1828 Amberly Dr Middleburg, FL 32068
Oakleaf NeighborhoodEstimated payment $2,901/month
Total Views
105,957
4
Beds
3
Baths
2,381
Sq Ft
$185
Price per Sq Ft
Highlights
- Fitness Center
- Home fronts a pond
- Open Floorplan
- Discovery Oaks Elementary School Rated A-
- Pond View
- Clubhouse
About This Home
Price recently reduced! Welcome to 1828 Amberly Drive—a stunning 4BR/3BA + loft home with pond views in the desirable Greyhawk community at Oakleaf. Built in 2022, this two-story home offers a first-floor guest suite with full bath, an open-concept kitchen with quartz countertops, gas range, and stainless steel appliances. Additional upgrades include a tankless water heater, water softener, and high-efficiency systems. Upstairs, you'll find a spacious loft, laundry room, and a luxurious primary suite with a custom walk-in closet. Enjoy peaceful water views from the backyard in this all-gas community with no CDD fees and a low HOA. Zoned for top-rated Discovery Oaks Elementary, Oakleaf Junior High, and Oakleaf High. Conveniently located near Oakleaf Town Center, Chuze Fitness, restaurants, and NAS JAX. Why wait to build when you can move into this like-new home today? Schedule your showing before it's gone! Incredible Opportunity - Assumable 3.87% Interest Rate | Motivated Sellers | Price Negotiable!
This is more than just a beautiful homethis is your chance to lock in substantial long-term savings in a high-rate market. 1828 Amberly Drive, located in the sought-after Greyhawk at Oakleaf community, is being offered with an assumable VA loan at just 3.87%. The current monthly payment is just over $3,000, making this home dramatically more affordable than similarly priced homes with today's average interest rates.
With a current mortgage balance around $417,000 and a list price of $440,000, the sellers are extremely motivated and open to negotiation. Whether you're a qualified VA buyer or a non-VA buyer working with a lender to bridge the gap, this is an outstanding opportunity to buy a nearly new home with a built-in financing advantage that could save you hundreds per month.
Built in 2022, this 4-bedroom, 3-bathroom + loft home offers modern design, energy-efficient features, and a flexible layout perfect for today's buyers. The main level features a full guest suite with private bathroom, ideal for guests, extended family, or multi-generational living. The open-concept kitchen includes quartz countertops, a gas range, upgraded cabinetry, stainless steel appliances, and a large island that flows directly into the main living and dining space.
Upstairs, a generously sized loft provides the perfect second living area, media space, or home office. The primary suite includes a tray ceiling, a custom walk-in closet, and an en-suite bath with dual sinks and a glass-enclosed shower. Two additional bedrooms, a shared full bath, and a convenient upstairs laundry room complete the upper level.
Not only does this home deliver inside, it shines outside as well. The peaceful backyard offers serene pond views, providing the perfect setting for a future fire pit or screened lanai by converting the oversized covered patio! Whether you're relaxing solo or entertaining guests, this outdoor space is your blank canvas for customization.
Additional features include:
Tankless gas water heater
Whole-house water softener
Smart thermostat & wiring panel
Two-car garage with storage options
Upgraded lighting and finishes throughout
Located in the Greyhawk community, you'll enjoy a tranquil setting with sidewalks, playgrounds, and community green space, all within a low-HOA, no CDD fee environment.
=I Zoned for top-rated Clay County Schools:
Discovery Oaks Elementary (A-rated)
Oakleaf Junior High
Oakleaf High School
=I Conveniently located near:
Oakleaf Town Center (Publix, Target, dining, shopping)
Chuze Fitness, Home Depot, Starbucks, and more
NAS Jacksonville, I-295, Blanding Blvd, and Branan Field Rd
=¬ If your buyer is looking for a turnkey home with modern upgrades, strong schools, and a way to beat today's interest rates, this is the one. The assumable 3.87% loan is available to qualified buyers and could offer immediate and lasting payment relief compared to current loan terms.
Don't miss this rare chance to own a move-in-ready home with built-in savings and seller flexibility. Showings available by appointment or during scheduled open houses. Contact the listing agent to discuss assumption qualifications, offer terms, or to request a showing.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,456
Year Built
- Built in 2022 | Remodeled
Lot Details
- 6,534 Sq Ft Lot
- Home fronts a pond
- Backyard Sprinklers
HOA Fees
- $11 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Shingle Roof
- Vinyl Siding
- Siding
Interior Spaces
- 2,381 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Entrance Foyer
- Pond Views
Kitchen
- Breakfast Bar
- Gas Oven
- Gas Range
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- In-Law or Guest Suite
- 3 Full Bathrooms
- Shower Only
Laundry
- Laundry on upper level
- Dryer
- Washer
Home Security
- Smart Home
- Smart Thermostat
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Patio
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- Tankless Water Heater
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 18042500795305589
Community Details
Overview
- Association fees include ground maintenance
- Greyhawk Subdivision
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Basketball Court
- Pickleball Courts
- Fitness Center
- Children's Pool
- Dog Park
- Jogging Path
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,604 | $368,922 | $60,000 | $308,922 |
| 2023 | $8,604 | $377,724 | $60,000 | $317,724 |
| 2022 | $3,612 | $50,000 | $50,000 | $0 |
| 2021 | $3,599 | $50,000 | $50,000 | $0 |
| 2020 | $2,648 | $8,500 | $8,500 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Pending | -- | -- | -- |
| 05/19/2025 05/19/25 | For Sale | $440,000 | -- | $185 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | -- | Fidelity National Title | |
| Warranty Deed | $5,008,500 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $439,967 | FHA |
Source: Public Records
About the Listing Agent
With a deep-rooted understanding of both the value of relationships and the financial nuances of real estate, Tyrone specializes in identifying hidden value in businesses, properties, and people—allowing his clients to achieve remarkable outcomes. His financial planning expertise, combined with a keen eye for market trends, allows him to offer a strategic approach to real estate that benefits both buyers and sellers.
Whether working with first-time homebuyers or seasoned investors,
Tyrone's Other Listings
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2088380
APN: 18-04-25-007953-055-89
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
Nearby Homes
- 1847 Amberly Dr
- 1855 Amberly Dr
- 547 Tynes Blvd
- 1861 Amberly Dr
- 3973 Heatherbrook Place
- 740 Briar View Dr
- 1742 Amberly Dr
- 3922 Heatherbrook Place
- 3991 Heatherbrook Place
- 00 Royal Pines Dr
- 0 Royal Pines Dr
- 1465 Shadow Creek Dr
- 813 Laurel Valley Dr
- 864 Redtail Ln
- 1468 Shadow Creek Dr
- 835 Laurel Valley Dr
- 3946 Royal Pines Dr
- 635 Briar View Dr
- 3922 Cloverdale Ct
- 3946 Cloverdale Ct