$388,000
SOLD MAY 28, 2025

181 Main St Spencer, MA 01562

2 Beds
1 Bath
1,426 Sq Ft
0.64 Acres

Recently Sold

$272 Per Sq Ft

3% Above List Price

196 Days on Market

Highlights

  • Medical Services
  • Property is near public transit
  • Wood Flooring
  • Open Floorplan
  • Ranch Style House
  • Mud Room

About This Home

As of May 2025

Spacious, one level living on Main Street! You can have your in home business here too! All rooms are generous sized, freshly painted and hardwood flooring were just redone. Updated bathroom with granite countertop! The sunny livingroom has beautiful hardwood flooring, corner fireplace and lots of windows for light! Huge kitchen iwith a comfortable dining area, center island and lots of counter space! Roof was replaced on the house and garage in 2009. Plenty of yard space to do what you want! Walk to everything including bus line,parks,restaurants, shopping & schools. This ranch sits way back from the road. Two car garage with walk up storage overhead. Big mudroom would also be great for washer and dryer(hookups are currently in the kitchen). This property could also serve as a business/office space! Lot's of different options with this home! Great starter or retirement place or open your business here(with permit from town). Don't miss all of the potential with this one!

Last Agent to Sell the Property

Donna Flannery

ERA Key Realty Services- Spenc Listed on: 10/08/2024

ERA Key Realty Services- Spenc

Last Buyer's Agent

Amy Ekleberry Perro

Michael Toomey & Associates, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,973

Year Built

  • Built in 1961

Lot Details

  • 0.64 Acre Lot
  • Near Conservation Area
  • Property is zoned VR

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Workshop in Garage
  • Shared Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Stone Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,426 Sq Ft Home
  • Open Floorplan
  • Mud Room
  • Living Room with Fireplace
  • Dining Area
  • Washer and Electric Dryer Hookup

Kitchen

  • Oven
  • Range
  • Kitchen Island

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Block Basement Construction

Outdoor Features

  • Bulkhead

Location

  • Property is near public transit
  • Property is near schools

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Gas Water Heater

Listing and Financial Details

  • Legal Lot and Block 0375 / 43713
  • Assessor Parcel Number M:00U14 B:00064 L:00000,1693249

Community Details

Overview

  • No Home Owners Association

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Tennis Courts
  • Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,973

Year Built

Built in 1961

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1961
  • Buyer Agency: 2
  • Buyer Agency Type: %
  • Year Built Details: Renovated Since
  • SUB AGENCY OFFERED: No
  • Year Round: Yes
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: VirtualTour

Interior Features

  • Flooring: Vinyl, Hardwood
  • Interior Amenities: Mud Room
  • Fireplace Features: Living Room
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Gas Water Heater, Water Heater, Oven, Range
  • Total Bedrooms: 2
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Flooring - Hardwood
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bathrooms: 1
  • Room Master Bedroom Features: Flooring - Hardwood
  • Room Master Bedroom Level: First
  • Master Bathroom Features: No
  • Room Kitchen Level: First
  • Room Kitchen Features: Flooring - Hardwood, Flooring - Vinyl, Dining Area, Kitchen Island, Exterior Access, Open Floorplan
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Room Living Room Level: First
  • Room Living Room Features: Flooring - Hardwood, Exterior Access
  • Basement: Full, Bulkhead, Concrete
  • Above Grade Finished Sq Ft: 1426
  • Living Area: 1426
  • Spa YN: No
  • MAIN LO: K95310
  • LIST PRICE PER Sq Ft: 262.97
  • PRICE PER Sq Ft: 272.09
  • MAIN SO: K95506

Exterior Features

  • Construction Materials: Frame
  • Foundation Details: Stone
  • Home Warranty YN: No
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront Features: Beach Front, Lake/Pond, 3/10 to 1/2 Mile To Beach, Beach Ownership(Public)
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage YN: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Attached, Storage, Workshop in Garage, Paved Drive, Shared Driveway, Off Street
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Cooling: None
  • Heating: Baseboard, Natural Gas
  • Cooling Y N: No
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:00U14 B:00064 L:00000,1693249
  • Zoning: VR
  • Farm Land Area Units: Square Feet
  • Lot Features: Easements
  • Lot Size Acres: 0.64
  • Lot Size Area: 0.64
  • Lot Size Sq Ft: 27966
  • Lot Size Units: Acres
  • Property Attached YN: No
  • PAGE: 319
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3973
  • Tax Block: 43713
  • Tax Book Number: 20496
  • Tax Lot: 0375

Multi Family

  • Basement Included Sq Ft: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2024
Closed on
May 28, 2025
Sold by
S & N Rivs Ent Llc
Bought by
Polinski Anthony and Polinski Vanessa
Seller's Agent
Donna Flannery
ERA Key Realty Services- Spenc
Buyer's Agent
Amy Ekleberry Perro
Michael Toomey & Associates, Inc.
List Price
$375,000
Sold Price
$388,000
Premium/Discount to List
$13,000
3.47%
Views
287
Current Estimated Value
$385,652

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,348
Avg. Annual Appreciation
-1.77%
Original Mortgage
$380,972
Outstanding Balance
$379,998
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
$5,654

Purchase Details

Closed on
Jan 26, 2009
Sold by
Rivers Neil F and Rivers Susan J
Bought by
S&N Rivers Enterprise

Purchase Details

Closed on
Oct 5, 1998
Sold by
Larkin Edward C
Bought by
Rivers Neil F and Rivers Susan J

Purchase Details

Closed on
Jan 26, 1994
Sold by
Fanning Katherine P
Bought by
Larkin Edward C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
7.11%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $388,000 None Available
Quit Claim Deed $388,000 None Available
Deed -- --
Deed $110,000 --
Deed $110,000 --
Deed $120,000 --
Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,972 FHA
Closed $380,972 FHA
Previous Owner $65,000 No Value Available
Previous Owner $70,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/28/2025 05/28/25 Sold $388,000 +3.5% $272 / Sq Ft
04/22/2025 04/22/25 Pending -- -- --
02/12/2025 02/12/25 For Sale $375,000 0.0% $263 / Sq Ft
02/05/2025 02/05/25 Pending -- -- --
01/08/2025 01/08/25 Price Changed $375,000 -6.2% $263 / Sq Ft
10/08/2024 10/08/24 For Sale $399,900 -- $280 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,356 $371,000 $55,800 $315,200
2024 $3,973 $347,300 $55,800 $291,500
2023 $3,781 $313,500 $55,800 $257,700
2022 $3,720 $282,700 $50,500 $232,200
2021 $3,587 $255,500 $50,500 $205,000
2020 $3,320 $235,100 $50,500 $184,600
2019 $3,123 $225,300 $45,800 $179,500
2018 $2,664 $198,500 $53,000 $145,500
2017 $2,554 $182,700 $50,500 $132,200
2016 $2,489 $174,200 $50,500 $123,700
2015 $2,410 $176,300 $55,900 $120,400
2014 $2,318 $176,300 $55,900 $120,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73299704

MLS Property Information Network (MLS PIN)

APN: SPEN-000014U-000064