$790,000
UNDER CONTRACT

174 Old Course Loop Cape Charles, VA 23310

Estimated payment $5,052/month

Total Views 4,685
4 Beds
3 Baths
2,302 Sq Ft
$343 Price per Sq Ft

Highlights

  • Golf Course Community
  • Main Floor Bedroom
  • Screened Porch
  • Waterfront
  • 1 Fireplace
  • Eat-In Kitchen

About This Home

Stunning 4BR/3BA Palmer Lakes Villa in Bay Creek! Built in 2021 by Beacon Homes, this beautiful home overlooks the 12th green of the Palmer Course with peaceful pond views. Enjoy an open floor plan, a spacious kitchen with stainless appliances, and a cozy propane fireplace in the living area. The first-floor primary suite features an ensuite bath and large closet. Custom Window Treatments throughout! Upstairs offers a huge bonus room with full bath and finished attic storage. Relax on your patio and take in the serene golf and water views! Bay Creek members enjoy 27 holes of golf, private beach access, new pickleball courts, pools, trails, and a Life Center with year-round activities. These Palmer Lakes Villas are in high demand—don't wait! Schedule your tour of this home today!

Listing Agent

Natalie Smith

BAY CREEK REALTY Brokerage Phone: 7573318742 License #0225268118 Listed on: 10/30/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,783

Year Built

  • Built in 2021

HOA Fees

  • $593 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Open Parking

Home Design

  • Duplex
  • Slab Foundation
  • Composition Roof
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 2,302 Sq Ft Home
  • 2-Story Property
  • Sheet Rock Walls or Ceilings
  • 1 Fireplace
  • Window Treatments
  • Dining Area
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Water Conditioner

Additional Features

  • Level Entry For Accessibility
  • Waterfront

Listing and Financial Details

  • Tax Lot 14A
  • $522,000 per year additional tax assessments

Community Details

Overview

  • Bay Creek Association
  • Bay Creek Fairways Subdivision

Recreation

  • Golf Course Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,783

Year Built

Built in 2021

Lot Details

0

HOA Fees

$593 per month

Parking

2

Listing Details

  • Property Sub Type: Duplex,Multi Family,Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 0
  • Water Body Name: Pond Front
  • Subdivision Name: Bay Creek - Fairways
  • Directions: Bay Creek Pkwy-Left Palmer Drive-Left into Fairways, follow Old Course Loop.
  • Architectural Style: Duplex
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: Yes
  • Building Stories: 2
  • Structure Type: Duplex
  • Year Built: 2021
  • Kitchen Level: First
  • RoomBedroom1Level: First
  • Special Features: UnderContract
  • Stories: 2

Interior Features

  • Appliances: Electric Water Heater, Range, Microwave, Dishwasher, Disposal, Refrigerator, Range Hood, Water Conditioner, Washer, Dryer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Location: First
  • Fireplace Features: One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Walk-In Closet(s), 1st Floor Bedroom, Other
  • Living Area: 2302
  • Window Features: Window Treatments
  • Room Bedroom2 Level: First
  • Dining Room Features: Eat-in Kitchen, Dining Area
  • Room Bedroom4 Level: Second
  • Living Room Living Room Level: First
  • Room Family Room Level: First
  • Room Bedroom3 Level: First
  • Dining Room Dining Room Level: First

Exterior Features

  • Lot Features: Other
  • Waterfront Features: Other-See Remarks, Waterfront
  • Waterfront: Yes
  • Disclosures: HOA Disclosure
  • Construction Type: HardiPlank Type, Sheetrock
  • Exterior Features: Other
  • Foundation Details: Slab
  • Patio And Porch Features: Screened, Porch
  • Property Condition: 1-5 yrs +/-
  • Roof: Composition, Metal

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Two Car, Paved
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Community

Condo/Co-op/Association

  • Community Features: Golf, Community Amenities
  • Association Fee: 7116
  • Association Fee Frequency: Annually
  • Association Name: Bay Creek
  • Association: Yes

Lot Info

  • Farm Land Area Units: Square Feet

Tax Info

  • Tax Book Number: 220001681
  • Tax Lot: 14A
  • Tax Map Number: 90-31-14A
  • Tax Other Annual Assessment Amount: 522000

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,783 $552,200 $137,400 $414,800
2023 $4,159 $547,200 $137,400 $409,800
2022 $2,008 $264,200 $137,400 $126,800
2021 $1,044 $125,000 $125,000 $0
2020 $1,044 $125,000 $125,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 For Sale $790,000 +41.7% $343 / Sq Ft
06/16/2022 06/16/22 Sold $557,590 +8.5% $310 / Sq Ft View Prior Sale
05/17/2022 05/17/22 Pending -- -- --
04/15/2021 04/15/21 For Sale $514,000 -- $286 / Sq Ft
Source: Eastern Shore Association of REALTORS®

Source: Eastern Shore Association of REALTORS®

MLS Number: 65391

Virginia Northampton County Cape Charles 23310

174 Old Course Loop, Cape Charles, VA

Under Contract

MultiFamily

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Natalie Smith
Listing Agent
Natalie Smith
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BAY CREEK REALTY
(757) 239-3831