$405,000
SOLD OCT 1, 2025
3 Beds
2.5 Baths
1,763 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$230 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Deck
  • Contemporary Architecture
  • Walk-In Pantry
  • Choctawhatchee Senior High School Rated A-
  • Cathedral Ceiling
  • Fireplace

About This Home

As of October 2025

VA ASSUMABLE LOAN AT 4.99% WITH A GAP OF $21,846.32 for VA ELIGIBLE BUYERS ONLY. Welcome to this beautifully updated two-story home, ideally located in a highly desirable neighborhood just 6 miles from Eglin Air Force Base, 8 miles from Hurlburt Field, and only 7 miles from the pristine white sandy beaches of the Emerald Coast. This meticulously maintained 3-bedroom, 2.5-bath residence offers a perfect blend of style, comfort, and functionality. Interior features include engineered hardwood flooring throughout, quartz countertops in the kitchen, and sleek stainless steel appliances. The spacious living room boasts soaring cathedral ceilings and abundant natural light, creating an open and inviting space for relaxing or entertaining. Upstairs, the generously sized master suite provides plenty of room for your furnishings and personal retreat. Additional highlights include an indoor laundry room conveniently located near the garage, a new roof installed in 2023, and a Sentricon system with Terminix for added termite protection. Hurricane shutters for all window openings further enhance the home's safety and may help lower insurance premiums. With a VA assumable loan at an attractive 4.99% interest rate and no gap required, this home offers an exceptional opportunity for qualified buyers. The washer and dryer convey AS-IS HVAC is 2013 and water heater is 2017.

Last Agent to Sell the Property

Bonnie Seals

ERA American Real Estate License #3369864 Listed on: 08/18/2025

Last Buyer's Agent

Steven Noble

Lokation License #3474998

Lokation

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 96x65
  • Property fronts a county road
  • Privacy Fence
  • Level Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Wood Siding
  • Wood Trim

Interior Spaces

  • 1,763 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Area
  • Hurricane or Storm Shutters

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Longwood Elementary School
  • Pryor Middle School
  • Choctawhatchee High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater

Community Details

  • Association fees include accounting, ground keeping, management, master
  • Crosswinds 1St Addn Subdivision

Listing and Financial Details

  • Assessor Parcel Number 34-1S-24-0599-000C-0040

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.12
  • Lot Size: 96x65
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: CROSSWINDS 1ST ADDN
  • Directions: From Lewis Turner Blvd turn west onto Crosswinds Landing. Turn Right onto Scirocco Loop and the house will be on the right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1989
  • Remarks Misc:Remarks: VA ASSUMABLE LOAN AT 4.99% WITH A GAP OF $21,846.32 for VA ELIGIBLE BUYERS ONLY. Welcome to this beautifully updated two-story home, ideally located in a highly desirable neighborhood just 6 miles from Eglin Air Force Base, 8 miles from Hurlburt Field, and only 7 miles from the pristine white sandy beaches of the Emerald Coast. This meticulously maintained 3-bedroom, 2.5-bath residence offers a perfect blend of style, comfort, and functionality. Interior features include engineered hardwood flooring throughout, quartz countertops in the kitchen, and sleek stainless steel appliances. The spacious living room boasts soaring cathedral ceilings and abundant natural light, creating an open and inviting space for relaxing or entertaining. Upstairs, the generously sized master suite provides
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Foyer: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Ceiling Vaulted, Fireplace, Pantry, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Level, Restrictions
  • Construction Type: Frame, Siding Wood, Trim Wood
  • Exterior Features: Hurricane Shutters, Lawn Pump, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Open
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Trim Wood: Yes
  • ConstructionSiding:Siding Wood: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Association #2 Fee: 200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Master Association

Schools

  • Elementary School: Longwood
  • High School: Choctawhatchee
  • Middle Or Junior School: Pryor

Lot Info

  • Lot Size Sq Ft: 5227.2
  • Parcel #: 34-1S-24-0599-000C-0040
  • Zoning: Resid Single Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2025
Closed on
Oct 1, 2025
Sold by
Frontado Zachary A and Frontado Anna C
Bought by
Pitman Jacob Howard and Pitman Emma Mae
Seller's Agent
Bonnie Seals
ERA American Real Estate
Buyer's Agent
Steven Noble
Lokation
List Price
$410,000
Sold Price
$405,000
Premium/Discount to List
-$5,000
-1.22%
Views
4

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.70%
Original Mortgage
$413,707
Outstanding Balance
$413,707
Interest Rate
6.58%
Mortgage Type
VA
Estimated Equity
-$10,234

Purchase Details

Listed on
Apr 4, 2023
Closed on
May 10, 2023
Sold by
Oconnor Brian P and Oconnor Jennifer M
Bought by
Frontado Zachary A and Frontado Anna C
Seller's Agent
Jimmy Smith
EXP Realty LLC
Buyer's Agent
Bonnie Seals
ERA American Real Estate
List Price
$400,000
Sold Price
$400,500
Premium/Discount to List
$500
0.12%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.47%
Original Mortgage
$409,110
Interest Rate
6.28%
Mortgage Type
VA

Purchase Details

Listed on
Feb 23, 2020
Closed on
Mar 23, 2020
Sold by
Kruse Kevin
Bought by
Connor Brian P O and Connor Jennifer O
Seller's Agent
Anthony DeRosa
All American Realty and Investment Group PLLC
Buyer's Agent
James Smith
ERA American Real Estate
List Price
$318,000
Sold Price
$318,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.65%
Original Mortgage
$325,314
Interest Rate
3.4%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 6, 2017
Closed on
May 12, 2017
Sold by
Niedrauer Terren and Levesque Adele
Bought by
Kruse Kevin
Seller's Agent
Joe Capelotti
Coastal Realty Services
Buyer's Agent
Tonya Zimmern
COLDWELL BANKER REALTY
List Price
$240,000
Sold Price
$240,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.30%
Original Mortgage
$245,160
Interest Rate
4.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 2006
Sold by
Mcadoo D Bruce and Mcadoo Louise D
Bought by
Niedrauer Terren and Levesque Adele
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 Old South Land Title
Warranty Deed $400,500 None Listed On Document
Warranty Deed $318,000 Attorney
Warranty Deed $240,000 Attorney
Warranty Deed $305,000 Old South Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $413,707 VA
Previous Owner $409,110 VA
Previous Owner $325,314 FHA
Previous Owner $245,160 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2025 10/01/25 Sold $405,000 -1.2% $230 / Sq Ft
08/23/2025 08/23/25 Pending -- -- --
08/18/2025 08/18/25 For Sale $410,000 0.0% $233 / Sq Ft
08/12/2025 08/12/25 Pending -- -- --
08/02/2025 08/02/25 For Sale $410,000 +2.4% $233 / Sq Ft
05/10/2023 05/10/23 Sold $400,500 +0.1% $227 / Sq Ft View Prior Sale
04/09/2023 04/09/23 Pending -- -- --
04/04/2023 04/04/23 For Sale $400,000 +25.8% $227 / Sq Ft
03/23/2020 03/23/20 Sold $318,000 0.0% $180 / Sq Ft View Prior Sale
02/24/2020 02/24/20 Pending -- -- --
02/23/2020 02/23/20 For Sale $318,000 +32.5% $180 / Sq Ft
05/12/2017 05/12/17 Sold $240,000 0.0% $136 / Sq Ft View Prior Sale
03/09/2017 03/09/17 Pending -- -- --
03/06/2017 03/06/17 For Sale $240,000 -- $136 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,435 $303,370 $74,524 $228,846
2023 $2,435 $235,640 $0 $0
2022 $2,372 $228,777 $0 $0
2021 $2,361 $222,114 $47,110 $175,004
2020 $1,788 $176,488 $0 $0
2019 $1,762 $172,520 $0 $0
2018 $1,743 $169,303 $0 $0
2017 $1,433 $145,097 $0 $0
2016 $1,393 $142,113 $0 $0
2015 $1,407 $141,125 $0 $0
2014 $1,397 $140,005 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 982252

Emerald Coast Association of REALTORS®

APN: 34-1S-24-0599-000C-0040