$120,000
PENDING

17 White Ave Mount Sterling, KY 40353

Estimated payment $715/month

Total Views 395
2 Beds
1 Bath
1,058 Sq Ft
$113 Price per Sq Ft

Highlights

  • Craftsman Architecture
  • No HOA
  • Bathroom on Main Level
  • Wood Flooring
  • 1 Car Detached Garage
  • Fireplace in Basement

About This Home

Diamond in the Rough: Modern Charm in the Heart of Downtown Don't let the "rugged" curb appeal fool you—this is a classic case of never judging a book by its cover. Tucked away in the vibrant pulse of downtown, this 2-bedroom, 1-bath cottage is a designer's dream hidden behind a weekend's worth of exterior projects. Whether you're a first-time buyer looking to build sweat equity or an investor seeking the perfect short-term rental, this property offers the rarest of combinations: sweat equity potential outside and "move-in ready" inside. Why You'll Love the Inside, the exterior is waiting for its glow-up, the interior has already arrived. Stepping through the front door feels like your already home.: Open-concept typed layout featuring crisp, neutral tones. ultimate downtown convinces and shopping plaza's with in 3 minutes.

Listing Agent

R Michelle Rowland-Noble

Dream Maker Realty, LLC License #245482 Listed on: 03/22/2026

Home Details

Home Type

  • Single Family

Lot Details

  • 13,068 Sq Ft Lot
  • Privacy Fence
  • Wire Fence
  • Few Trees

Parking

  • 1 Car Detached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Craftsman Architecture
  • Metal Roof
  • Masonite

Interior Spaces

  • 1,058 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room with Fireplace
  • Dining Room
  • Unfinished Basement
  • Fireplace in Basement
  • Washer and Electric Dryer Hookup

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Schools

  • Mapleton Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 23m-30-13-027.00

Home Details

Home Type

Single Family

Lot Details

0.3 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Craftsman
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1058.0
  • Levels: One
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Oven, Range
  • Interior Amenities: Ceiling Fan(s)
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Unfinished
  • Basement: Yes
  • Total Bedrooms: 2
  • Fireplace Features: Basement, Living Room
  • Fireplace: Yes
  • Total Fireplaces: 1
  • LivingArea: 1058.0
  • Lot Size Area: 0.3
  • Window Features: Blinds

Exterior Features

  • Roof: Metal
  • Construction Materials: Masonite
  • Fencing: Privacy, Wood
  • Foundation Details: Block
  • Home Warranty: No
  • Horse: No
  • List Price: 120000.0
  • Lot Features: Few Trees
  • Pool Private: No
  • View YN: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached Garage, Driveway, Off Street

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Cable Connected, Electricity Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Mapleton
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.3
  • Lot Size Sq Ft: 13068.0
  • Parcel Number: 23m-30-13-027.00

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $995 $100,700 $0 $0
2024 $1,000 $100,700 $0 $0
2023 $987 $100,700 $0 $0
2022 $988 $100,700 $0 $0
2021 $805 $81,500 $0 $0
2020 $807 $81,500 $0 $0
2019 $810 $81,500 $0 $0
2018 -- $81,500 $12,000 $69,500
2017 -- $81,500 $12,000 $69,500
2016 -- $81,500 $12,000 $69,500
2015 -- $78,500 $12,000 $66,500
2014 -- $78,500 $12,000 $66,500
2012 -- $78,500 $12,000 $66,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/23/2026 03/23/26 Pending -- -- --
03/22/2026 03/22/26 For Sale $120,000 +19.2% $113 / Sq Ft
09/29/2021 09/29/21 Sold $100,700 +6.0% -- View Prior Sale
08/03/2021 08/03/21 Pending -- -- --
08/01/2021 08/01/21 For Sale $95,000 +16.6% --
07/06/2015 07/06/15 Sold $81,500 0.0% $77 / Sq Ft View Prior Sale
05/18/2015 05/18/15 Pending -- -- --
02/14/2015 02/14/15 For Sale $81,500 -- $77 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $100,700 Attorney Only
Grant Deed $81,500 --
Deed $78,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $95,665 New Conventional
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26005697

ImagineMLS (Bluegrass REALTORS®)

APN: 23M-30-13-027.00

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