$620,000
SOLD OCT 15, 2025
2 Beds
2 Baths
1,507 Sq Ft
0.25 Acres

Recently Sold

$411 Per Sq Ft

11% Below List Price

7 Days on Market

Highlights

  • 80 Feet of Bay Harbor Waterfront
  • Dock has access to electricity
  • Boat Lift
  • White Water Ocean Views
  • Water access To Gulf or Ocean
  • Open Floorplan

About This Home

As of October 2025

If you've been waiting, this is your chance to buy a home on Palm/Don Pedro Island at a great price - THIS IS IT!!
This 2-bedroom 2 bath 1,500 sq ft home offers vaulted ceilings, hurricane shutters and outdoor shower. It is located on Kettle Harbor Waterway which is one of the widest island waterways for great views and no bridges to the ICW and the Gulf of Mexico. There is a boat dock, lift and good boatable water and deeded beach access just minutes away. In 2025 this home had a new metal roof installed as well as electrical panels inside and out and a waterfront staircase. This is a must see.

Last Agent to Sell the Property

Kevin Mackin

MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-473-7750 License #683818 Listed on: 09/05/2025

MICHAEL SAUNDERS & COMPANY

Last Buyer's Agent

Kevin Mackin

MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-473-7750 License #683818 Listed on: 09/05/2025

MICHAEL SAUNDERS & COMPANY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,338

Year Built

  • Built in 1980

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 80x135
  • 80 Feet of Bay Harbor Waterfront
  • West Facing Home
  • Property is zoned BBI

Home Design

  • Bi-Level Home
  • Frame Construction
  • Metal Roof
  • Wood Siding
  • Pile Dwellings

Interior Spaces

  • 1,507 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • White Water Ocean Views
  • Hurricane or Storm Shutters

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Garage
  • Basement Garage
  • Driveway
  • Open Parking
  • Off-Street Parking
  • Golf Cart Parking

Outdoor Features

  • Outdoor Shower
  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Boat Lift
  • Dock has access to electricity
  • Dock made with wood
  • Deeded Boat Dock
  • Balcony
  • Outdoor Storage

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Palm Island Estates Community
  • Palm Island Estates Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,338

Year Built

Built in 1980

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame, Wood Siding
  • Fireplace: No
  • Living Area: 1507
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 2245
  • Lot Size Sq Ft: 10800
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 208.57
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 411.41
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Slip Deeded On-Site,Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 941-473-7750
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Linoleum
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 2
  • Levels: Two
  • Additional Rooms: Great Room
  • Living Area Meters: 140.00

Exterior Features

  • Direction Faces: West
  • Exterior Features: Balcony, Hurricane Shutters, Outdoor Shower, Sliding Doors, Storage
  • Roof: Metal
  • Pool Private: No
  • Water Body Name: KETTLE HARBOR
  • Waterfront: No
  • Road Surface Type: Other
  • Water Access: Bay/Harbor,Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Lift
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 80
  • Flood Zone Panel: 12015C0352G
  • Additional Water Information: No Bridges to ICW and Gulf of Mexico.
  • Water Frontage Feet Bay Harbor: 80

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Driveway, Golf Cart Parking, Off Street, Open, Basement

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: BBI
  • Parcel Number: 412033182015
  • Additional Parcels: No
  • Lot Dimensions: 80x135
  • Flood Zone Code: AE

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 9337.83
  • Tax Block: E
  • Tax Book Number: 1865/1313
  • Tax Lot: 116

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2025
Closed on
Oct 15, 2025
Sold by
James E Bow Revocable Living Trust and Duffy Tracie Lynn
Bought by
Temprine Real Estate Holdings Llc
Seller's Agent
Kevin Mackin
MICHAEL SAUNDERS & COMPANY
Buyer's Agent
Kevin Mackin
MICHAEL SAUNDERS & COMPANY
List Price
$699,000
Sold Price
$620,000
Premium/Discount to List
-$79,000
-11.3%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.51%

Purchase Details

Closed on
Feb 14, 2001
Sold by
Bow James E and Bow Dolores S
Bought by
Bow James E

Purchase Details

Closed on
May 4, 1998
Sold by
Haughey Charles E and Haughey Marguerite E
Bought by
Bow James E and Bow Dolores S

Purchase Details

Closed on
Jul 30, 1996
Sold by
Mariani Mary L and Mariani Edward A
Bought by
Fisher Michael S and Krumholz Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,800
Interest Rate
8.12%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $620,000 Msc Title
Warranty Deed -- --
Warranty Deed $149,512 --
Warranty Deed $38,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $30,800 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Sold $620,000 -11.3% $411 / Sq Ft
09/12/2025 09/12/25 Pending -- -- --
09/05/2025 09/05/25 For Sale $699,000 -- $464 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,727 $523,760 $249,696 $274,064
2024 $9,513 $584,413 $249,696 $334,717
2023 $9,513 $404,837 $0 $0
2022 $8,536 $514,126 $207,386 $306,740
2021 $7,189 $334,576 $133,171 $201,405
2020 $7,186 $333,242 $131,784 $201,458
2019 $7,506 $354,110 $124,848 $229,262
2018 $6,639 $319,650 $110,976 $208,674
2017 $6,715 $320,223 $110,976 $209,247
2016 $6,894 $323,344 $0 $0
2015 $6,658 $305,541 $0 $0
2014 $5,804 $262,837 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: D6143662

Stellar MLS

APN: 412033182015