NOT LISTED FOR SALE

181 Ray Ave Schenectady, NY 12304

Estimated Value: $204,000 - $260,000

3 Beds
2 Baths
984 Sq Ft
$245/Sq Ft Est. Value

Last Sold February 04, 2016

Last sale price $75,000 $76 Per Sq Ft

Est. 222% increase in value since last sale

Current estimated payment $1,786/month

66 Days on Market

Highlights

  • Ranch Style House
  • 1 Car Attached Garage
  • Built-In Features
  • No HOA
  • Eat-In Kitchen
  • Window Unit Cooling System

About This Home

As of February 2016

Taxes do not reflect star exemption. 3 Bedroom split ranch in need of repairs. Features full bath first floor plus partially finished full bath in basement. Woodburing fireplace in family room. Eat-in kitchen. Fenced yard. Conveniently located. Good Condition

Last Agent to Sell the Property

Lottie Littlefield

Littlefield Realty Inc Listed on: 08/16/2015

Last Buyer's Agent

Matthew Bosher

Berkshire Hathaway Home Services Blake License #10401272474

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1980

Lot Details

  • Lot Dimensions are 60 x 100
  • Fenced
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 984 Sq Ft Home
  • Built-In Features
  • Wood Burning Fireplace
  • Sliding Doors

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Exterior Lighting

Utilities

  • Window Unit Cooling System
  • Heating System Uses Oil
  • Hot Water Heating System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 7.3 / 1
  • Assessor Parcel Number 421500 50.78-1-7.3

Home Details

Home Type

Single Family

Year Built

Built in 1980

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1980
  • Directions: Route 7 East toConsaul Rd, right onto Ivy, right on Ward, right on Frank, left on Ray
  • Above Grade Finished Sq Ft: 984.0
  • Architectural Style: Split Ranch
  • Lot Size: 60 x 100
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Possession Possession Legacy: Arr
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Interior Amenities: Built-in Features, Eat-in Kitchen
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Family Room, Wood Burning
  • Fireplaces: 1
  • Living Area: 984.0
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Wood Burning: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Attic Features:Storage2: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes
  • Fireplace Features:Family Room: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Brick
  • Fencing: Fenced
  • Door Features:Sliding Doors: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Heating: Hot Water, Oil
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Oil: Yes
  • Heating:Hot Water: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level
  • Parcel #: 421500 50.78-1-7.3

Tax Info

  • Tax Annual Amount: 5679.0
  • Tax Block: 1
  • Tax Lot: 7.3
  • Tax Tract: 50.78

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 14, 2021
Sold by
Lodin Wally
Bought by
Lodin Bibi A
Current Estimated Value
$241,421

Purchase Details

Listed on
Aug 16, 2015
Closed on
Feb 3, 2016
Sold by
Okrent Gary H and Okrent Betty S
Bought by
Lodin Wally A
Seller's Agent
Lottie Littlefield
Littlefield Realty Inc
Buyer's Agent
Matthew Bosher
Berkshire Hathaway Home Services Blake
List Price
$112,000
Sold Price
$75,000
Premium/Discount to List
-$37,000
-33.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.81%
Original Mortgage
$73,641
Outstanding Balance
$58,552
Interest Rate
3.87%
Mortgage Type
FHA
Estimated Equity
$182,869

Purchase Details

Closed on
Apr 15, 2004
Sold by
City Of Schenectady
Bought by
Okrent Betty
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lodin Bibi A -- None Available
Lodin Wally A $75,000 None Available
Okrent Betty $11,611 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lodin Wally A $73,641
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2016 02/04/16 Sold $75,000 -21.1% $76 / Sq Ft
09/11/2015 09/11/15 Price Changed $95,000 -15.2% $97 / Sq Ft
08/07/2015 08/07/15 For Sale $112,000 -- $114 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,088 $129,100 $19,400 $109,700
2023 $6,088 $129,100 $19,400 $109,700
2022 $6,080 $129,100 $19,400 $109,700
2021 $3,483 $129,100 $19,400 $109,700
2020 $5,962 $129,100 $19,400 $109,700
2019 $3,287 $129,100 $19,400 $109,700
2018 $6,026 $129,100 $19,400 $109,700
2017 $5,832 $129,100 $19,400 $109,700
2016 $6,217 $129,100 $19,400 $109,700
2015 -- $129,100 $19,400 $109,700
2014 -- $129,100 $19,400 $109,700
Source: Public Records

Agents Affiliated with this Home

See All Agents

Map

Source: Global MLS

MLS Number: 201518031

Global MLS

APN: 050-078-0001-007-003-0000