$375,000
$10K PRICE DROP

177 Mountain View Ln Troy, NC 27371

Estimated payment $2,107/month

Total Views 34,795
4 Beds
3 Baths
2,560 Sq Ft
$146 Price per Sq Ft

Highlights

  • Covered Dock
  • Pier or Dock
  • Waterfront
  • Pier
  • Boat Lift
  • Clubhouse

About This Home

WATERFRONT under $400,000 is hard to find in todays market. Incredible opportunity on Lake Tillery! This 4BR/3BA diamond in the rough offers over 2,300 sq ft and is ready for renovation. Center section was permitted; two new mini-splits with new paint & drywall already in place. Boat lift is disconnected (not rated for seller’s yacht), and boathouse electrical is non-functional. House needs major renovations and is sold as-is. Seller has never lived in or stayed overnight in the home. Located in Holiday Shores with lake access, clubhouse, and boat ramp. Stunning views of the cove and main channel. Montgomery County could not locate any septic permit information. New electrical service permitted and installed. Agent is owner. Run your comps—ARV exceeds $700,000.

Listing Agent

Kirk Hanson

Coldwell Banker- CK Select Brokerage Email: kirk@ckselectrealestate.com License #235328 Listed on: 06/14/2025

Coldwell Banker- CK Select

Co-Listing Agent

TJ Blackwelder

Coldwell Banker- CK Select Brokerage Email: kirk@ckselectrealestate.com

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1970

Lot Details

  • Lot Dimensions are 114 x 175 x 104 x 101
  • Waterfront
  • Sloped Lot
  • Property is zoned NCHD, NC

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Pillar, Post or Pier Foundation
  • Composition Roof
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Insulated Windows
  • French Doors
  • Insulated Doors
  • Living Room with Fireplace

Kitchen

  • Electric Range
  • Range Hood

Flooring

  • Wood
  • Carpet
  • Linoleum
  • Vinyl

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • Mirrored Closets Doors
  • 3 Full Bathrooms
  • Dual Flush Toilets
  • Low Flow Plumbing Fixtures

Basement

  • Exterior Basement Entry
  • Dirt Floor
  • Crawl Space
  • Basement Storage

Parking

  • Driveway
  • 4 Open Parking Spaces

Outdoor Features

  • Pier
  • Access To Lake
  • Boat Lift
  • Covered Dock
  • Shed

Schools

  • Mount Gilead Elementary School
  • West Montgomery Middle School
  • Montgomery Central High School

Utilities

  • Ductless Heating Or Cooling System
  • Multiple cooling system units
  • Window Unit Cooling System
  • Vented Exhaust Fan
  • Shared Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 6588-18-22-8369

Community Details

Overview

  • Holiday Shores HOA, Phone Number (910) 572-3007
  • Holiday Shores Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Pier or Dock
  • Recreation Facilities
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 1970

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Year Built: 1970
  • Restrictions: No Representation,No Restrictions
  • Special Assessment Yn: 0
  • Restrictions Description: Unknown
  • Road Surface Type: Gravel, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 146.48
  • Geocode Confidence: High
  • Attribution Contact: kirk@ckselectrealestate.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement, Crawl Space, Pillar/Post/Pier
  • Fireplace: Yes
  • Flooring: Carpet, Linoleum, Vinyl, Wood
  • Interior Amenities: Built-in Features, Pantry, Split Bedroom, Other - See Remarks
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1470
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 835
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 835
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1090
  • Appliances: Dual Flush Toilets, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Low Flow Fixtures, Refrigerator
  • Other Equipment: Other - See Remarks
  • Above Grade Finished Sq Ft: 2560
  • Has Basement: Dirt Floor, Exterior Entry, Storage Space
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: French Doors, Insulated Door(s), Mirrored Closet Door(s)
  • Fireplace Features: Living Room, Primary Bedroom
  • Living Area: 2560
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1

Exterior Features

  • Exterior Features: Dock - Floating, Storage
  • New Construction: No
  • Roof: Composition, Metal
  • Construction Type: Site Built
  • Water Body Name: Lake Tillery
  • Waterfront Features: Boat Lift, Boat Ramp – Community, Covered structure, Pier, Pier - Community, Dock, Other - See Remarks
  • Construction Type: Vinyl, N/A
  • Other Structures: Shed(s), Other - See Remarks

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 4
  • Open Parking: Yes
  • Parking Features: Driveway, None

Utilities

  • Heating: Ductless, Electric, Sealed Combustion Fireplace
  • Sewer: Septic Installed
  • Laundry Features: Other - See Remarks
  • Cooling: Ceiling Fan(s), Ductless, Electric, Multi Units, Window Unit(s)
  • Utilities: Cable Available, Electricity Connected
  • Water Source: Shared Well

Condo/Co-op/Association

  • Community Features: Clubhouse, Lake Access, Recreation Area, Walking Trails
  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Holiday Shores HOA
  • Phone: 910-572-3007
  • Association: Yes
  • Association Email: hoaholidayshores@gmail.com

Association/Amenities

  • Association Annual Expense: 150.00

Schools

  • Middle Or Junior School: West Montgomery
  • HOA Subject To: Required

Lot Info

  • Lot Features: River Front, Sloped, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 6588-18-22-8369
  • Zoning: NC
  • Lot Size: 114 x 175 x 104 x 101
  • Additional Parcels: No
  • Zoning Specification: NCHD

MLS Schools

  • Elementary School: Mount Gilead
  • High School: Montgomery Central

Map

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,736 $265,100 $94,284 $170,816
2024 $17 $265,100 $94,284 $170,816
2023 $1,736 $265,100 $94,284 $170,816
2022 $1,406 $214,596 $94,284 $120,312
2021 $1,310 $199,935 $94,284 $105,651
2020 $1,712 $255,023 $94,284 $160,739
2018 $1,910 $289,400 $144,045 $145,355
2017 $1,957 $289,400 $144,045 $145,355
2016 $1,955 $289,400 $144,045 $145,355
2015 $1,805 $289,400 $0 $0
2014 $1,805 $289,418 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/20/2025 06/20/25 Price Changed $375,000 -2.6% $146 / Sq Ft
06/14/2025 06/14/25 For Sale $385,000 +113.9% $150 / Sq Ft
09/11/2020 09/11/20 Sold $180,000 0.0% $150 / Sq Ft View Prior Sale
09/11/2020 09/11/20 Sold $180,000 -25.0% $134 / Sq Ft View Prior Sale
07/27/2020 07/27/20 Pending -- -- --
04/10/2020 04/10/20 Price Changed $240,000 -2.0% $178 / Sq Ft
12/27/2019 12/27/19 For Sale $245,000 -- $182 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $180,000 None Available
Deed $85,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $200,000 New Conventional
Source: Public Records

About the Listing Agent

Kirk Hanson

Coldwell Banker- CK Select

(910) 629-2752

Section Image

Kirk Hanson is an investment realtor in Cabarrus County, NC helping folks find that profitable property you are looking for.

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4269979

Canopy MLS (Canopy Realtor® Association)

APN: 6588-18-22-8369