C
Seller's Agent in 2025
Cathy Barbaccia
Partners Real Estate of IL
(847) 301-0300
2 in this area
91 Total Sales
1806 Division St Saint Charles, IL 60174
Southeast Saint Charles Neighborhood
3
Beds
2
Baths
1,143
Sq Ft
1979
Built
Highlights
- Wood Flooring
- Whirlpool Bathtub
- Corner Lot
- Munhall Elementary School Rated A
- Bonus Room
- Granite Countertops
About This Home
As of October 2025YOUR SEARCH IS OVER ....This most inviting home starts with the well kept and manicured yard , corner lot, flower gardens, huge patio, doll house shed and more. Welcome Home to this beautiful and well maintained 3 bedroom , 2 bath home . This home boasts so many nice amenities . From the custom front door to the millwork ( 6 panel doors and gleaming hardwood floors . The huge living room (can be a living room- dining room combo) , Kitchen has 42 inch cabinets , granite counter tops , stainless steel appliances, hardwood floors and a very nice sized eating area plus a patio door opening up to the beautiful back yard. The wood staircase is incredible! Both bathrooms have been redone also . One of the bathrooms has a whirlpool tub . The three bedrooms are very spacious . They have a wood laminate flooring and ceiling fans . The primary bedroom has access to the bath . The Family room is so so inviting and cozy . Nice fireplace for the cold winter months . There is a play area/ reading room off of the family room which makes for a little special place . Did we mention that the two car garage is oversized and heated ? St Charles Schools and so much more . Listing Broker related to Trustee . Don't miss out on this home before it is gone.
Last Agent to Sell the Property
Partners Real Estate of IL License #475135944 Listed on: 08/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,725
Year Built
- Built in 1979
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Split Level Home
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,143 Sq Ft Home
- Historic or Period Millwork
- Wood Burning Fireplace
- Window Treatments
- Sliding Doors
- Family Room with Fireplace
- Living Room
- Dining Room
- Bonus Room
- Lower Floor Utility Room
- Storm Doors
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
- Whirlpool Bathtub
Laundry
- Laundry Room
- Dryer
- Washer
Schools
- Munhall Elementary School
- Wredling Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Patio
- Corner Lot
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 19, 2025
Closed on
Sep 24, 2025
Sold by
James E Smith Trust and Mcfarland Lucille
Bought by
Contreras J Jesus Sanche J and Contreras Rosa M
Seller's Agent
Cathy Barbaccia
Partners Real Estate of IL
Buyer's Agent
Laura Quintana
Vista Real Estate Group LLC
List Price
$385,000
Sold Price
$390,316
Premium/Discount to List
$5,316
1.38%
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,503
Avg. Annual Appreciation
-1.53%
Original Mortgage
$377,289
Interest Rate
6.75%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 19, 1998
Sold by
Smith Madeline
Bought by
Smith James E and Smith Madeline
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
6.83%
Purchase Details
Closed on
Jul 11, 1994
Sold by
Pinnacle Bank
Bought by
Smith Madeline
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,250
Interest Rate
8.6%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,500 | Chicago Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co | |
| Trustee Deed | $127,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $377,289 | FHA | |
| Previous Owner | $108,000 | No Value Available | |
| Previous Owner | $95,250 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $390,316 | +1.4% | $341 / Sq Ft |
| 08/25/2025 08/25/25 | Pending | -- | -- | -- |
| 08/19/2025 08/19/25 | For Sale | $385,000 | -- | $337 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,725 | $118,128 | $37,240 | $80,888 |
| 2023 | $5,703 | $79,251 | $33,330 | $45,921 |
| 2022 | $6,818 | $90,443 | $33,203 | $57,240 |
| 2021 | $6,542 | $86,210 | $31,649 | $54,561 |
| 2020 | $6,469 | $84,603 | $31,059 | $53,544 |
| 2019 | $6,349 | $82,928 | $30,444 | $52,484 |
| 2018 | $6,125 | $79,845 | $29,286 | $50,559 |
| 2017 | $5,856 | $75,893 | $28,284 | $47,609 |
| 2016 | $6,142 | $73,228 | $27,291 | $45,937 |
| 2015 | -- | $70,602 | $26,997 | $43,605 |
| 2014 | -- | $68,675 | $26,997 | $41,678 |
| 2013 | -- | $71,206 | $27,267 | $43,939 |
Source: Public Records
Agents Affiliated with this Home
-
Cathy Barbaccia
-
Laura Quintana
L
Buyer's Agent in 2025
Laura Quintana
Vista Real Estate Group LLC
(630) 381-9460
1 in this area
5 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12441004
APN: 09-36-351-016
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