181 Cardinal Ln Clearwater, MN 55320
2
Beds
2
Baths
1,963
Sq Ft
6,273
Sq Ft Lot
Highlights
- Heated In Ground Pool
- 2 Car Attached Garage
- 1-Story Property
- Porch
- Patio
- Forced Air Heating and Cooling System
About This Home
As of July 2025Twin home / Sellers have Assumable VA loan with rate of 3%. Primary Suite and Private Bathroom. Guest Bedroom and separate Bathroom. 4 Season Porch, Concrete Patio, Heated Garage with Concrete Driveway and Front entry area. Large Kitchen with Breakfast Bar, Kitchen Dinette. Anderson Windows. Gas Fireplace in Living Room. Finished Extra Storage above garage. Amenities include Club House with Pool, Exercise Room, Park overlooking Mississippi River, Library. Flexible Closing
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,788
Year Built
- Built in 1999
Lot Details
- 6,273 Sq Ft Lot
HOA Fees
- $272 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Heated Garage
- Garage Door Opener
Home Design
- Property Attached
- Pitched Roof
- Architectural Shingle Roof
Interior Spaces
- 1,963 Sq Ft Home
- 1-Story Property
- Living Room with Fireplace
- Dining Room
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Heated In Ground Pool
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Underground Utilities
- 150 Amp Service
Listing and Financial Details
- Assessor Parcel Number 104022003060
Community Details
Overview
- Association fees include cable TV, hazard insurance, trash, shared amenities
- Clearwater Estates HOA, Phone Number (320) 558-1188
- Clearwater Estates 3 Subdivision
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2025
Closed on
Jul 17, 2025
Sold by
Coyle Richard and Coyle Betty
Bought by
Dorio Theresa
Seller's Agent
Jeff Nagorski
MNsota Real Estate
Buyer's Agent
Jeff Nagorski
MNsota Real Estate
List Price
$324,900
Sold Price
$307,000
Premium/Discount to List
-$17,900
-5.51%
Views
40
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
170.03%
Purchase Details
Closed on
Aug 27, 2020
Sold by
Barthel Donna M and Barthel Dale R
Bought by
Coyle Richard D and Coyle Betty S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,425
Interest Rate
2.9%
Mortgage Type
VA
Purchase Details
Closed on
Aug 30, 2016
Sold by
Barthel Dale R and Barthel Donna M
Bought by
Barthel Donna M and Barthel Dale R
Purchase Details
Closed on
Nov 15, 2001
Sold by
Clearwater Development Inc
Bought by
Barthel Dale R and Barthel Donna M
Similar Home in Clearwater, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $307,000 | -- | |
| Deed | $249,900 | Custom Title Services Llc | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $189,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $187,425 | VA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/17/2025 07/17/25 | Sold | $307,000 | -3.5% | $156 / Sq Ft |
| 06/18/2025 06/18/25 | Pending | -- | -- | -- |
| 05/21/2025 05/21/25 | Price Changed | $318,000 | -2.1% | $162 / Sq Ft |
| 04/10/2025 04/10/25 | For Sale | $324,900 | -- | $166 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,788 | $347,100 | $31,000 | $316,100 |
| 2024 | $3,788 | $334,100 | $31,000 | $303,100 |
| 2023 | $3,766 | $335,300 | $25,000 | $310,300 |
| 2022 | $3,328 | $294,800 | $25,000 | $269,800 |
| 2021 | $2,942 | $240,100 | $12,100 | $228,000 |
| 2020 | $2,952 | $216,200 | $11,800 | $204,400 |
| 2019 | $2,798 | $209,500 | $0 | $0 |
| 2018 | $2,636 | $181,300 | $0 | $0 |
| 2017 | $2,570 | $170,000 | $0 | $0 |
| 2016 | $2,354 | $0 | $0 | $0 |
| 2015 | $2,266 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Jeff Nagorski
MNsota Real Estate
(763) 234-5000
53 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6688308
APN: 104-022-003060
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 145 Bluebird Ln
- 224 Goldfinch Ln
- 132 Goldfinch Ln
- 97 Goldfinch Ln
- 930 Main St
- 1305 Sunrise Ct
- 6099 106th St SE
- 720 Main St
- 420 Pine St
- 440 Lime St
- TBD Bluff St
- 440 Prairie St
- 615 9th St
- 900 Isabella Ave
- 4XX Prairie St
- XXX Huber Ave NW
- 19XXX County Road 145
- 3033 Fulton Cir
- 1824 189th St E
- 8548 163rd St NW