NOT LISTED FOR SALE

Emerald Isle Condominiums 17545 Front Beach Rd Unit 1409 Panama City Beach, FL 32413

Estimated Value: $588,954 - $644,000

2 Beds
2 Baths
1,146 Sq Ft
$546/mo HOA Fee

Last Sold May 13, 2022

Last sale price $630,000 $550 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $4,460/month

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Furnished
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • Community Pool

About This Home

As of May 2022

Come experience this West End of the beach gem! Emerald Isle is in a quiet area of Panama City Beach with gorgeous gulf front views from every unit - Wake up to the sight of beautiful Emerald waters right from your bed! With two bedrooms and two baths, you can sleep 6 when using the pull out sofa. Spacious is the key word with a 27' x 10.5' balcony with access from the living room and master bedroom. The kitchen is well appointed with custom cabinets and granite countertops. The living room furnishings are new along with 2018 AC (inside and out) and 2018 water heater. Other features include a stackable washer and dryer, tile floor throughout, breakfast bar, and cultured marble bathroom vanities and tub surrounds. The balcony has a full dining table to enjoy dining al fresco! The amenities

Last Agent to Sell the Property

Christine Lance

Keller Williams Success Realty License #3278226 Listed on: 04/03/2022

Keller Williams Success Realty

Last Buyer's Agent

Todd Akins

Team 10 Real Estate LLC License #SL3434204

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,062

Year Built

  • Built in 2005

Lot Details

  • Property fronts gulf or ocean

HOA Fees

  • $546 Monthly HOA Fees

Interior Spaces

  • 1,146 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Parking

  • Garage
  • Deeded Parking
  • Assigned Parking

Outdoor Features

  • Deeded access to the beach
  • Balcony

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include insurance, internet, legal/accounting, ground maintenance, pool(s), trash, water
  • 199 Units
  • High-Rise Condominium
  • Emerald Isle Subdivision
  • 23-Story Property

Amenities

  • Community Barbecue Grill
  • Elevator

Recreation

  • Beach

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,062

Year Built

Built in 2005

Lot Details

0

HOA Fees

$546 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Condominium
  • Lot Size: 0 x 0
  • Subdivision Name: Emerald Isle
  • Architectural Style: High Rise
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • Interior Amenities: Breakfast Bar
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1146.0
  • Dining Room Type: Bedroom, Kitchen, Living Room, Primary Bedroom
  • Stories: 23
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Parking Features: Assigned, Covered, Deeded, Garage
  • Garage: No

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 546.0
  • Community Features: Barbecue, Beach, Elevator, Fitness Center, Other, Pool, See Remarks, Short Term Rental Allowed
  • Amenities: Beach Rights
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pool(s), Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Furnished

Multi Family

  • Number Of Units In Community: 199

Tax Info

  • Tax Annual Amount: 4062.0
  • Tax Year: 2021

MLS Schools

  • Elementary School: West Bay
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2022
Closed on
May 13, 2022
Sold by
John Tweed Edward and John Leslie
Bought by
Wilson Matthew Todd
Seller's Agent
Christine Lance
Keller Williams Success Realty
Buyer's Agent
Todd Akins
Team 10 Real Estate LLC
List Price
$629,000
Sold Price
$630,000
Premium/Discount to List
$1,000
0.16%
Current Estimated Value
$612,689

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,311
Avg. Annual Appreciation
-0.09%
Original Mortgage
$504,000
Outstanding Balance
$482,373
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$145,812

Purchase Details

Listed on
Jan 18, 2018
Closed on
Apr 13, 2018
Sold by
Bray Emory H
Bought by
Tweed Edward John and Tweed Leslie
Seller's Agent
Ron Jones
CENTURY 21 AllPoints Realty
Buyer's Agent
Christine Lance
Keller Williams Realty Emerald
List Price
$379,900
Sold Price
$370,000
Premium/Discount to List
-$9,900
-2.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.93%

Purchase Details

Closed on
Nov 23, 2005
Sold by
Emerald Isle Developers Llc
Bought by
Bray Emory H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,000
Interest Rate
7%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilson Matthew Todd $630,000 Blue Title
Tweed Edward John $370,000 H& S Title & Escrow Inc
Bray Emory H $259,900 Surety Land Title Of Fl Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilson Matthew Todd $504,000
Previous Owner Bray Emory H $328,000
Previous Owner Bray Emory H $211,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2022 08/11/22 Off Market $630,000 -- --
06/20/2022 06/20/22 Off Market $370,000 -- --
05/13/2022 05/13/22 Sold $630,000 +0.2% $550 / Sq Ft
04/04/2022 04/04/22 Pending -- -- --
04/04/2022 04/04/22 For Sale $629,000 +70.0% $549 / Sq Ft
04/13/2018 04/13/18 Sold $370,000 -2.6% $323 / Sq Ft
03/05/2018 03/05/18 Pending -- -- --
01/18/2018 01/18/18 For Sale $379,900 -- $332 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,715 $531,250 -- $531,250
2023 $6,715 $531,250 $0 $531,250
2022 $4,892 $359,975 $0 $0
2021 $4,062 $327,250 $0 $327,250
2020 $3,837 $318,750 $0 $318,750
2019 $3,670 $305,575 $0 $305,575
2018 $3,611 $295,375 $0 $0
2017 $3,271 $288,150 $0 $0
2016 $3,097 $267,410 $0 $0
2015 $2,954 $243,100 $0 $0
2014 $2,639 $221,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 724555

Central Panhandle Association of REALTORS®

APN: 38335-497-109