Seller's Agent in 2025
Lisa Ferringo
Coldwell Banker Schmitt Real Estate Co
(305) 797-1221
102 in this area
640 Total Sales
181 Doubloon Ln Summerland Key, FL 33042
2
Beds
2
Baths
1,090
Sq Ft
6,098
Sq Ft Lot
About This Home
As of September 2025This super cute 2 Bedroom 2 Bath home in Cutthroat Harbor Estates on Cudjoe Key offers easy ocean access with no bridges from the 60' long concrete dock. The open concept floorpan features a remodeled kitchen with center island, new cabinetry, stainless appliances and granite countertops. The enclosed Florida Room and adjacent outdoor Porch both overlook the water and are the perfect places to enjoy morning coffee or evening cocktails. The Primary Bedroom and Guest Suite are enhanced with new vinyl plank flooring and remodeled Bathrooms. This home is storm ready with new impact windows and doors and metal roof. Outside you will find a large back yard with room for pool, trailer and lots of toys. The downstairs storage is the perfect Man Cave for all of your tools and fishing gear while the She Shed is used for craft storage. Lots of great restaurants and shops on Cudjoe Key and less than 30 minutes to the magic of Key West.
Last Agent to Sell the Property
Coldwell Banker Schmitt Real Estate Co License #605677 Listed on: 07/29/2025
Home Details
Home Type
Single Family
Year Built
1985
Lot Details
6,098 Sq Ft Lot
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Dockage Dock: Concrete
- Fee Includes: None
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 23.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features, Bike Paths
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Sale Terms: Conventional
- Side: Ocean
- State Province: FL
- Taxes: 4893.40
- Title: Negotiable
- Vehicle Storage: Garage, Trailer Storage, Covered Parking, RV Parking Open, Off Street Parking, Open Parking
- Vehicle Storage Cars: 1
- Year Built: 1985
- Alternate Key Number: 1231568
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 6000.00
- Porch Balcony: Open Porch/Balcony, Patio, Windowed P/B
- Species List: Yes
- Tax Exemptions: None
- Building Style Above Flood: Yes
- Estimated Living Sq Ft: 1090.00
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets, Bar, Storage
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Oven, Range, Refrigerator, Dishwasher, Dryer
- Specialty Rooms: Sun/Florida Room
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 2
Exterior Features
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: Frame
- Exterior Features: Shed, Storage
- Roof: Metal Roof
- Waterview: Canal View
- Pool: No
Utilities
- Utilities: FKAA, Cable Available, Buyer to Verify, Municipal Sewer
Lot Info
- Deed Restrictions: Unknown
- Flood Zone: AE
- Parcel Number: 00179550-000000
- Land Size: Less Than 1/4 Acre
- Acres: 0.14
Rental Info
- Rentals Allowed: With Restrictions
Tax Info
- Tax Year: 2024
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 29, 2025
Closed on
Sep 8, 2025
Sold by
Holcomb Kenneth Dale and Holcomb Nancy Naomi
Bought by
Church Michele A
Seller's Agent
Lisa Ferringo
Coldwell Banker Schmitt Real Estate Co
Buyer's Agent
Lynn Slyman
Century 21 Circle- Islamorada
List Price
$699,000
Sold Price
$705,000
Premium/Discount to List
$6,000
0.86%
Views
83
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$373
Avg. Annual Appreciation
-0.10%
Original Mortgage
$728,265
Outstanding Balance
$727,617
Interest Rate
6.58%
Mortgage Type
VA
Estimated Equity
-$22,990
Purchase Details
Closed on
Jun 4, 2012
Sold by
Sharp Gordon L and Sharp Richard M
Bought by
Holcomb Kenneth Dale and Holcomb Nancy Naomi
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,200
Interest Rate
3.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 31, 2011
Sold by
Sharp Gordon L and Estate Of Bryant M Sharp
Bought by
Sharp Gordon L and Sharp Richard M
Purchase Details
Closed on
Oct 1, 1986
Bought by
Holcomb Kenneth Dale and Holcomb Nancy Naomi
Purchase Details
Closed on
Sep 1, 1984
Bought by
Holcomb Kenneth Dale and Holcomb Nancy Naomi
Purchase Details
Closed on
Feb 1, 1973
Bought by
Holcomb Kenneth Dale and Holcomb Nancy Naomi
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $705,000 | Acuity Title | |
| Warranty Deed | $705,000 | Acuity Title | |
| Warranty Deed | $299,000 | True Title Agency Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $80,000 | -- | |
| Warranty Deed | $18,000 | -- | |
| Deed | $3,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $728,265 | VA | |
| Closed | $728,265 | VA | |
| Previous Owner | $239,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $705,000 | +0.9% | $647 / Sq Ft |
| 07/29/2025 07/29/25 | For Sale | $699,000 | -- | $641 / Sq Ft |
Source: Key West Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,893 | $558,148 | $525,300 | $32,848 |
| 2024 | $4,743 | $545,263 | $512,940 | $32,323 |
| 2023 | $4,743 | $596,562 | $565,470 | $31,092 |
| 2022 | $3,876 | $368,510 | $336,810 | $31,700 |
| 2021 | $4,464 | $411,023 | $233,295 | $177,728 |
| 2020 | $4,440 | $404,676 | $225,570 | $179,106 |
| 2019 | $4,477 | $407,278 | $225,570 | $181,708 |
| 2018 | $4,403 | $388,495 | $203,940 | $184,555 |
| 2017 | $4,138 | $382,611 | $0 | $0 |
| 2016 | $3,863 | $331,146 | $0 | $0 |
| 2015 | $3,667 | $292,977 | $0 | $0 |
| 2014 | $3,845 | $296,997 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Ferringo
-
Lynn Slyman
Buyer's Agent in 2025
Lynn Slyman
Century 21 Circle- Islamorada
(732) 330-0372
1 in this area
38 Total Sales
Map
Source: Key West Association of REALTORS®
MLS Number: 615975
APN: 00179550-000000
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