$925,000
SOLD FEB 5, 2025
Last list price

1727 Gypsy Bay Rd Sagle, ID 83860

6 Beds
4 Baths
4,392 Sq Ft
0.6 Acres

Recently Sold

$211 Per Sq Ft

393 Days on Market

Highlights

  • Guest House
  • Waterfront
  • Corner Lot
  • River View
  • Deck
  • Covered patio or porch

About This Home

As of February 2025

Welcome to your dream waterfront retreat in scenic North Idaho! This stunning secondary waterfront property offers a spacious 5-bed/2.5-ba main home w/over 3000SF of living space & includes a guest apartment & detached guest home. The main home is approx. 2700SF,comes semi furnished w/open concept & lots of natural light. Impeccably maintained w/a great short-term rental history, making it an excellent investment opportunity. Above the 2-car attached garage is a 1-bed/1-ba apartment w/a separate entrance & 300SF of Treks deck offering versatility & privacy for guests. As a bonus, the property includes a detached custom 2-bed/2-ba guest home built in 2020spanning 900SF w/radiant floor heat & mini split complete w/its own oversized garage. This charming space provides a perfect retreat for visitors or can be utilized as an additional rental unit. Recent updates to the main home include fresh exterior stain, LVP flooring, new furnace/AC unit, ensuring comfort & efficiency year-round. Take advantage of the boat launch just across the street on the common waterfront lot, providing easy access to the river for boating enthusiasts. Nicely landscaped .60-acre lot w/a fenced garden & raised beds. Property serviced by community water & sewer, while the guest home operates on a private septic system & features an additional50-gallon water storage. Located approx. 25 minutes from Sandpoint & not much further to Schweitzer Mtn. Resort. Whether you're seeking a serene getaway or an investment property w/a proven rental history, this secondary waterfront gem in North Idaho offers the perfect blend of comfort, convenience, & natural beauty. Don't miss the opportunity to call this picturesque retreat your own!

Last Agent to Sell the Property

Jolena Overland

Century 21 Riverstone License #SP32165 Listed on: 07/29/2024

Last Buyer's Agent

Nicole Larossi

EXP Realty License #SP45879

EXP Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,936

Year Built

  • Built in 2006

Lot Details

  • 0.6 Acre Lot
  • Waterfront
  • Corner Lot
  • Level Lot
  • Property is zoned Rural, Rural

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • Attached Garage

Property Views

  • River
  • Mountain
  • Neighborhood

Home Design

  • Concrete Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 4,392 Sq Ft Home
  • Multi-Level Property
  • Fireplace
  • Luxury Vinyl Plank Tile Flooring
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 4 Bathrooms

Laundry

  • Electric Dryer
  • Washer

Outdoor Features

  • Deck
  • Covered patio or porch

Additional Homes

  • Guest House

Utilities

  • Forced Air Heating System
  • Propane Stove
  • Heating System Uses Propane
  • Propane
  • Septic System
  • High Speed Internet

Community Details

  • Swan Shores Subdivision

Listing and Financial Details

  • Assessor Parcel Number RP041530010220A

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,936

Year Built

Built in 2006

Lot Details

0

HOA Fees

$150 per month

Listing Details

  • Property Sub Type: Residential Waterfront Secondary
  • Prop. Type: Residential
  • Lot Size Acres: 0.6
  • Road Surface Type: Gravel
  • Water Body Name: Pend Oreille River
  • Subdivision Name: Swan Shores
  • Directions: From Sandpoint head S across the longbridge, turn right on Lakeshore, then right onto Gypsy Bay Rd, the home will be on your left.
  • Year Built: 2006
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Special Features: None

Interior Features

  • Appliances: Washer, Refrigerator, Range/Oven - Elec, Microwave, Freezer, Dryer, Electric, Dishwasher, Cooktop
  • Has Basement: None, Crawl Space
  • Basement YN: No
  • Total Bedrooms: 6
  • Flooring: Vinyl, LVP
  • Interior Amenities: High Speed Internet
  • Living Area: 4392.0
  • ResoLivingAreaSource: Assessor
  • Appliances Dishwasher: Yes
  • Appliances:Dryer Electric: Yes
  • Appliances:RangeOven - Elec: Yes
  • Interior Features:High Speed Internet: Yes
  • Basement:None Crawl Space: Yes
  • Appliances:Cooktop: Yes
  • Appliances:Freezer: Yes

Exterior Features

  • Lot Features: Corner Lot, Level
  • View: Mountain(s), River, Neighborhood
  • View: Yes
  • Waterfront Features: Lot Type 2
  • Waterfront: Yes
  • Common Walls: No Common Walls
  • Construction Type: Wood, Frame
  • Exterior Features: Covered Porch, Open Deck, Open Porch
  • Foundation Details: Concrete Perimeter
  • Other Structures: Guest House, See Remarks
  • Roof: Composition
  • Exterior Features:Open Deck: Yes
  • Construction:Frame: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Covered Porch: Yes
  • Lot Features:Corner Lot: Yes
  • Exterior Features:Open Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • General Property Description:Garage Type2: Att Garage
  • General Property Description:Garage Stall2: 2 Car

Utilities

  • Heating: Electric, Propane, Forced Air, Fireplace(s), Propane Stove
  • Heating Yn: Yes
  • Sewer: Septic System
  • Water Source: Community System
  • Heating:Forced Air: Yes
  • Heating:Fireplace2: Yes
  • Heating:Stove - Propane: Yes

Condo/Co-op/Association

  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Property Subject to:Association Fee: 150

Schools

  • Junior High Dist: Lk Pend Oreille - 84

Lot Info

  • Lot Size Sq Ft: 26136.0
  • Additional Parcels Description: 6776
  • Parcel #: RP041530010220A
  • Zoning: Rural

Tax Info

  • Tax Annual Amount: 5936.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2024
Closed on
Feb 3, 2025
Sold by
Mccluskey Tracy S
Bought by
Brown Frank A and Brown Kendall K
Seller's Agent
Jolena Overland
Century 21 Riverstone
Buyer's Agent
Nicole Larossi
EXP Realty
List Price
$995,000
Sold Price
$895,000
Premium/Discount to List
-$100,000
-10.05%
Total Days on Market
393
Views
36
Current Estimated Value
$1,723,171

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$828,171
Avg. Annual Appreciation
549.94%
Original Mortgage
$671,250
Outstanding Balance
$670,113
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$1,053,058

Purchase Details

Closed on
Mar 9, 2016
Sold by
Mccluskey William R
Bought by
Mccluskey Tracy S

Purchase Details

Closed on
Dec 18, 2006
Sold by
Krumenacker Troy and Krumenacker Sheri R
Bought by
Mccluskey William R and Mccluskey Tracy S
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- North Idaho Title
Interfamily Deed Transfer -- None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $671,250 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/05/2025 02/05/25 Sold -- -- --
12/27/2024 12/27/24 Pending -- -- --
09/13/2024 09/13/24 Price Changed $925,000 -7.0% $211 / Sq Ft
07/29/2024 07/29/24 Price Changed $995,000 0.0% $227 / Sq Ft
07/29/2024 07/29/24 For Sale $995,000 -9.5% $227 / Sq Ft
06/05/2024 06/05/24 Off Market -- -- --
05/06/2024 05/06/24 Price Changed $1,099,000 -8.2% $250 / Sq Ft
11/29/2023 11/29/23 For Sale $1,197,000 -- $273 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,670 $1,505,604 $359,250 $1,146,354
2023 $5,876 $1,229,561 $303,000 $926,561
2022 $6,583 $1,303,910 $251,000 $1,052,910
2021 $6,683 $886,394 $166,154 $720,240
2020 $4,887 $603,167 $91,650 $511,517
2019 $4,295 $562,971 $73,500 $489,471
2018 $4,187 $491,951 $68,000 $423,951
2017 $4,187 $453,410 $0 $0
2016 $4,331 $456,440 $0 $0
2015 -- $445,620 $0 $0
2014 -- $445,620 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Coeur d'Alene Multiple Listing Service

MLS Number: 23-10298

Coeur d

APN: RP041-530-010220A