NOT LISTED FOR SALE

1725 White Cloud Dr N Isle, MN 56342

Estimated Value: $836,670 - $861,000

4 Beds
3 Baths
2,214 Sq Ft
$383/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2026

Last sale price $835,000 $377 Per Sq Ft

11 Days on Market

Highlights

  • 71 Feet of Waterfront
  • Island Location
  • Family Room with Fireplace
  • Beach Access
  • Deck
  • Main Floor Primary Bedroom

About This Home

As of April 2026

What does a truly turnkey lake home on Mille Lacs Lake look like in 2026?
It looks like 1725 White Cloud Drive. Located on Malone Island in Isle, Minnesota, this fully renovated lakefront home answers what today’s buyers are searching for: a property that delivers modern updates, reliable systems, strong rental potential, and immediate lake access—without the typical renovation headaches. This four-bedroom, three-bathroom home offers 2,214 square feet of reimagined living space, paired with 71 feet of private shoreline and a walkout lower level that leads to a gentle, usable lakeshore—ideal for swimming, boating, and everyday lake living. Inside, the home has been thoughtfully redesigned to maximize light, flow, and functionality. Buyers looking for a modern lake house with open living spaces will appreciate the updated layout, new kitchen, refreshed bathrooms, and two gas fireplaces that create a comfortable, year-round retreat. Large windows frame panoramic lake views, while the expansive balcony provides a front-row seat to life on Mille Lacs Lake. What sets this property apart—and what many buyers specifically ask about—is peace of mind.
This home delivers it. With nearly $500,000 invested into renovations, nearly every major component has been addressed, including updated electrical, plumbing, insulation, windows, siding, and mechanical systems. Most importantly, a brand-new roof was installed in Fall 2025, eliminating one of the most common concerns buyers have when purchasing lakefront property. For those searching for a lake home with Airbnb or short-term rental income potential, this property stands out. It has a proven rental history and the flexibility to function as both a personal retreat and an income-producing asset—something increasingly important in today’s market. The location answers another key buyer question:
“How close is it to the Twin Cities, and does it still feel like a getaway?” Malone Island offers that balance—accessible for weekend trips, yet private enough to feel removed from the pace of everyday life. This is not just another lake home for sale on Mille Lacs.
It’s a fully upgraded, income-capable, move-in-ready waterfront property designed for how people want to live, invest, and relax today. If you’ve been searching for a lake home that checks all the boxes—location, updates, shoreline, and long-term value—you’ve likely just found it.

Last Agent to Sell the Property

Noah Goedker

eXp Realty Brokerage Phone: 2188213312 Listed on: 03/23/2026

eXp Realty

Last Buyer's Agent

Noah Goedker

eXp Realty Brokerage Phone: 2188213312 Listed on: 03/23/2026

eXp Realty

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,204

Year Built

  • Built in 1978

Lot Details

  • Lot Dimensions are 71x128
  • 71 Feet of Waterfront
  • Lake Front
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Detached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Cement Board or Planked

Interior Spaces

  • 1.5-Story Property
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Lower Floor Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 3 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Beach Access
  • Deck
  • Patio
  • Wrap Around Porch

Location

  • Island Location

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Malone Island Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 205600310

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,204

Year Built

Built in 1978

Lot Details

0.25 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Cement Board
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 1978
  • Above Grade Finished Sq Ft: 1314
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: Y
  • Attribution Contact: 2188213312
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full, Walkout
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Fireplace Features: Family Room, Gas, Living Room
  • Living Area: 2214
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 900
  • Basement YN: Yes

Beds/Baths

  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • View: Lake, North, Panoramic, West
  • Foundation Details: Slab
  • Other Structures: Garage(s)
  • PatioPorchType: Composite Decking, Deck, Patio, Wrap Around
  • Lake Bottom: Hard, Sand, Excellent Sand
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 71

Garage/Parking

  • Parking Features: Detached Garage, Garage Door Opener, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement, Lower Level, Laundry Room, Sink
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: Mille Lacs Energy Co-op

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Panoramic View

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 3206763146

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 71x128
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Island/Peninsula, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 205600310
  • Tax Annual Amount: 7204
  • TaxWithAssessments: 7204

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2026
Closed on
Apr 30, 2026
Sold by
Bought by
Seller's Agent
Noah Goedker
eXp Realty
Buyer's Agent
Noah Goedker
eXp Realty
List Price
$849,900
Sold Price
$835,000
Premium/Discount to List
-$14,900
-1.75%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.63%
Original Mortgage
$668,000
Outstanding Balance
$666,985
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$181,850

Purchase Details

Closed on
May 11, 2022
Sold by
Bought by

Purchase Details

Closed on
May 10, 2022
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$835,000 Cygneture Title
$450,000 --
$450,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $668,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/30/2026 04/30/26 Sold $835,000 -1.8% $377 / Sq Ft
04/07/2026 04/07/26 Pending -- -- --
03/27/2026 03/27/26 For Sale $849,900 -- $384 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,838 $426,000 $190,900 $235,100
2024 $5,728 $387,600 $179,500 $208,100
2023 $5,254 $374,200 $174,500 $199,700
2022 $4,470 $348,600 $168,700 $179,900
2021 $3,694 $252,700 $111,900 $140,800
2020 $3,862 $227,700 $105,700 $122,000
2019 $3,494 $219,200 $102,600 $116,600
2018 $3,322 $210,500 $105,700 $104,800
2017 $3,646 $195,000 $93,300 $101,700
2016 $3,446 $0 $0 $0
2015 $3,580 $0 $0 $0
2014 $3,580 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7040656

NorthstarMLS

APN: 20-560-0310

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