NOT LISTED FOR SALE

Estimated Value: $194,000 - $245,000

3 Beds
2 Baths
1,146 Sq Ft
$190/Sq Ft Est. Value

Last Sold July 26, 2022

Last sale price $174,000 $152 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $1,384/month

28 Days on Market

Highlights

  • View of Trees or Woods
  • Traditional Architecture
  • No HOA
  • 0.12 Acre Lot
  • Private Yard
  • Formal Dining Room

About This Home

As of July 2022

Move in Ready... This home is in the heart of the city and close to everything but once you are on the property it feels like a private oasis. The home has a beautiful inviting front porch with a privacy trellis. The home also offers a fantastic backyard paradise. Upon entering the home you are greeted with a beautiful entry and staircase. The home has a cozy and warm living area with formal dining area and charming kitchen. The home has 3 nice size bedrooms on the 2nd level and 2 full baths with one of the baths on the first level. Home also has full basement perfect for storage. Don't miss your chance to own such a nice home. call for your private showing.

Last Agent to Sell the Property

Stephanie Frost-Simpson

RE/MAX Victory + Affiliates Listed on: 06/02/2022

Last Buyer's Agent

Theresa Hils

Imagine Homes Mgmt LLC License #191604

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,288

Year Built

  • Built in 1909

Lot Details

  • 5,227 Sq Ft Lot
  • Partially Fenced Property
  • Private Yard

Parking

  • On-Street Parking

Property Views

  • Woods
  • Neighborhood

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,146 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Non-Functioning Fireplace
  • Bay Window
  • Wood Frame Window
  • Entryway
  • Living Room
  • Formal Dining Room
  • Unfinished Basement

Kitchen

  • Gas Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Sixth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 055-32-02-019.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,288

Year Built

Built in 1909

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Year Built: 1909
  • Lot Size: irregular
  • Directions: 75 south to 12th street to right off the exit to right on Scott to left on 18th to right on Garrard
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Sixth District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irregular
  • General Property Description:Approx SqFt2: 1146.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.12
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 055-32-02-019.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Foundation:Stone3: Yes
  • View:TreesWoods: Yes
  • Fencing:Partial2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Natural Woodwork
  • Basement: Unfinished
  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Gas Range, Microwave, Refrigerator
  • Accessibility Features: None
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Bay Window(s), Wood Frames
  • Basement:Unfinished2: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Inoperable: Yes
  • Interior Features:Natural Woodwork: Yes

Exterior Features

  • View: Neighborhood, Trees/Woods
  • Fencing: Partial
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Stone
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Accessibility Features:None15: Yes
  • Exterior Features:Private Yard: Yes
  • Window Features:Bay Window(s): Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Sixth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 5227.2
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2022
Closed on
Jul 26, 2022
Sold by
Hernandez Paul A and Hernandez Joanna J
Bought by
Qz Funding Llc
Seller's Agent
Stephanie Frost-Simpson
RE/MAX Victory + Affiliates
Buyer's Agent
Theresa Hils
Imagine Homes Mgmt LLC
List Price
$195,000
Sold Price
$174,000
Premium/Discount to List
-$21,000
-10.77%
Current Estimated Value
$217,877

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,877
Avg. Annual Appreciation
7.68%

Purchase Details

Closed on
Dec 20, 2019
Sold by
Slocum Elizabeth
Bought by
Hernandez Paul A and Hernandez Joanna J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,772
Interest Rate
3.7%
Mortgage Type
FHA

Purchase Details

Closed on
May 11, 2016
Sold by
St Onge Richard and St Onge Elizabeth
Bought by
Slocum Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,987
Interest Rate
3.58%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 25, 2008
Sold by
St Onge Elizabeth and St Onge Richard
Bought by
St Onge Richard and St Onge Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,700
Interest Rate
5.97%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Aug 29, 2005
Sold by
Beck Randall T
Bought by
Wartman Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,400
Interest Rate
8.05%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 26, 1996
Sold by
Harris Mary E
Bought by
Beck Randall T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,400
Interest Rate
7.83%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Qz Funding Llc $174,000 New Title Company Name
Hernandez Paul A $123,000 Bridgetrust Title Group
Slocum Elizabeth $83,500 Attorney
St Onge Richard -- None Available
Wartman Elizabeth $83,000 Jets Title Agency Llc
Beck Randall T $37,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lin Ben $160,000
Previous Owner Hernandez Paul A $120,772
Previous Owner Slocum Elizabeth $81,987
Previous Owner St Onge Richard $8,889
Previous Owner St Onge Richard $82,700
Previous Owner Wartman Elizabeth $66,400
Previous Owner Wartman Elizabeth $16,600
Previous Owner Beck Randall T $35,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2022 07/26/22 Sold $174,000 -5.4% $152 / Sq Ft
07/02/2022 07/02/22 Pending -- -- --
06/10/2022 06/10/22 Price Changed $184,000 -5.6% $161 / Sq Ft
06/03/2022 06/03/22 For Sale $195,000 -- $170 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,288 $174,000 $5,000 $169,000
2023 $2,318 $174,000 $5,000 $169,000
2022 $2,065 $153,700 $5,000 $148,700
2021 $1,914 $123,000 $5,000 $118,000
2020 $1,904 $123,000 $5,000 $118,000
2019 $1,331 $83,500 $5,000 $78,500
2018 $1,358 $83,500 $5,000 $78,500
2017 $1,377 $83,500 $10,000 $73,500
2015 $1,683 $83,000 $10,000 $73,000
2014 $1,619 $83,000 $10,000 $73,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 604629

Northern Kentucky Multiple Listing Service

APN: 055-32-02-019.00