$862,000
SOLD FEB 27, 2025
4 Beds
4 Baths
4,142 Sq Ft
0.58 Acres

Recently Sold

$208 Per Sq Ft

1% Below List Price

77 Days on Market

Highlights

  • Landscaped Professionally
  • French Provincial Architecture
  • Family Room with Fireplace
  • Norton Creek Elementary School Rated A
  • Property is near park
  • Recreation Room

About This Home

As of February 2025

Derrico custom-built, brick estate in the highly coveted Highgate Course on a 1/2 acre lot. Ideally situated, within walking distance to top-rated high school and just moments from vibrant downtown St. Charles, featuring an array of shops, dining options, and scenic parks. Offering the ideal balance of serene living and everyday convenience, this home welcomes you with a charming front porch and a semi-circular driveway, providing both curb appeal and practicality. Step inside and be captivated by the top-of-the-line chef's kitchen, featuring custom white cabinetry, gleaming granite countertops, a generous breakfast bar, and high-end Wolf/Sub Zero appliances. The kitchen flows effortlessly into the expansive family room, complete with vaulted ceilings, making it the ideal space for entertaining or unwinding by the cozy stone fireplace with custom built-ins. The main level showcases brand new, beautiful hardwood floors throughout, enhancing the home's open-concept design, which is perfect for both everyday living and hosting guests. Upstairs, the primary bedroom suite is a true retreat, with an en-suite bathroom featuring a double vanity, a walk-in shower, and sleek modern fixtures. Three additional bedrooms and another full bath provide ample space for family and guests. The recently remodeled basement adds extra versatility, offering a spacious recreational area. Step outside through sliding glass doors to a sprawling paver patio that overlooks a beautifully landscaped and private backyard. This serene outdoor space is perfect for hosting gatherings or enjoying peaceful moments of relaxation. Over the past two years, numerous updates have enhanced this home's appeal, including a new roof, replacement of hardwood floors on the whole first floor and second floor in 2 bedrooms and laundry room, fresh paint throughout, new crown molding and wainscoting, new light fixtures throughout, and a brand new laundry room. These complement earlier updates, such as new carpet (2020), new Anderson windows and roof (2019), new front door (2019), new garage doors (2019), a new sliding glass door (2019), fresh exterior paint with new gutters (2019), and a water heater (2018). Completely move-in ready, this home offers elegance, comfort, and modern functionality, providing a luxurious lifestyle both indoors and out!

Last Agent to Sell the Property

Debora McKay

Coldwell Banker Realty License #475103636 Listed on: 10/18/2024

Coldwell Banker Realty

Co-Listed By

Roger Erikson

Coldwell Banker Realty License #475162758

Last Buyer's Agent

Meredith Beebe

Jameson Sotheby's Intl Realty License #475192964

Jameson Sotheby's Intl Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,789

Year Built

  • Built in 1985

Lot Details

  • 0.58 Acre Lot
  • Lot Dimensions are 97x184x212x194
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Irregular Lot
  • Sprinkler System
  • Wooded Lot

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Space is Owned

Home Design

  • French Provincial Architecture
  • Brick Exterior Construction
  • Shake Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 4,142 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Recreation Room
  • Bonus Room
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Fox Ridge Elementary School
  • Wredling Middle School
  • St Charles East High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Multiple Water Heaters
  • Water Softener is Owned
  • Cable TV Available

Additional Features

  • Patio
  • Property is near park

Community Details

  • Aintree Subdivision, Custom Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,789

Year Built

Built in 1985

Lot Details

0

HOA Fees

$21 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: French Provincial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Aintree
  • Year Built: 1985
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Owned, Humidifier
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Cathedral Ceiling(s), Skylight(s), Bar-Wet, Hardwood Floors, Built-in Features, Walk-In Closet(s)
  • LivingArea: 4142
  • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;, Multiple Water Heaters
  • Room Type: Den, Eating Area, Bonus Room, Recreation Room
  • Estimated Total Finished Sq Ft: 4493
  • Basement Description: Finished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 4142
  • Attic: Unfinished
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • Lot Features: Irregular Lot, Landscaped, Wooded
  • Patio And Porch Features: Patio
  • Roof: Shake
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Asphalt,Circular
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Community Features: Park, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: N/A
  • Management Contact Name: N/A
  • Management Phone: 000-000-0000
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Fox Ridge Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Wredling Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.58
  • Lot Dimensions: 97X184X212X194
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 16789.32
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2024
Closed on
Feb 19, 2025
Sold by
Cole Stephanie I and Moore Walker
Bought by
Knych Anthony
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Meredith Beebe
Jameson Sotheby's Intl Realty
List Price
$869,000
Sold Price
$862,000
Premium/Discount to List
-$7,000
-0.81%
Views
290
Current Estimated Value
$889,734

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,734
Avg. Annual Appreciation
3.54%
Original Mortgage
$689,600
Outstanding Balance
$686,613
Interest Rate
8.5%
Mortgage Type
New Conventional
Estimated Equity
$203,121

Purchase Details

Closed on
Nov 20, 2020
Sold by
Venard Daniel M and Venard Brandi L
Bought by
Moore Walker and Cole Stephanie I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$488,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 2019
Sold by
Marsa Holdings Llc
Bought by
Bossert Marc and Bossert Jennifer

Purchase Details

Closed on
Aug 29, 2007
Sold by
Savegnago Frank A and Savegnago Deborah A
Bought by
Venard Daniel M and Venard Brandi L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.63%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 29, 1997
Sold by
Harris Bank St Charles
Bought by
Savegnago Franka and Savegnago Deborah A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
7.54%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $862,000 Chicago Title
Warranty Deed $610,000 Chicago Title
Warranty Deed $165,000 First American Title
Warranty Deed $648,500 Burnet Title
Trustee Deed $261,333 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $689,600 New Conventional
Previous Owner $488,000 New Conventional
Previous Owner $417,000 Purchase Money Mortgage
Previous Owner $300,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/27/2025 02/27/25 Sold $862,000 -0.8% $208 / Sq Ft
01/04/2025 01/04/25 Pending -- -- --
10/18/2024 10/18/24 For Sale $869,000 -- $210 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $17,468 $243,322 $31,654 $211,668
2023 $16,789 $217,777 $28,331 $189,446
2022 $15,198 $194,227 $30,731 $163,496
2021 $14,610 $185,137 $29,293 $155,844
2020 $15,225 $190,991 $28,747 $162,244
2019 $14,956 $187,210 $28,178 $159,032
2018 $15,518 $193,082 $27,660 $165,422
2017 $16,528 $203,256 $26,713 $176,543
2016 $17,368 $196,118 $25,775 $170,343
2015 -- $179,591 $25,497 $154,094
2014 -- $166,067 $25,497 $140,570
2013 -- $174,378 $25,752 $148,626
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12188600

Midwest Real Estate Data (MRED)

APN: 09-23-428-003