$342,000
SOLD JUL 21, 2025

1713 Terrace Rd Decorah, IA 52101

5 Beds
3 Baths
2,843 Sq Ft
1.06 Acres

Recently Sold

$120 Per Sq Ft

5% Below List Price

44 Days on Market

Highlights

  • 1.06 Acre Lot
  • Deck
  • Views
  • Carrie Lee Elementary School Rated 9+
  • 2 Car Attached Garage
  • Laundry Room

About This Home

As of July 2025

Spacious 4-Bedroom Home with Panoramic Views in Emerald Terrace Nestled on a full acre in the desirable Emerald Terrace subdivision, this functional 4-bedroom, 3-bathroom home offers exceptional space, versatility, and breathtaking panoramic views. The main floor features all four newly carpeted conforming bedrooms, including a spacious primary suite with a private bath that includes a soaking tub and separate walk-in shower. An open layout provides comfortable living and easy flow throughout. The walk-out lower level expands your living options with two non-conforming bedrooms or ideal home offices, a large family room perfect for entertaining or relaxing, and a dedicated workshop for hobbies or projects. Step outside to enjoy the expansive backyard with a large deck overlooking scenic views, ideal for gatherings or relaxing evenings. A charming swing set adds a playful touch for families. This home delivers a rare blend of space, scenery, and flexibility! Come home to simply soak in the natural surroundings!

Last Agent to Sell the Property

Anne Dykstra

AJ Realty, Inc. License #S36060 Listed on: 05/07/2025

Last Buyer's Agent

Alesha Butikofer

Century 21 Signature Real Estate - Oelwein License #S7125700

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,253

Year Built

  • Built in 2016

Lot Details

  • 1.06 Acre Lot
  • Property is zoned R1-SF

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Concrete Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,843 Sq Ft Home
  • Gas Fireplace
  • Property Views

Kitchen

  • Free-Standing Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Laundry on lower level

Partially Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Deck

Schools

  • Decorah Community Schools Elementary And Middle School
  • Decorah Community Schools High School

Utilities

  • Forced Air Heating and Cooling System
  • Shared Well
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 112437900100

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,253

Year Built

Built in 2016

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Parcel Number: 112437900100
  • Year Built: 2016
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Laundry Room, Lower Level
  • ResoLotFeatures: Views
  • Lot Size Acres: 1.06
  • Road Frontage Type: Gravel
  • Road Surface Type: Gravel
  • Co List Office Phone: 563-382-3627
  • MLS Status: Closed
  • Reso Fireplace Features: Gas
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 2843
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Free-Standing Range, Refrigerator
  • Basement: Concrete, Entrance-Outside, Partially Finished, Walk-Out Access
  • Full Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1275
  • BelowGradeArea: 1568

Exterior Features

  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: 2 Stall, Attached Garage, Oversized

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Septic Tank
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually

Schools

  • Elementary School: Decorah Community Schools
  • High School: Decorah Community Schools
  • Middle Or Junior School: Decorah Community Schools

Lot Info

  • Zoning: R1-SF
  • Lot Size Sq Ft: 46174
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 4253

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2025
Closed on
Jun 30, 2025
Sold by
Mcgrath Josh L and Mcgrath Miranda
Bought by
Watson Cleighton and Watson Victoria
Seller's Agent
Anne Dykstra
AJ Realty, Inc.
Buyer's Agent
Alesha Butikofer
Century 21 Signature Real Estate - Oelwein
List Price
$359,000
Sold Price
$342,000
Premium/Discount to List
-$17,000
-4.74%
Views
103
Current Estimated Value
$363,857

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,857
Avg. Annual Appreciation
13.78%
Original Mortgage
$324,900
Outstanding Balance
$324,350
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$39,507

Purchase Details

Closed on
Aug 26, 2020
Sold by
Akre David A
Bought by
Mcgrath Josh and Mcgrath Miranda

Purchase Details

Closed on
Aug 21, 2020
Sold by
Akre Paul A
Bought by
Mcgrath Josh and Mcgrath Miranda

Purchase Details

Closed on
Aug 12, 2020
Sold by
Pierce Laynn A
Bought by
Mcgrath Josh and Mcgrath Miranda
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $342,000 None Listed On Document
Deed -- None Available
Deed -- None Available
Quit Claim Deed -- None Available
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,900 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/21/2025 07/21/25 Sold $342,000 0.0% $120 / Sq Ft
06/20/2025 06/20/25 Pending -- -- --
06/12/2025 06/12/25 Price Changed $342,000 -2.0% $120 / Sq Ft
05/26/2025 05/26/25 Price Changed $349,000 -2.8% $123 / Sq Ft
05/07/2025 05/07/25 For Sale $359,000 -- $126 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,364 $417,880 $60,180 $357,700
2024 $4,364 $372,990 $60,180 $312,810
2023 $4,148 $372,990 $60,180 $312,810
2022 $3,862 $324,560 $50,150 $274,410
2021 $3,730 $310,180 $50,150 $260,030
2020 $3,730 $290,140 $50,150 $239,990
2019 $3,726 $290,140 $0 $0
2018 $1,644 $131,590 $0 $0
2017 $50 $3,430 $0 $0
2016 $48 $3,430 $0 $0
2015 $50 $3,430 $0 $0
2014 $48 $3,430 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20252039

Northeast Iowa Regional Board of REALTORS®

APN: 112437900100