$490,000
SOLD MAY 24, 2022
3 Beds
3 Baths
2,322 Sq Ft
0.9 Acres

Recently Sold

$211 Per Sq Ft

2% Below List Price

11 Days on Market

Highlights

  • Boathouse
  • 97 Feet of Waterfront
  • Community Boat Slip
  • Shelby Elementary School Rated A-
  • Private Dock
  • Second Kitchen

About This Home

As of May 2022

Here is a RARE opportunity to own a WATERFRONT home beautifully maintained and ORIGINAL one owner property. On the WATER with MAIN CHANNEL Views a PIER and BOATHOUSE the owner is selling AS-IS. So take this time to make this 3 bedroom, 3 bath, and 4 car garage home yours and LIVE THE LAKE LIFE! Come spend your Days enjoying your coffee with a beautiful sunrise, casting the morning away at your favorite fishing spot, water skiing, tubing, kayaking—come and be as adventurous as you’d like.... Lay Lake is a 12,000-acre reservoir located thirty-five minutes south of Birmingham off I-65 and fifteen miles south of Columbiana in east-central Alabama. Lay Lake is popular for tournament fishing and boating recreation.

Last Agent to Sell the Property

Jami Nelson

ARC Realty Alabama Listed on: 04/08/2022

ARC Realty Alabama

Last Buyer's Agent

Penny Miller

RE/MAX Advantage South

RE/MAX Advantage South

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,203

Year Built

  • Built in 1994

Lot Details

  • 0.9 Acre Lot
  • 97 Feet of Waterfront

Parking

  • 4 Car Garage
  • Basement Garage
  • Front Facing Garage

Interior Spaces

  • 1-Story Property
  • Smooth Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Log Fireplace
  • Double Pane Windows
  • French Doors
  • Den with Fireplace
  • Screened Porch
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Second Kitchen
  • Electric Oven
  • Electric Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances
  • Laminate Countertops

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Split Vanities
  • Garden Bath
  • Separate Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Basement

  • Basement Fills Entire Space Under The House
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Natural lighting in basement

Eco-Friendly Details

  • Wind Turbine Power

Outdoor Features

  • Water Access
  • Swimming Allowed
  • Water Skiing Allowed
  • Boathouse
  • Private Dock
  • Covered Deck
  • Screened Deck
  • Patio

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Central Heating and Cooling System
  • Power Generator
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Community Details

Overview

Recreation

  • Community Boat Slip
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,203

Year Built

Built in 1994

Lot Details

0

Parking

4

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Curb and Gutters
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1316446?w=PubMLS
  • Living Area: 1566
  • Legal Description: Block: Lot: 6 FAHEYS SUBDIVISION
  • Dual or Variable Rate Commission: Yes
  • List Price per Sq Ft: 319.28
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1994
  • Price Per Sq Ft: 211.02
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1994

Interior Features

  • Interior Amenities: French Doors, Recess Lighting
  • Fireplace Details: Gas Logs
  • Fireplace Location: Den (FIREPL)
  • Fireplace Type: Gas (FIREPL)
  • Floors: Hardwood, Tile Floor, Vinyl
  • Number Fireplaces: 1
  • Bedroom/Bathroom Features: Garden Tub, Linen Closet, Separate Shower, Separate Vanities, Walk-In Closets
  • Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Concatenated Rooms: |Kitchen1|Den1|Laundry1|MasterBR1|MasterBath1|Bedroom1|FullBath1|DenB|2ndKitchB|BedroomB|FullBathB|InLawSteB|
  • Room 1: Kitchen, On Level: 1
  • Room 2: Den/Family, On Level: 1
  • Room 3: Laundry, On Level: 1
  • Room 4: Master Bedroom, On Level: 1
  • Room 5: Master Bath, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Full Bath, On Level: 1
  • Room 8: Den/Family, On Level: B
  • Room 9: 2nd Kitchen, On Level: B
  • Room 10: Bedroom, On Level: B
  • Room 11: Full Bath, On Level: B
  • Room 12: In-Law Suite, On Level: B
  • Basement Rooms: 2nd Kitchen (LVL BSMT), Bedroom (LVL BSMT), Den/Family (LVL BSMT), Full Bath (LVL BSMT), In-Law Suite (LVL BSMT)
  • Rooms Level 1: Bedroom (LVL 1), Den/Family (LVL 1), Full Bath (LVL 1), Kitchen (LVL 1), Laundry (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Basement Style: Full Basement
  • Basement Style II: Both Fin and Unfin
  • Basement Style III: Daylight Basement
  • Kitchen Countertops: Laminate
  • Kitchen Equipment: Cooktop-Electric, Dishwasher Built-In, Microwave Built-In, Oven-Electric, Refrigerator, Some Stainless Appl
  • Kitchen Features: Eating Area, Pantry
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Pull-Down
  • Basement Finished Sq Ft: 756
  • Unfinished Basement Sq Ft: 754
  • Main Level Sq Ft: 1566

Exterior Features

  • Patio: Yes
  • Waterfront Name: LAY LAKE
  • Construction: Brick Over Foundation, Siding-Other
  • Decks: Yes
  • Decks Type: Covered (DECK), Screened (DECK)
  • Exterior Features: Boat House Private, Dock Private, Porch Screened
  • Foundation: Basement
  • Patio Type: Covered - (PATIO)
  • Waterfront: Yes
  • Waterfront Frontage: 97
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Front
  • Number Garage Spaces Bsmt Lvl: 2
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 4
  • Parking Features: Basement Parking

Utilities

  • Heating: Central (HEAT), Electric (HEAT)
  • Cooling: Central (COOL), Electric (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 2322

Condo/Co-op/Association

  • Amenities: Boats-Motorized Allowed, Fishing, Skiing Allowed, Swimming Allowed, Boat Slip, Water Access

Fee Information

  • Fire Fee: Yes
  • Fire Fee Amount: 100
  • Fire Fee Per: Yearly
  • Garbage Fee: Yes
  • Garbage Fee Amount: 45
  • Garbage Fee Per: Quarterly

Schools

  • Elementary School: SHELBY
  • Middle School: COLUMBIANA
  • High School: SHELBY COUNTY

Lot Info

  • Assessor Parcel Number: 30-6-13-0-001-019.007
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 0.9

Green Features

  • Energy Green Features: Ceiling Fans, Doub Paned Windows, Energy Star Appliances, Generator, Turbines

Tax Info

  • Tax District: COUNTY

MLS Schools

  • Elementary School: SHELBY
  • High School: SHELBY COUNTY
  • Jr Middle School: COLUMBIANA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2022
Closed on
May 24, 2022
Sold by
Wiggs and Brett
Bought by
Long Brian M and Long Leslie M
Seller's Agent
Jami Nelson
ARC Realty Alabama
Buyer's Agent
Penny Miller
RE/MAX Advantage South
List Price
$500,000
Sold Price
$490,000
Premium/Discount to List
-$10,000
-2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.96%
Original Mortgage
$392,000
Outstanding Balance
$373,517
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$269,626

Purchase Details

Closed on
Oct 21, 2013
Sold by
Wiggs Vivian Woodall
Bought by
Wiggs Vivian Woodall and Wiggs Brett

Purchase Details

Closed on
Jun 20, 2002
Sold by
Cates Michael
Bought by
Woodall Vivian

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.86%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 None Listed On Document
Deed $1,000 None Available
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $35,000 Credit Line Revolving
Open $392,000 New Conventional
Previous Owner $450,000 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $30,000 Credit Line Revolving
Previous Owner $120,000 Unknown
Previous Owner $85,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 For Sale $629,900 +28.6% $271 / Sq Ft
05/24/2022 05/24/22 Sold $490,000 -2.0% $211 / Sq Ft
04/08/2022 04/08/22 For Sale $500,000 -- $215 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,203 $50,060 $0 $0
2023 $2,040 $47,300 $0 $0
2022 $0 $34,900 $0 $0
2021 $0 $30,560 $0 $0
2020 $0 $27,760 $0 $0
2019 $0 $27,480 $0 $0
2017 $0 $27,500 $0 $0
2015 -- $26,620 $0 $0
2014 -- $26,160 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1316446

Greater Alabama MLS

APN: 30-6-13-0-001-019-007