1713 Terrace Rd Decorah, IA 52101
5
Beds
3
Baths
2,843
Sq Ft
1.06
Acres
Highlights
- 1.06 Acre Lot
- Deck
- Views
- Decorah Middle School Rated A
- 2 Car Attached Garage
- Laundry Room
About This Home
As of July 2025Spacious 4-Bedroom Home with Panoramic Views in Emerald Terrace Nestled on a full acre in the desirable Emerald Terrace subdivision, this functional 4-bedroom, 3-bathroom home offers exceptional space, versatility, and breathtaking panoramic views. The main floor features all four newly carpeted conforming bedrooms, including a spacious primary suite with a private bath that includes a soaking tub and separate walk-in shower. An open layout provides comfortable living and easy flow throughout. The walk-out lower level expands your living options with two non-conforming bedrooms or ideal home offices, a large family room perfect for entertaining or relaxing, and a dedicated workshop for hobbies or projects. Step outside to enjoy the expansive backyard with a large deck overlooking scenic views, ideal for gatherings or relaxing evenings. A charming swing set adds a playful touch for families. This home delivers a rare blend of space, scenery, and flexibility! Come home to simply soak in the natural surroundings!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,253
Year Built
- Built in 2016
Lot Details
- 1.06 Acre Lot
- Property is zoned R1-SF
HOA Fees
- $13 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,843 Sq Ft Home
- Gas Fireplace
- Property Views
Kitchen
- Free-Standing Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Laundry Room
- Laundry on lower level
Partially Finished Basement
- Walk-Out Basement
- Exterior Basement Entry
Outdoor Features
- Deck
Schools
- Decorah Community Schools Elementary And Middle School
- Decorah Community Schools High School
Utilities
- Forced Air Heating and Cooling System
- Shared Well
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 112437900100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2025
Closed on
Jun 30, 2025
Sold by
Mcgrath Josh L and Mcgrath Miranda
Bought by
Watson Cleighton and Watson Victoria
Seller's Agent
Anne Dykstra
AJ Realty, Inc.
Buyer's Agent
Alesha Butikofer
Century 21 Signature Real Estate - Oelwein
List Price
$359,000
Sold Price
$342,000
Premium/Discount to List
-$17,000
-4.74%
Views
103
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
233.67%
Original Mortgage
$324,900
Outstanding Balance
$324,626
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$47,473
Purchase Details
Closed on
Aug 26, 2020
Sold by
Akre David A
Bought by
Mcgrath Josh and Mcgrath Miranda
Purchase Details
Closed on
Aug 21, 2020
Sold by
Akre Paul A
Bought by
Mcgrath Josh and Mcgrath Miranda
Purchase Details
Closed on
Aug 12, 2020
Sold by
Pierce Laynn A
Bought by
Mcgrath Josh and Mcgrath Miranda
Similar Homes in Decorah, IA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Available | |
| Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $76,000 | New Conventional | |
| Previous Owner | $227,000 | VA | |
| Previous Owner | $255,200 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $155,000 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | Sold | $342,000 | 0.0% | $120 / Sq Ft |
| 06/20/2025 06/20/25 | Pending | -- | -- | -- |
| 06/12/2025 06/12/25 | Price Changed | $342,000 | -2.0% | $120 / Sq Ft |
| 05/26/2025 05/26/25 | Price Changed | $349,000 | -2.8% | $123 / Sq Ft |
| 05/07/2025 05/07/25 | For Sale | $359,000 | -- | $126 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,132 | $372,990 | $60,180 | $312,810 |
| 2023 | $4,148 | $372,990 | $60,180 | $312,810 |
| 2022 | $3,862 | $324,560 | $50,150 | $274,410 |
| 2021 | $3,730 | $310,180 | $50,150 | $260,030 |
| 2020 | $3,730 | $290,140 | $50,150 | $239,990 |
| 2019 | $3,726 | $290,140 | $0 | $0 |
| 2018 | $1,644 | $131,590 | $0 | $0 |
| 2017 | $50 | $3,430 | $0 | $0 |
| 2016 | $48 | $3,430 | $0 | $0 |
| 2015 | $50 | $3,430 | $0 | $0 |
| 2014 | $48 | $3,430 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Anne Dykstra
AJ Realty, Inc.
(563) 380-4357
59 in this area
104 Total Sales
-
Buyer's Agent in 2025
Alesha Butikofer
Century 21 Signature Real Estate - Oelwein
(563) 380-0831
1 in this area
14 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20252039
APN: 112437900100
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