$725,000
SOLD JUL 30, 2025

181 Sawmill Rd Loveland, CO 80537

3 Beds
3 Baths
2,364 Sq Ft
35.24 Acres

Recently Sold

$307 Per Sq Ft

15% Below List Price

35 Days on Market

Highlights

  • Horses Allowed On Property
  • Spa
  • Mountain View
  • Big Thompson Elementary School Rated A-
  • 35.24 Acre Lot
  • Deck

About This Home

As of July 2025

Set on 35+ acres with great views, this property offers a peaceful setting just 35 minutes from Downtown Loveland, an hour from Estes Park, and under 90 minutes from Denver International Airport. Whether you're looking for a year-round home or a weekend retreat, this foothills property provides a solid foundation with room to make it your own. The home features a large great room with a custom fireplace, three bedrooms including a primary suite with attached bath ready for you to finish, a functional, updated kitchen, and a full walk-out basement ready for future finishing and expansion. The wraparound deck takes advantage of the views, and the horse barn, pasture, and RV parking with electric hookup and dump station add practical value for a variety of uses. The property is being sold as is and has been pre-inspected to help buyers evaluate condition and potential. The septic has already been pumped and inspected and meets Larimer County's requirements. A surveyor has already completed a recent ILC (Improvement Location Certificate) to meet the Title Company's requirements. While many homes in the area sell for $1 million or more, this property is priced with current condition in mind, offering an opportunity for customization and long-term value. All showings start this Saturday so plan accordingly and schedule your showing today! By Appointment Only - This property is located on a private road so please no drive-bys or trespassing.

Last Agent to Sell the Property

John Feeney

C3 Real Estate Solutions LLC Brokerage Email: jfeeney@c3-re.com,970-231-4172 License #100047965 Listed on: 05/28/2025

C3 Real Estate Solutions LLC

Last Buyer's Agent

Rose Merkey

RE/MAX Alliance License #40034556

RE/MAX Alliance

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,335

Year Built

  • Built in 1991 | Remodeled

Lot Details

  • 35.24 Acre Lot
  • Property fronts a private road
  • Open Space
  • South Facing Home
  • Partially Fenced Property
  • Level Lot
  • Meadow
  • Many Trees

Property Views

  • Mountain
  • Meadow

Home Design

  • Fixer Upper
  • Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Stove
  • Living Room with Fireplace
  • Dining Room
  • Loft

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Bedroom in Basement

Outdoor Features

  • Spa
  • Deck
  • Wrap Around Porch

Schools

  • Big Thompson Elementary School
  • Walt Clark Middle School
  • Thompson Valley High School

Farming

  • Loafing Shed
  • Pasture

Horse Facilities and Amenities

  • Horses Allowed On Property

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Cistern
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Saddle Notch Subdivision

Listing and Financial Details

  • Exclusions: Seller's Personal Property, Any Vehicles or Equipment currently left on the property
  • Assessor Parcel Number R1303732

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,335

Year Built

Built in 1991 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Structure Type: House
  • Levels: Two
  • Year Built: 1991
  • Above Grade Finished Sq Ft: 2364
  • Below Grade Sq Ft: 1513
  • Exclusions: Seller's Personal Property, Any Vehicles or Equipment currently left on the property
  • Living Area: 2364
  • Property Condition: Fixer, Updated/Remodeled
  • Directions: Go West on West 1st St for 6.5 miles. Left onto South Co Rd 29 for 0.3 miles. Right onto W Co Rd 18E/Pole Hill Rd for 8.8 miles. Right on to Saddle Notch Rd and follow for 1 mile to left on to Sawmill Rd. First property on the right. By Appointment Only. Property is on a Private Road so please no drive-bys! Absolutely No Trespassing!
  • SubdivisionName: Saddle Notch
  • Ownership: Individual
  • Property Attached Yn: No
  • REC_BasementLevelBathrooms: 1
  • REC_BasementLevelBedrooms: 0
  • REC_RVSpaces: 0
  • REC_UpperLevelBathrooms: 1
  • REC_UpperLevelBedrooms: 1
  • REC_WaterIncludedYN: 1
  • Ratio Close Price By Original Li: 0.85294
  • Attribution Contact: jfeeney@c3-re.com,970-231-4172
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Fireplaces: 1
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s)
  • Flooring: Tile, Wood
  • Fireplace Features: Living Room
  • Full Bathrooms: 1
  • Basement: Full, Unfinished, Walk-Out Access
  • Basement: Yes
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Window Features: Skylight(s)

Exterior Features

  • Direction Faces: South
  • Roof: Metal
  • Construction Materials: Frame, Wood Siding
  • View: Meadow, Mountain(s)
  • Exterior Features: Spa/Hot Tub
  • Patio and Porch Features: Covered, Deck, Wrap Around
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel

Garage/Parking

  • Attached Garage: No
  • REC_ParkingCount: 1

Utilities

  • Utilities: Electricity Connected, Propane
  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Forced Air, Wood Stove
  • Water Source: Cistern, Well
  • Laundry Features: In Unit

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Association/Amenities

  • REC_AssociationFee2Annual: 0.00
  • REC_AssociationFee3Annual: 0.00
  • REC_AssociationFeeAnnual: 0.00
  • REC_AssociationFeeTotalAnnual: 0.00
  • REC_MultipleAssociationsYN: 0

Schools

  • Middle Or Junior School: Walt Clark

Lot Info

  • Horses: Yes
  • Parcel Number: R1303732
  • Lot Size Acres: 35.24
  • Fencing: Partial
  • Building Area Total: 3877
  • Horse Amenities: Loafing Shed, Pasture
  • Lot Features: Level, Many Trees, Meadow, Open Space, Rolling Slope, Sloped
  • Lot Size Sq Ft: 1535054.4

Multi Family

  • Number Of Units Total: 1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4335

MLS Schools

  • Elementary School: Big Thompson
  • High School: Thompson Valley

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2025
Closed on
Jul 30, 2025
Sold by
Koehmstedt Amelia Elizabeth
Bought by
Huskey Sarah A and Jackson Nancy J
Seller's Agent
John Feeney
C3 Real Estate Solutions LLC
Buyer's Agent
Rose Merkey
RE/MAX Alliance
List Price
$850,000
Sold Price
$725,000
Premium/Discount to List
-$125,000
-14.71%
Views
46

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
582.76%

Purchase Details

Listed on
May 28, 2025
Closed on
Jul 29, 2025
Sold by
Koehmstedt Amelia Elizabeth
Bought by
Huskey Sarah A and Jackson Nancy J
Seller's Agent
John Feeney
C3 Real Estate Solutions LLC
Buyer's Agent
Rose Merkey
RE/MAX Alliance
List Price
$850,000
Sold Price
$725,000
Premium/Discount to List
-$125,000
-14.71%
Views
46

Purchase Details

Listed on
Jun 5, 2017
Closed on
Sep 7, 2017
Sold by
Smart Ronald A and Smart Kim B
Bought by
Koehmstedt Daniel Wayne and Koegmstedt Amelia Elizabeth
Seller's Agent
Rob Proctor
At Home Real Estate Company
Buyer's Agent
Dee Tatro
Real Estate Connections, Inc
List Price
$570,000
Sold Price
$525,000
Premium/Discount to List
-$45,000
-7.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.17%
Original Mortgage
$419,500
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 9, 2017
Sold by
Smart Ronald A and Smart Kim B
Bought by
Smart Ronald A and Smart Kim B

Purchase Details

Closed on
Aug 17, 1998
Sold by
Smart Ronald A and Smart Kim W
Bought by
Smart Ronald A and Smart Kim B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.9%

Purchase Details

Closed on
Jun 1, 1993
Sold by
Smart Kim W
Bought by
Smart Kim W
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $725,000 Land Title Guarantee
Quit Claim Deed -- Land Title
Warranty Deed $525,000 First American
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- Land Title
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $424,900 New Conventional
Previous Owner $419,500 New Conventional
Previous Owner $129,000 Unknown
Previous Owner $155,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 Sold $725,000 -9.3% $307 / Sq Ft
07/02/2025 07/02/25 Pending -- -- --
06/24/2025 06/24/25 Price Changed $799,500 -5.9% $338 / Sq Ft
05/28/2025 05/28/25 For Sale $850,000 +61.9% $360 / Sq Ft
01/28/2019 01/28/19 Off Market $525,000 -- --
09/07/2017 09/07/17 Sold $525,000 -7.9% $134 / Sq Ft
08/08/2017 08/08/17 Pending -- -- --
06/05/2017 06/05/17 For Sale $570,000 -- $146 / Sq Ft
Source: REcolorado®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,335 $62,270 $5,025 $57,245
2024 $4,177 $62,270 $5,025 $57,245
2022 $3,139 $41,777 $5,213 $36,564
2021 $3,217 $42,979 $5,363 $37,616
2020 $2,766 $36,716 $5,363 $31,353
2019 $2,716 $36,716 $5,363 $31,353
2018 $2,736 $34,690 $5,400 $29,290
2017 $2,340 $34,690 $5,400 $29,290
2016 $1,748 $25,098 $5,970 $19,128
2015 $1,725 $25,100 $5,970 $19,130
2014 $1,714 $26,570 $5,970 $20,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REcolorado®

MLS Number: 1750989

REcolorado®

APN: 15230-00-031