Seller's Agent in 2025
Paige Brown
Coldwell Banker Realty
(540) 270-0106
27 in this area
78 Total Sales
175 Ruth Rd Freeport, FL 32439
Estimated Value: $417,000 - $471,000
3
Beds
2
Baths
1,972
Sq Ft
$230/Sq Ft
Est. Value
Highlights
- Docks
- Parking available for a boat
- Primary Bedroom Suite
- Freeport Middle School Rated A-
- Spa
- Home fronts a canal
About This Home
As of April 2025Discover this charming canal front home in Freeport, offering a serene and convenient boating experience just 2 minutes from the protected waters of Alaqua Bayou. This prime location provides easy access to the Choctawhatchee Bay and the Gulf of Mexico, with the Portland public launch only a 10-minute boat ride away. The property boasts a 65-foot dock with a 4-foot draw in winter and a 6-8 foot draw in summer, making it a true boater's paradise. The outdoor spaces are designed for ultimate relaxation and entertainment, featuring a gas fire pit, expansive decks, covered porches, an outdoor shower, and a hot tub. . The main house was fully remodeled in 2020, it offers 3 bedrooms and 2 full baths. An auxiliary building provides versatile living options with two bed alcoves, a full bathroom and plumbing and wiring for a future kitchen, plus a loft space ready for customization. The property also includes a workshop and shed, both with electricity, perfect for hobbyists or additional storage. This waterfront gem
Last Agent to Sell the Property
Coldwell Banker Realty License #3437324 Listed on: 02/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $907
Year Built
- Built in 1963 | Remodeled
Lot Details
- 16,117 Sq Ft Lot
- Lot Dimensions are 60x135
- Home fronts a canal
- Property fronts a county road
- Street terminates at a dead end
- Interior Lot
- Level Lot
Home Design
- Metal Roof
Interior Spaces
- 1,972 Sq Ft Home
- 1-Story Property
- Partially Furnished
- Woodwork
- Ceiling Fan
- Track Lighting
- Window Treatments
- Living Room
- Dining Area
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Walk-In Pantry
- Induction Cooktop
- Microwave
- Dishwasher
- Wine Refrigerator
Flooring
- Painted or Stained Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- 2 Full Bathrooms
- Shower Only
- Primary Bathroom includes a Walk-In Shower
Laundry
- Dryer
- Washer
Parking
- 2 Detached Carport Spaces
- Oversized Parking
- Parking available for a boat
- RV Access or Parking
Pool
- Spa
- Outdoor Shower
Outdoor Features
- Docks
- Covered Deck
- Open Patio
- Separate Outdoor Workshop
- Shed
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Cooling Available
- Electric Water Heater
- Septic Tank
Community Details
- Unrecorded Subdivision
Listing and Financial Details
- Assessor Parcel Number 13-1S-20-32010-001-0100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 23, 2025
Closed on
Apr 8, 2025
Sold by
Holloway Roger Fred
Bought by
Simpson David Bob and Simpson Patricia Delaina
Seller's Agent
Paige Brown
Coldwell Banker Realty
Buyer's Agent
Paige Brown
Coldwell Banker Realty
List Price
$475,000
Sold Price
$475,990
Premium/Discount to List
$990
0.21%
Views
9
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$22,334
Avg. Annual Appreciation
-4.31%
Original Mortgage
$466,396
Outstanding Balance
$463,543
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
-$9,887
Purchase Details
Closed on
Feb 23, 2021
Sold by
Holloway and Shirley
Bought by
Holloway Jerrad C and Holloway Casey L
Purchase Details
Closed on
Sep 29, 2015
Sold by
Barrett Bill
Bought by
Holloway Roger and Holloway Shirley
Purchase Details
Listed on
Aug 30, 2013
Closed on
Mar 4, 2014
Sold by
Campbell Joe Robert and Campbell Lynette
Bought by
Barrett Bill
Seller's Agent
Lynette Campbell
The Realty Firm Inc
Buyer's Agent
Lynette Campbell
The Realty Firm Inc
List Price
$125,000
Sold Price
$125,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.15%
Purchase Details
Closed on
Aug 1, 2005
Sold by
Cassidy Edward J and Cassidy Carol
Bought by
Campbell Joe Robert and Campbell Lynette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 14, 2003
Sold by
Ritenour Marlena L and Ritenour Raymond H
Bought by
Cassidy Edward J and Cassidy Carol
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Simpson David Bob | $475,000 | None Listed On Document | |
| Holloway Jerrad C | -- | None Listed On Document | |
| Holloway Roger | $135,000 | Mcgill Escrow & Title | |
| Barrett Bill | $125,000 | Mcgill Escrow & Title Llc | |
| Campbell Joe Robert | $265,000 | Acquire Land Title Inc | |
| Cassidy Edward J | $125,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Simpson David Bob | $466,396 | |
| Previous Owner | Campbell Joe Robert | $265,000 | |
| Previous Owner | Cassidy Edward J | $100,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/08/2025 04/08/25 | Sold | $475,990 | +0.2% | $241 / Sq Ft | |
| 02/24/2025 02/24/25 | Pending | -- | -- | -- | |
| 02/23/2025 02/23/25 | For Sale | $475,000 | +280.0% | $241 / Sq Ft | |
| 03/04/2014 03/04/14 | Sold | $125,000 | 0.0% | $114 / Sq Ft | View Prior Sale |
| 02/19/2014 02/19/14 | Pending | -- | -- | -- | |
| 08/30/2013 08/30/13 | For Sale | $125,000 | -- | $114 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $926 | $140,726 | -- | -- |
| 2024 | $870 | $136,760 | -- | -- |
| 2023 | $870 | $132,777 | $0 | $0 |
| 2022 | $858 | $128,910 | $0 | $0 |
| 2021 | $728 | $109,632 | $0 | $0 |
| 2020 | $739 | $108,118 | $47,399 | $60,719 |
| 2019 | $822 | $81,332 | $24,447 | $56,885 |
| 2018 | $814 | $80,090 | $0 | $0 |
| 2017 | $774 | $75,472 | $19,936 | $55,536 |
| 2016 | $777 | $75,038 | $0 | $0 |
| 2015 | $718 | $67,567 | $0 | $0 |
| 2014 | $734 | $68,224 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Paige Brown
-
Lynette Campbell
Seller's Agent in 2014
Lynette Campbell
The Realty Firm Inc
(850) 830-8883
11 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 969303
APN: 13-1S-20-32010-001-0100
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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