$410,000
$10K PRICE DROP

Estimated payment $2,746/month

Total Views 2,542
4 Beds
2 Baths
1,915 Sq Ft
$214 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Above Ground Pool
  • Open Floorplan
  • Harmony Community School Rated 9+
  • 0.5 Acre Lot
  • Cathedral Ceiling

About This Home

Welcome to 1820 Lost Lake in St. Cloud — a rare find on a spacious 1⁄2-acre, high & dry lot with NO HOA!Featuring a BRAND NEW METAL ROOF (2025) and a WHOLE HOUSE GENERATOR SYSTEM, this 4-bedroom, 2-bath home offers a comfortable, easy-flowing floorplan with all main living areas downstairs, plus a versatile upstairs loft accessed by a spiral staircase—perfect for a 4th bedroom, home office, or flex space. You’ll love the vaulted ceilings and true great room feel, along with tile and durable wood-vinyl flooring throughout. The kitchen includes stainless steel appliances, tile countertops, and a tile backsplash, plus an indoor laundry room for added convenience. The French door front entry welcomes you in, while glass sliders lead to the screen-enclosed lanai, creating great indoor-outdoor living. The primary suite also offers private lanai access and features an ensuite bath with a garden tub, walk-in shower, walk-in closet, and private toilet room. Outside, enjoy the oversized yard with an above-ground pool and storage shed—bring your toys, boat, and RV because there’s plenty of space! All tucked into a peaceful country setting with easy access to St. Cloud amenities and the Alligator Chain of Lakes for boating, fishing, and weekend fun.

Listing Agent

Melissa Godwin

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3044043 Listed on: 01/16/2026

Co-Listing Agent

Leslie Bowers

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3555312

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,686

Year Built

  • Built in 2005

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 181x101
  • Cul-De-Sac
  • Northeast Facing Home
  • Wood Fence
  • Mature Landscaping
  • Level Lot
  • Landscaped with Trees
  • Property is zoned OR1C

Parking

  • 2 Car Attached Garage
  • Driveway
  • Parking available for a boat
  • RV Access or Parking
  • Golf Cart Parking

Home Design

  • Slab Foundation
  • Metal Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,915 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Drapes & Rods
  • Blinds
  • Sliding Doors
  • Great Room
  • Dining Room
  • Loft
  • Inside Utility
  • Laundry Room
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Private Water Closet
  • Soaking Tub
  • Garden Bath

Outdoor Features

  • Above Ground Pool
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Shed
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lost Lake Estates Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,686

Year Built

Built in 2005

Lot Details

0.5 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 1915
  • Lot Size Acres: 0.5
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 2545
  • Lot Size Sq Ft: 21780
  • Status: Active
  • Co List Office Mls Id: MFR272503219
  • Co List Office Phone: 407-957-9545
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 236.44
  • Escrow City: St Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Ave
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 214.10
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 0
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-957-9545
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Spa Yn: No
  • Stories: 2
  • Window Features: Blinds, Drapes
  • Additional Rooms: Great Room,Inside Utility,Loft
  • Living Area Meters: 177.91

Exterior Features

  • Direction Faces: Northeast
  • Other Structures: Shed(s)
  • Pool Features: Above Ground
  • Exterior Features: Lighting, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Metal
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0120G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Golf Cart Parking, RV Access/Parking

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: None

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: OR1C
  • Parcel Number: 01-26-31-3979-0001-0050
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: Cul-De-Sac, In County, Landscaped, Level, Paved
  • Lot Dimensions: 181x101
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Verify lease restrictions with County

Tax Info

  • Tax Annual Amount: 7685.94
  • Tax Block: 1
  • Tax Book Number: 13-8
  • Tax Lot: 5

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,173 $277,100 $36,000 $241,100
2024 $4,762 $276,400 $36,000 $240,400
2023 $4,762 $272,500 $36,000 $236,500
2022 $3,982 $236,800 $36,000 $200,800
2021 $3,754 $193,400 $36,000 $157,400
2020 $3,642 $186,200 $35,000 $151,200
2019 $3,604 $182,600 $35,000 $147,600
2018 $3,436 $174,300 $35,000 $139,300
2017 $2,779 $166,500 $0 $0
2016 $3,359 $163,900 $28,000 $135,900
2015 $3,089 $158,700 $28,000 $130,700
2014 $3,032 $152,800 $28,000 $124,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/17/2026 02/17/26 Price Changed $410,000 -2.4% $214 / Sq Ft
01/16/2026 01/16/26 For Sale $420,000 +154.5% $219 / Sq Ft
08/17/2018 08/17/18 Off Market $165,000 -- --
10/09/2014 10/09/14 Sold $165,000 0.0% $86 / Sq Ft View Prior Sale
07/11/2014 07/11/14 Pending -- -- --
07/01/2014 07/01/14 For Sale $165,000 0.0% $86 / Sq Ft
04/19/2014 04/19/14 Pending -- -- --
04/14/2014 04/14/14 For Sale $165,000 0.0% $86 / Sq Ft
04/11/2014 04/11/14 Price Changed $165,000 +3.2% $86 / Sq Ft
01/31/2014 01/31/14 Pending -- -- --
01/23/2014 01/23/14 Price Changed $159,900 -11.1% $83 / Sq Ft
01/20/2014 01/20/14 For Sale $179,900 -- $94 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $50,000 Clear Choice Title
Warranty Deed $165,000 First Platinum Title Agency
Interfamily Deed Transfer -- None Available
Special Warranty Deed $194,900 Rels Title
Deed In Lieu Of Foreclosure $264,500 Transcontinental Title
Warranty Deed $220,000 Stewart Approved Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $259,000 Balloon
Previous Owner $151,098 FHA
Previous Owner $193,306 FHA
Previous Owner $173,000 Fannie Mae Freddie Mac
Source: Public Records

Source: Stellar MLS

MLS Number: S5141381

Stellar MLS

APN: 01-26-31-3979-0001-0050

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