$224,000

18 Spruce Dr Cynthiana, KY 41031

Estimated payment $1,415/month

Total Views 645
3 Beds
2 Baths
1,950 Sq Ft
$115 Price per Sq Ft

Highlights

  • Hot Property
  • Main Floor Bedroom
  • Neighborhood Views
  • Deck
  • No HOA
  • Brick Veneer

About This Home

Nice split foyer with 3 bedrooms, 2 full baths located on a corner lot in White Oak Estates. Enjoy the large deck and the partial; privacy fence. Located across from Westside Elementary School and convenient to shopping, hospital, and close to Georgetown. Property is listed as IE (Insured w/escrow) . Add your personal touches to make this your dream home. Please refer to www.HUDHomeStore.gov to see who and when you can bid. Case # 201-729263 Equal Housing Opportunity

Listing Agent

Keith Wilson

Coldwell Banker McMahan License #179247 Listed on: 08/16/2025

Coldwell Banker McMahan

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,339

Year Built

  • Built in 1982

Lot Details

  • 0.29 Acre Lot
  • Partially Fenced Property
  • Privacy Fence

Home Design

  • Split Foyer
  • Brick Veneer
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Fireplace Features Masonry
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Dining Area
  • Neighborhood Views
  • Storm Doors
  • Washer and Electric Dryer Hookup

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck

Schools

  • Westside Elementary School
  • Harrison Co Middle School
  • Not Applicable Middle School
  • Harrison Co High School

Utilities

  • Cooling Available
  • Heat Pump System

Community Details

  • No Home Owners Association
  • White Oak Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 088-2001-008-00-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,339

Year Built

Built in 1982

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Split Foyer
  • Structure Type: House
  • Year Built: 1982
  • Above Grade Finished Sq Ft: 975.0
  • Levels: Two
  • Location Tax Legal Info:Elementary School: Westside
  • Location Tax Legal Info:Middle or Junior School: Harrison Co
  • Location Tax Legal Info:High School: Harrison Co
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2025-08-16
  • General Property Description:Lot Size Acres: 0.29
  • General Property Description:Above Grade Finished Area: 975.0
  • General Property Description:Waterfront: No
  • Utilities:Electricity2: Electricity Connected
  • Utilities Sewer: Sewer Connected
  • Water: Water Connected
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Stories:Two2: Yes
  • Basement: Yes
  • Flooring:Carpet: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Cooling:Heat Pump3: Yes
  • Fencing:Privacy: Yes
  • Fencing:Partial2: Yes
  • General Property Description:Below Grade Finished Area: 975.0
  • Roof:Shingle: Yes
  • Percent Basement Finished: Yes
  • Architectural Style:Split Foyer: Yes
  • General Property Description:Finished Area Total: 1950.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Walk-In Closet(s), Dining Area, Bedroom First Floor, Entrance Foyer, Ceiling Fan(s)
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Finished, Full, Sump Pump
  • Basement: Yes
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 975.0
  • Fireplace Features: Masonry, Living Room
  • Fireplace: Yes
  • Lot Size Area: 0.29
  • Full Basement: Yes
  • Fireplace Features:Fireplace YN: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Dining Area2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Bedroom First Floor: Yes
  • Fireplace Features:Masonry2: Yes
  • Basement:Sump Pump: Yes
  • Fireplace Features:Living Room3: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 1
  • Rooms:_pound_ of Bedrooms2: 2

Exterior Features

  • Exterior Features: Deck, Storm Door(s)
  • Roof: Shingle
  • Construction Materials: Vinyl Siding, Brick Veneer
  • Fencing: Partial, Privacy
  • Foundation Details: Block
  • List Price: 224000.0
  • View: Neighborhood
  • Construction Materials:Brick Veneer: Yes
  • Exterior Features:Storm Door(s): Yes
  • Accessibility Features:Handicap Accessible YN: No
  • Exterior Features:Deck: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Off Street, Driveway
  • Garage Features:Garage YN: No
  • Carport Features:Carport YN: No
  • Parking Features:Off Street2: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Westside
  • High School: Harrison Co
  • Middle or Junior School: Harrison Co

Lot Info

  • Lot Size Acres: 0.29
  • Lot Size Sq Ft: 12632.0
  • Parcel Number: 088-2001-008-00-000

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,339 $235,500 $0 $0
2023 $2,341 $235,500 $0 $0
2022 $1,246 $126,000 $0 $0
2021 $1,245 $126,000 $0 $0
2020 $1,167 $126,000 $0 $0
2019 $1,166 $126,000 $0 $0
2018 $1,151 $126,000 $0 $0
2017 $1,140 $126,000 $0 $0
2014 -- $126,000 $0 $0
2013 -- $126,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2025 08/16/25 For Sale $224,000 -6.3% $115 / Sq Ft
01/04/2023 01/04/23 For Sale $239,000 +1.5% $123 / Sq Ft
01/02/2023 01/02/23 Sold $235,500 -- $121 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Commissioners Deed $175,560 None Listed On Document
Commissioners Deed $175,560 None Listed On Document
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Deed $235,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $231,233 FHA
Closed $7,500 No Value Available
Source: Public Records

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Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25018139

ImagineMLS (Bluegrass REALTORS®)

APN: 088-2001-008-00-000

Kentucky Harrison County Cynthiana 41031

18 Spruce Dr, Cynthiana, KY

This home is located at 18 Spruce Dr, Cynthiana, KY 41031 and is currently priced at $224,000, approximately $114 per square foot. This property was built in 1982. 18 Spruce Dr is a home located in Harrison County with nearby schools including Harrison County High School and St. Edward School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 LBAR Multiple Listing Service. All Rights Reserved.

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Keith Wilson
Listing Agent
Keith Wilson
Section Image
Coldwell Banker McMahan
(859) 545-8943