$820,000
SOLD JUN 10, 2025
4 Beds
2.5 Baths
2,996 Sq Ft
0.89 Acres

Recently Sold

$274 Per Sq Ft

14% Below List Price

158 Days on Market

Highlights

  • 130 Feet of Creek Waterfront
  • Dock made with wood
  • In Ground Pool
  • Largo High School Rated A-
  • Access To Lagoon or Estuary
  • Lagoon View

About This Home

As of June 2025

Enjoy the best of both worlds in this waterfront property that was untouched by the waters of the recent Florida hurricanes.Welcome to your dream oasis, where every day begins with breathtaking sunrises framed by playful dolphins and ends with serene sunsets as manatees glide by. This exquisite waterfront property offers unparalleled water views from every room, making it a true sanctuary for nature lovers and those who cherish the tranquility of waterfront living. Step inside and be greeted by expansive, oversized rooms perfect for both relaxation and elegant entertaining. The eat-in kitchen is a chef’s delight, boasting Kraft Maid all-wood cabinets, stainless steel appliances, and abundant counter space. The main living areas feature gorgeous real wood floors, exuding warmth and sophistication, while the massive primary suite is a private retreat complete with walk-in closets, a separate vanity area, and a luxurious en-suite bath with a garden tub. Cozy up in the family room by the wood-burning fireplace, or throw open the retractable sliding glass doors to extend your living space onto a spacious back porch—perfect for hosting gatherings with seamless indoor-outdoor flow. The built-in bar, complete with shelving and a sink, enhances your entertaining capabilities, ensuring every gathering is a success. Designed for comfort and functionality, the home boasts a split dual access attic and a stand-up area in the garage attic for convenient additional storage. This home offers peace of mind, with a 9ft flood-level elevation, custom hurricane shutters, and no history of hurricane damage or flooding. Outdoor enthusiasts will love the concrete seawall with slide-in access, a step-down dock leading to Tampa Bay for kayaking or boating, and a large side yard bathed in full southern exposure, shaded by mature oak trees and reclinata palms—perfect for enjoying the serene surroundings. The fourth bedroom, featuring a walk-in closet and a private exterior entrance, is ideal for a home office or guest suite. There’s ample storage throughout, including an oversized laundry room with built-in cabinets, a utility sink, and an oversized three-car garage. Bonus features include a brand-new pool pump and filter, a newer AC air handler, and an ADT-ready security system for added peace of mind. With no HOA and plenty of room to enjoy your private waterfront paradise, this home is a rare gem that offers a blend of luxury, functionality, and natural beauty. Don’t miss the chance to call this stunning waterfront retreat your own!

Last Agent to Sell the Property

Martha Thorn

COLDWELL BANKER REALTY Brokerage Phone: 727-581-9411 License #477603 Listed on: 10/21/2024

COLDWELL BANKER REALTY

Last Buyer's Agent

Cathy Hypes

COASTAL PROPERTIES GROUP INTER License #592360

COASTAL PROPERTIES GROUP INTER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,357

Year Built

  • Built in 1984

Lot Details

  • 0.89 Acre Lot
  • 130 Feet of Creek Waterfront
  • West Facing Home

Parking

  • 3 Car Attached Garage

Property Views

  • Lagoon
  • Creek or Stream

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,996 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • Sliding Doors
  • Family Room with Fireplace
  • Living Room
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet

Outdoor Features

  • In Ground Pool
  • Access To Lagoon or Estuary
  • Access To Creek
  • Dock made with wood

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Belleair Cove Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,357

Year Built

Built in 1984

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2996
  • Lot Size Acres: 0.89
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 4229
  • Lot Size Sq Ft: 38799
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 392.89
  • Escrow City: Belleair Bluffs
  • Escrow State: FL
  • Escrow Street Name: West Bay Drive
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 273.70
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • Attribution Contact: 727-581-9411
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Living Area Meters: 278.34

Exterior Features

  • Direction Faces: West
  • Pool Features: In Ground
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Creek,Lagoon
  • Water View: Creek,Lagoon
  • Water View YN: 1
  • Waterfront Feet Total: 130
  • Flood Zone Panel: 12103C0117J
  • Water Frontage Feet Creek: 130

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Parcel Number: 25-29-15-06723-000-0440
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 13357
  • Tax Block: 000
  • Tax Book Number: 72-37
  • Tax Lot: 44

Multi Family

  • Waterfront Features: Creek

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2024
Closed on
Jun 10, 2025
Sold by
Jesse Wells and Jesse Deborah L
Bought by
Shirra Family Revocable Trust and Shirra
Seller's Agent
Martha Thorn
COLDWELL BANKER REALTY
Buyer's Agent
Cathy Hypes
COASTAL PROPERTIES GROUP INTER
List Price
$949,000
Sold Price
$820,000
Premium/Discount to List
-$129,000
-13.59%
Views
112
Current Estimated Value
$853,832

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,832
Avg. Annual Appreciation
6.63%
Original Mortgage
$771,400
Outstanding Balance
$769,400
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$84,432

Purchase Details

Closed on
Apr 7, 2010
Sold by
Wells Deborah L
Bought by
Wells Jesse and Wells Deborah L

Purchase Details

Closed on
Dec 15, 2006
Sold by
Primmer Janet L
Bought by
Wells Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 26, 2001
Sold by
Kubisiak James A and Kubisiak Tammie M
Bought by
Primmer Janet L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
7.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 1999
Sold by
Desai Anup N and Desai Chhaya A
Bought by
Kubisiak James A and Kubisiak Tammie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,000
Interest Rate
7.7%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 31, 1994
Sold by
Davis Gaither G and Davis Kimberley M
Bought by
Desai Anup N and Desai Chhaya A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,600
Interest Rate
8.46%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $820,000 Fidelity National Title Of Flo
Warranty Deed $820,000 Fidelity National Title Of Flo
Interfamily Deed Transfer -- Attorney
Warranty Deed $600,000 Attorney
Warranty Deed $315,000 --
Warranty Deed $270,000 --
Warranty Deed $232,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $771,400 New Conventional
Closed $771,400 New Conventional
Previous Owner $480,000 Purchase Money Mortgage
Previous Owner $15,000 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $27,000 Credit Line Revolving
Previous Owner $185,600 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/10/2025 06/10/25 Sold $820,000 -8.8% $274 / Sq Ft
03/28/2025 03/28/25 Pending -- -- --
03/09/2025 03/09/25 Price Changed $899,000 -5.3% $300 / Sq Ft
01/10/2025 01/10/25 For Sale $949,000 +15.7% $317 / Sq Ft
12/02/2024 12/02/24 Off Market $820,000 -- --
11/08/2024 11/08/24 Price Changed $949,000 -2.7% $317 / Sq Ft
10/21/2024 10/21/24 For Sale $975,000 -- $325 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,212 $778,660 $277,688 $500,972
2024 $11,732 $773,566 $325,465 $448,101
2023 $11,732 $620,378 $255,374 $365,004
2022 $11,637 $651,704 $335,543 $316,161
2021 $10,866 $556,377 $0 $0
2020 $9,929 $490,301 $0 $0
2019 $9,324 $472,790 $186,704 $286,086
2018 $8,469 $411,241 $0 $0
2017 $7,938 $392,078 $0 $0
2016 $7,367 $379,173 $0 $0
2015 $7,117 $378,654 $0 $0
2014 $6,207 $313,290 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8313080

Stellar MLS

APN: 25-29-15-06723-000-0440