229,415 | $0 | $0 |
| 2021 | $3,601 | $222,733 | $0 | $0 |
| 2020 | $3,590 | $219,658 | $0 | $0 |
| 2019 | $3,531 | $214,719 | $0 | $0 |
| 2018 | $4,695 | $231,354 | $0 | $0 |
| 2017 | $2,860 | $176,619 | $0 | $0 |
| 2016 | $2,747 | $168,799 | $0 | $0 |
| 2015 | $2,790 | $167,626 | $0 | $0 |
| 2014 | $2,776 | $166,296 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | For Sale | $500,000 | 0.0% | $296 / Sq Ft |
| 07/21/2025 07/21/25 | Off Market | $500,000 | -- | -- |
| 07/21/2025 07/21/25 | For Sale | $500,000 | 0.0% | $296 / Sq Ft |
| 06/13/2025 06/13/25 | Pending | -- | -- | -- |
| 05/21/2025 05/21/25 | Price Changed | $500,000 | -5.7% | $296 / Sq Ft |
| 05/09/2025 05/09/25 | For Sale | $530,000 | +77.3% | $314 / Sq Ft |
| 08/17/2018 08/17/18 | Off Market | $299,000 | -- | -- |
| 02/27/2017 02/27/17 | Sold | $299,000 | -6.6% | $177 / Sq Ft |
| 01/29/2017 01/29/17 | Pending | -- | -- | -- |
| 01/03/2017 01/03/17 | For Sale | $320,000 | -- | $190 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $299,000 | Assure Title Llc | |
| Special Warranty Deed | $198,500 | Ras Title Llc | |
| Trustee Deed | -- | None Available | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $248,000 | New Conventional | |
| Closed | $254,150 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $133,500 | New Conventional | |
| Previous Owner | $224,000 | New Conventional | |
| Previous Owner | $176,000 | New Conventional | |
| Previous Owner | $22,000 | Credit Line Revolving | |
| Previous Owner | $172,000 | New Conventional | |
| Previous Owner | $28,240 | New Conventional | |
| Previous Owner | $29,223 | New Conventional |
Source: Public Records
About the Listing Agent
The Right Agent Feels Like Home — Meet Shannon
Choosing the right real estate agent should feel Like choosing the right home — you should feel confident, excited, and certain you’ve found the one. That’s exactly what working with Shannon feels like.
A Pinellas County native, Shannon knows this area Like the back of her hand. From quiet beach communities to vibrant city neighborhoods, she brings true local insight and real-life experience that helps her clients find more than a
Shannon's Other Listings
Source: Stellar MLS
MLS Number: TB8373989
APN: 12-28-15-35367-000-0730
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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