NOT LISTED FOR SALE

178 Cumberland Oaks Dr Monticello, KY 42633

Estimated Value: $354,664 - $490,000

2 Beds
2.5 Baths
2,234 Sq Ft
$194/Sq Ft Est. Value

Last Sold March 27, 2017

Last sale price $215,000 $96 Per Sq Ft

Est. 102% increase in value since last sale

Current estimated payment $2,458/month

214 Days on Market

Highlights

  • Boat Ramp
  • Lake View
  • Wooded Lot
  • Property is near a marina
  • Deck
  • Wood Flooring

About This Home

As of March 2017

Lake Front & year-round lake view! This beautiful home was built in 2005 and has only been used as a vacation home. The new hasn't even began to rub off! Enjoy the lake view from all 3 decks! There is a deck off the main floor, basement, and the master suite located on the main floor. The basement is unfinished but is plumbed for a full bath and a kitchen. Plenty of room to add an extra bedroom, or two! Upstairs there is a second master suite with a walk in closet. This room is open, like a loft, and you can still enjoy the views from the huge, custom windows. 2 car attached garage. 2 bedrooms, 2.5 baths, unfinished basement. BOAT STORAGE UNIT comes with the property! You don't want to let this one get away!

Last Agent to Sell the Property

Stephanie Harris Bastin

Weichert Realtors Ford Brothers, Inc. License #218197 Listed on: 08/25/2016

Weichert Realtors Ford Brothers, Inc.

Last Buyer's Agent

Kenny Gumm

Weichert Realtors Ford Brothers, Inc. License #76288

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,940

Year Built

  • Built in 2005

Lot Details

  • 0.74 Acre Lot
  • Wooded Lot
  • Many Trees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Dimensional Roof
  • Concrete Perimeter Foundation
  • Masonite

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Blinds
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Utility Room
  • Lake Views
  • Attic Floors

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Stubbed For A Bathroom

Outdoor Features

  • Property is near a marina
  • Boat Ramp
  • Deck

Utilities

  • Cooling Available
  • Heating unit installed on the ceiling
  • Air Source Heat Pump
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 101-00-00-074.07

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,940

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 2005
  • Levels: One and One Half
  • New Construction: No
  • Roof:Dimensional Style: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Refrigerators: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Downstairs, Walk-In Closet(s)
  • Flooring: Carpet, Hardwood, Tile, Other
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Bath/Stubbed, Full, Unfinished, Walk-Out Access, Walk-Up Access
  • Basement: Yes
  • Total Bedrooms: 2
  • Fireplace: No
  • Lot Size Area: 0.74
  • Window Features: Blinds
  • Basement:BathStubbed: Yes
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Walk-Up Access: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Dimensional Style
  • Construction Materials: Masonite
  • Foundation Details: Concrete Perimeter
  • List Price: 225000.0
  • Lot Features: Many Trees, Wooded
  • Patio And Porch Features: Deck
  • View: Lake
  • View YN: Yes
  • Water Body Name: Lake Cumberland
  • Waterfront: No
  • Window Features:Blinds: Yes
  • Construction Materials:Masonite: Yes
  • Lot Features:Wooded: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Septic Tank
  • Heating: Ceiling, Electric, Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Utilities: Underground Utilities
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes
  • Heating:Ceiling: Yes

Lot Info

  • Lot Size Acres: 0.74
  • Lot Size Sq Ft: 32234.0
  • Parcel Number: 101-00-00-074.07

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 25, 2016
Closed on
Mar 27, 2017
Sold by
Bowen Ronald L and Susan Bowen M
Bought by
Covell Patrick J and Covell Pamela S
Seller's Agent
Stephanie Harris Bastin
Weichert Realtors Ford Brothers, Inc.
Buyer's Agent
Kenny Gumm
Weichert Realtors Ford Brothers, Inc.
List Price
$250,000
Sold Price
$215,000
Premium/Discount to List
-$35,000
-14%
Current Estimated Value
$434,416

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$219,416
Avg. Annual Appreciation
8.57%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Covell Patrick J $215,000 None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/27/2017 03/27/17 Sold $215,000 -14.0% $96 / Sq Ft
03/27/2017 03/27/17 Pending -- -- --
08/24/2016 08/24/16 For Sale $250,000 -- $112 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,940 $215,000 $0 $0
2023 $2,030 $215,000 $0 $0
2022 $2,047 $215,000 $40,000 $175,000
2021 $2,062 $215,000 $40,000 $175,000
2020 $2,086 $215,000 $40,000 $175,000
2019 $2,088 $215,000 $40,000 $175,000
2018 $2,081 $215,000 $40,000 $175,000
2017 $2,094 $215,000 $0 $0
2016 $2,397 $260,000 $55,000 $205,000
2015 $2,359 $260,000 $55,000 $205,000
2012 $2,241 $260,000 $55,000 $205,000
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Harris Bastin

    Seller's Agent in 2017

    Stephanie Harris Bastin

    Weichert Realtors Ford Brothers, Inc.

    (606) 872-3839

    307 Total Sales

    Stephanie Harris Bastin
    Section Image

  • K

    Buyer's Agent in 2017

    Kenny Gumm

    Weichert Realtors Ford Brothers, Inc.

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 3024514

ImagineMLS (Bluegrass REALTORS®)

APN: 101-00-00-074.07

Kentucky Wayne County Monticello 42633

178 Cumberland Oaks Dr, Monticello, KY

This home is located at 178 Cumberland Oaks Dr, Monticello, KY 42633 since 25 August 2016 and is currently estimated at $434,416, approximately $194 per square foot. This property was built in 2005. 178 Cumberland Oaks Dr is a home located in Wayne County with nearby schools including Walker Early Learning Center, Monticello Elementary School, and Bell Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 LBAR Multiple Listing Service. All Rights Reserved.

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