$695,000
SOLD MAR 12, 2025

174 Main St Cold Spring, NY 10516

4 Beds
2.5 Baths
1,663 Sq Ft
3,851 Sq Ft Lot

Recently Sold

$418 Per Sq Ft

13% Below List Price

155 Days on Market

Highlights

  • Victorian Architecture
  • Haldane Elementary/Middle School Rated A-
  • 2-minute walk to Cold Spring Tiny Tots Park

About This Home

As of March 2025

This Victorian Italianate home is located in the historic district of Cold Spring, and the very heart of town. It is within walking distance of restaurants, library, school, and train, yet has one of the most peaceful views in town - a lovely view of a large and sweeping lawn across the street. Built in 1870, it was purchased and expanded by George W. Mosher in 1890, and has been in his family since. The home has front and side porches and boasts 9 rooms on three floors (plus 2 and a half bathrooms, large closet room upstairs[former nursery], and hall. ) (1800 sq. feet) The remodeled main floor kitchen has a stackable laundry unit and access to the side porch. The home sits on a 35’ x 100’ lot, with room for off- street parking, and has an adjacent lot that extends in L -shaped fashion to Morris Ave. The finished basement (original kitchen and dining room) offers the possibility of an in-law suite. Additional Information: HeatingFuel:Oil Above Ground,

Last Agent to Sell the Property

Bill Hussung

Robert A. McCaffrey Realty Inc Brokerage Phone: (845) 265-4113 License #10311207012 Listed on: 06/24/2024

Co-Listed By

Mishara Canino

Robert A. McCaffrey Realty Inc Brokerage Phone: (845) 265-4113 License #10301221124

Last Buyer's Agent

Rudolf Vandommele

Houlihan Lawrence Inc. License #10401324658

Houlihan Lawrence Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,467

Year Built

  • Built in 1870

Lot Details

  • 3,851 Sq Ft Lot

Parking

  • Driveway

Home Design

  • Victorian Architecture

Interior Spaces

  • 1,663 Sq Ft Home
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Haldane Elementary/Middle School
  • Haldane Middle School
  • Haldane High School

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Radiant Heating System
  • Oil Water Heater

Listing and Financial Details

  • Assessor Parcel Number 372601-048-008-0005-032-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,467

Year Built

Built in 1870

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architectural Style: Victorian
  • Property SubType: Single Family Residence
  • Year Built: 1870
  • Attribution Contact: (845) 265-4113
  • Co List Office Mls Id: KEYMCCAFF
  • Co List Office Phone: 845-265-4113
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oil Water Heater
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement: Full
  • Total Bedrooms: 4
  • Living Area: 1663
  • Basement YN: Yes
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Materials: Other
  • Waterfront: No

Garage/Parking

  • Parking Description: Driveway

Utilities

  • Cooling: None
  • Heating: Oil, Radiant
  • Sewer: Public Sewer
  • Utilities: Trash Collection Public
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle School: Haldane

Lot Info

  • Lot Size Acres: 0.0884
  • Lot Size Area: 0.0884
  • Lot Size Sq Ft: 3851
  • Parcel Number: 372601-048-008-0005-032-000-0000
  • Property Attached: No
  • Additional Parcels: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 9467
  • Tax Year: 2023

MLS Schools

  • Elementary School: Haldane Elementary/Middle School
  • High School: Haldane High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 24, 2024
Closed on
Mar 12, 2025
Sold by
Judith Culbert Darcy Living Trust and Culbert Darcy Judith
Bought by
Taylor Travis and Kisla Julia
Seller's Agent
Bill Hussung
Robert A. McCaffrey Realty Inc
Buyer's Agent
Rudolf Vandommele
Houlihan Lawrence Inc.
List Price
$795,000
Sold Price
$695,000
Premium/Discount to List
-$100,000
-12.58%
Views
276
Current Estimated Value
$676,743

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,257
Avg. Annual Appreciation
-4.85%
Original Mortgage
$345,000
Outstanding Balance
$344,710
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$336,255

Purchase Details

Closed on
Jul 1, 2009
Sold by
Darcy Judith Culbert and Culbert Judith
Bought by
Darcy Judith Culbert and The Judith Culbert Darcy Living Trust
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $695,000 Thoroughbred Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $345,000 New Conventional
Previous Owner $350,000 New Conventional
Previous Owner $51,876 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/12/2025 03/12/25 Sold $695,000 0.0% $418 / Sq Ft
11/26/2024 11/26/24 Pending -- -- --
11/08/2024 11/08/24 Off Market $695,000 -- --
09/17/2024 09/17/24 Price Changed $695,000 -12.6% $418 / Sq Ft
06/24/2024 06/24/24 For Sale $795,000 -- $478 / Sq Ft
Source: OneKey® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $12,416 $197,240 $39,440 $157,800
2022 $12,091 $197,240 $39,440 $157,800
2021 $9,467 $197,240 $39,440 $157,800
2020 $11,660 $197,240 $39,440 $157,800
2019 $2,265 $197,240 $39,440 $157,800
2018 $11,296 $197,240 $39,440 $157,800
2017 $13,244 $197,240 $39,440 $157,800
2016 $10,943 $197,240 $39,440 $157,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: OneKey® MLS

MLS Number: H6313394

OneKey® MLS

APN: 372601-048-008-0005-032-000-0000