181 Main St Spencer, MA 01562
2
Beds
1
Bath
1,426
Sq Ft
0.64
Acres
Highlights
- Medical Services
- Property is near public transit
- Wood Flooring
- Open Floorplan
- Ranch Style House
- Mud Room
About This Home
As of May 2025Spacious, one level living on Main Street! You can have your in home business here too! All rooms are generous sized, freshly painted and hardwood flooring were just redone. Updated bathroom with granite countertop! The sunny livingroom has beautiful hardwood flooring, corner fireplace and lots of windows for light! Huge kitchen iwith a comfortable dining area, center island and lots of counter space! Roof was replaced on the house and garage in 2009. Plenty of yard space to do what you want! Walk to everything including bus line,parks,restaurants, shopping & schools. This ranch sits way back from the road. Two car garage with walk up storage overhead. Big mudroom would also be great for washer and dryer(hookups are currently in the kitchen). This property could also serve as a business/office space! Lot's of different options with this home! Great starter or retirement place or open your business here(with permit from town). Don't miss all of the potential with this one!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,973
Year Built
- Built in 1961
Lot Details
- 0.64 Acre Lot
- Property fronts an easement
- Near Conservation Area
- Property is zoned VR
Parking
- 2 Car Attached Garage
- Parking Storage or Cabinetry
- Workshop in Garage
- Shared Driveway
- Open Parking
- Off-Street Parking
Home Design
- Ranch Style House
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,426 Sq Ft Home
- Open Floorplan
- Mud Room
- Living Room with Fireplace
- Dining Area
- Washer and Electric Dryer Hookup
Kitchen
- Oven
- Range
- Kitchen Island
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Block Basement Construction
Outdoor Features
- Bulkhead
Location
- Property is near public transit
- Property is near schools
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Baseboard Heating
- Gas Water Heater
Listing and Financial Details
- Legal Lot and Block 0375 / 43713
- Assessor Parcel Number M:00U14 B:00064 L:00000,1693249
Community Details
Overview
- No Home Owners Association
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Tennis Courts
- Park
- Jogging Path
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 8, 2024
Closed on
May 28, 2025
Sold by
S & N Rivs Ent Llc
Bought by
Polinski Anthony and Polinski Vanessa
Seller's Agent
Donna Flannery
ERA Key Realty Services- Spenc
Buyer's Agent
Amy Ekleberry Perro
Michael Toomey & Associates, Inc.
List Price
$375,000
Sold Price
$388,000
Premium/Discount to List
$13,000
3.47%
Views
287
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-62.18%
Original Mortgage
$380,972
Outstanding Balance
$380,972
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
-$14,961
Purchase Details
Closed on
Jan 26, 2009
Sold by
Rivers Neil F and Rivers Susan J
Bought by
S&N Rivers Enterprise
Purchase Details
Closed on
Oct 5, 1998
Sold by
Larkin Edward C
Bought by
Rivers Neil F and Rivers Susan J
Purchase Details
Closed on
Jan 26, 1994
Sold by
Fanning Katherine P
Bought by
Larkin Edward C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
7.11%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Spencer, MA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $388,000 | None Available | |
| Deed | -- | -- | |
| Deed | $110,000 | -- | |
| Deed | $110,000 | -- | |
| Deed | $120,000 | -- | |
| Deed | $120,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $380,972 | FHA | |
| Previous Owner | $65,000 | No Value Available | |
| Previous Owner | $70,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/28/2025 05/28/25 | Sold | $388,000 | +3.5% | $272 / Sq Ft |
| 04/22/2025 04/22/25 | Pending | -- | -- | -- |
| 02/12/2025 02/12/25 | For Sale | $375,000 | 0.0% | $263 / Sq Ft |
| 02/05/2025 02/05/25 | Pending | -- | -- | -- |
| 01/08/2025 01/08/25 | Price Changed | $375,000 | -6.2% | $263 / Sq Ft |
| 10/08/2024 10/08/24 | For Sale | $399,900 | -- | $280 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $44 | $371,000 | $55,800 | $315,200 |
| 2024 | $3,973 | $347,300 | $55,800 | $291,500 |
| 2023 | $3,781 | $313,500 | $55,800 | $257,700 |
| 2022 | $3,720 | $282,700 | $50,500 | $232,200 |
| 2021 | $3,587 | $255,500 | $50,500 | $205,000 |
| 2020 | $3,320 | $235,100 | $50,500 | $184,600 |
| 2019 | $3,123 | $225,300 | $45,800 | $179,500 |
| 2018 | $2,664 | $198,500 | $53,000 | $145,500 |
| 2017 | $2,554 | $182,700 | $50,500 | $132,200 |
| 2016 | $2,489 | $174,200 | $50,500 | $123,700 |
| 2015 | $2,410 | $176,300 | $55,900 | $120,400 |
| 2014 | $2,318 | $176,300 | $55,900 | $120,400 |
Source: Public Records
Agents Affiliated with this Home
-
Donna Flannery
Seller's Agent in 2025
Donna Flannery
ERA Key Realty Services- Spenc
(508) 612-6771
97 in this area
158 Total Sales
-
Amy Ekleberry Perro
A
Buyer's Agent in 2025
Amy Ekleberry Perro
Michael Toomey & Associates, Inc.
(508) 769-7025
16 in this area
37 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73299704
APN: SPEN-000014U-000064
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