NOT LISTED FOR SALE

Emerald Isle Condominiums 17545 Front Beach Rd Unit 1402 Panama City Beach, FL 32413

Estimated Value: $567,390 - $584,000

2 Beds
2 Baths
1,146 Sq Ft
$546/mo HOA Fee

Last Sold March 01, 2021

Last sale price $370,000 $323 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $4,231/month

55 Days on Market

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Clubhouse
  • J.R. Arnold High School Rated A-
  • In Ground Pool
  • Great Room

About This Home

As of March 2021

This is your opportunity to own a slice of paradise on the 14th floor of Emerald Isle! Put your touches on this unfurnished unit! It has its master bedroom on the gulf side opening up to a spacious balcony. A second spacious bedroom and two full bathrooms not to mention the outside storage closet by the front door! New AC ins 2018, new hot water heater in 2019, and new garbage disposal in 2020, as per seller. Emerald Isle includes two swimming pools, hot tub, steam room, sauna, fitness center, gulf front community room, grills, etc!

Last Agent to Sell the Property

Bill Holt

20/20 Real Estate Services Inc License #0644636 Listed on: 12/07/2020

Last Buyer's Agent

Cynthia Luster

Commercial Property Investment

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,670

Year Built

  • Built in 2005

Lot Details

  • Property fronts gulf or ocean
  • Property fronts a highway

HOA Fees

  • $546 Monthly HOA Fees

Home Design

  • Pillar, Post or Pier Foundation

Interior Spaces

  • 1,146 Sq Ft Home
  • 1-Story Property
  • Great Room

Kitchen

  • Breakfast Bar
  • Electric Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include cable TV, pest control, pool(s), sewer, trash
  • 199 Units
  • High-Rise Condominium
  • Emerald Isle Subdivision

Amenities

  • Clubhouse
  • Elevator
  • Community Storage Space

Recreation

  • Beach

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,670

Year Built

Built in 2005

Lot Details

0

HOA Fees

$546 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Condominium
  • Lot Size: 0 X 0
  • Road Frontage Type: Highway
  • Subdivision Name: Emerald Isle
  • Architectural Style: High Rise
  • Entry Level: 14
  • Unit Levels: One
  • Building Stories: 1
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1146.0
  • Dining Room Type: Bedroom, Great Room, Primary Bathroom
  • Stories: 22
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Waterfront
  • Waterfront: Yes
  • Construction Type: Concrete
  • Foundation Details: Pillar/Post/Pier

Garage/Parking

  • Garage: No

Utilities

  • Utilities: Sewer Connected, Water Connected
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 546.0
  • Community Features: Beach, Clubhouse, Elevator, Fitness Center, Other, Pool, See Remarks
  • Amenities: Storage
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Cable TV, Pest Control, Pool(s), Sewer, Trash

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resort

Rental Info

  • Furnished: Unfurnished

Multi Family

  • Number Of Units In Community: 199

Tax Info

  • Tax Annual Amount: 3670.0
  • Tax Year: 2019

MLS Schools

  • Elementary School: West Bay
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 25, 2025
Sold by
Beck William Clifton and Beck Carolyn Sue
Bought by
Sands Jeffrey Robert
Current Estimated Value
$572,187

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$463,300
Outstanding Balance
$463,300
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$110,736

Purchase Details

Listed on
Dec 7, 2020
Closed on
Mar 1, 2021
Sold by
Pate Diane Lee and Pate Elizabeth Diane
Bought by
Beck William Clifton and Beck Carolyn Sue
Seller's Agent
Bill Holt
20/20 Real Estate Services Inc
Buyer's Agent
Cynthia Luster
Commercial Property Investment
List Price
$394,500
Sold Price
$370,000
Premium/Discount to List
-$24,500
-6.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.40%

Purchase Details

Closed on
Jul 22, 2019
Sold by
Pate Diane L and Pate Grimsley Diane Lee
Bought by
Pate Diane Lee and Pate Elizabeth Diane

Purchase Details

Closed on
Jul 16, 2008
Sold by
Rcs Reo I Llc
Bought by
Suntrust Mortgage

Purchase Details

Closed on
Mar 28, 2008
Sold by
Gonzalez Leticia
Bought by
Rcs Reo I Llc

Purchase Details

Closed on
Mar 8, 2006
Sold by
Milani Fred
Bought by
Gonzalez Leticia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
6.19%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Dec 7, 2005
Sold by
Mullins A L
Bought by
Milani Fred

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,500
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 23, 2005
Sold by
Emerald Isle Developers Llc
Bought by
Mullins A L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,000
Interest Rate
6.37%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sands Jeffrey Robert $565,000 South Oak Title
Sands Jeffrey Robert $565,000 South Oak Title
Beck William Clifton $370,000 None Available
Pate Diane Lee -- Attorney
Suntrust Mortgage -- Lsc Title Inc
Rcs Reo I Llc -- None Available
Gonzalez Leticia $450,000 Neighborhood Title Group
Milani Fred $385,000 Surety Land Title Of Fl Llc
Mullins A L $259,900 Surety Land Title Of Fl Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sands Jeffrey Robert $463,300
Closed Sands Jeffrey Robert $463,300
Previous Owner Pate Diane Lee $200,000
Previous Owner Gonzalez Leticia $90,000
Previous Owner Gonzalez Leticia $315,000
Previous Owner Milani Fred $38,500
Previous Owner Milani Fred $308,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/22/2023 01/22/23 Off Market $370,000 -- --
03/01/2021 03/01/21 Sold $370,000 -5.0% $323 / Sq Ft
01/31/2021 01/31/21 Pending -- -- --
01/08/2021 01/08/21 Price Changed $389,500 -1.3% $340 / Sq Ft
12/07/2020 12/07/20 For Sale $394,500 -- $344 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,629 $531,250 -- $531,250
2023 $6,629 $531,250 $0 $531,250
2022 $5,404 $469,200 $0 $469,200
2021 $4,062 $327,250 $0 $327,250
2020 $3,837 $318,750 $0 $318,750
2019 $3,670 $305,575 $0 $305,575
2018 $0 $295,375 $0 $0
2017 $0 $288,150 $0 $0
2016 -- $267,410 $0 $0
2015 -- $243,100 $0 $0
2014 -- $221,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 705484

Central Panhandle Association of REALTORS®

APN: 38335-497-102