NOT LISTED FOR SALE

18351 Serene Lake Loop Lutz, FL 33548

Lutz Area

Estimated Value: $622,299

4 Beds
3 Baths
2,071 Sq Ft
$300/Sq Ft Est. Value

Sale Details

Date Sold: April 17, 2026

Last sale price $615,000 $297 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,175 / mo

21 Days on Market

Highlights

  • 55 Feet of Pond Waterfront
  • Gated Community
  • Open Floorplan
  • Lutz K-8 School Rated 9+
  • Pond View
  • High Ceiling

About This Home

As of April 2026

Positioned on a premium pond homesite inside the gated community of Pearl Estates, this 4-bedroom, 3-bath residence was designed to embrace light, space, and uninterrupted water views. Step through the front door and the home immediately reveals itself- a clean, extended sightline draws your eye straight through the living space to the water beyond. The openness isn’t accidental; wide hallways, elevated ceilings, and expansive windows create a seamless flow that feels both grand and inviting.
At the center of the home, the kitchen anchors the space with a striking oversized island, walk-in Butler’s pantry, dry bar with a beverage fridge, stainless steel appliances, and statement pendant lighting. It opens effortlessly to the dining and family rooms, where custom woodwork and designer fixtures add warmth and architectural character. Walls of glass frame the pond, while sliding doors extend the living area to a covered pavered lanai and fully fenced backyard, an ideal setting for entertaining or quiet evenings overlooking the water.
The primary suite is privately positioned and thoughtfully scaled, offering serene pond views, dual vanities, a walk-in glass shower, and an expansive custom walk-in closet. Two secondary bedrooms share a Jack-and-Jill bath at the front of the home, while a separate guest bedroom and full bath provide flexibility for visitors or home office. Pearl Estates offers gated privacy, five scenic ponds, landscaped green space, and HOA-included high-speed internet. Zoned in the A+ rated Steinbrenner school district and ideally positioned near Tampa International Airport, Downtown Tampa, Cheval Country Club, and the Upper Tampa Bay Trail, the location delivers both convenience and distinction. Refined design. Intentional layout. A setting that makes everyday living feel elevated.

Last Agent to Sell the Property

Mathew Sumlin

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3382023 Listed on: 02/21/2026

EXP REALTY LLC

Last Buyer's Agent

Mathew Sumlin

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3382023 Listed on: 02/21/2026

EXP REALTY LLC
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,577

Year Built

  • Built in 2024

Lot Details

  • 5,175 Sq Ft Lot
  • Lot Dimensions are 45x115
  • 55 Feet of Pond Waterfront
  • West Facing Home
  • Vinyl Fence
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned PD

HOA Fees

  • $132 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,071 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Bar Fridge
  • Bar
  • Dry Bar
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Pendant Lighting
  • Double Pane Windows
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Inside Utility
  • Pond Views
  • In Wall Pest System

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Butlers Pantry
  • Built-In Oven
  • Cooktop with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Private Water Closet
  • Rain Shower Head

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Shed
  • Rain Gutters

Schools

  • Lutz Elementary School
  • Buchanan Middle School
  • Steinbrenner High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include escrow reserves fund, internet, recreational facilities
  • Pearl Estates Community Association, Inc Association
  • Pearl Estates Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,577

Year Built

Built in 2024

Lot Details

5,175 Sq Ft Lot

HOA Fees

$132 per month

Parking

2

Listing Details

  • HOA Fee Includes: Escrow Reserves Fund, Internet, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2071
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2024
  • Building Area Total: 2484
  • Lot Size Sq Ft: 5175
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 230.77
  • Escrow City: Bradenton
  • Escrow State: FL
  • Escrow Street Name: E. 27th Street, Ste 1
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 296.96
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2025
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds, Double Pane Windows
  • Additional Rooms: Inside Utility
  • Living Area Meters: 192.40

Exterior Features

  • Direction Faces: West
  • Other Structures: Shed(s)
  • Exterior Features: Lighting, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered, Storage
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 55
  • Water Frontage Feet Pond: 55

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard, Sidewalks, Street Lights
  • Association Amenities: Gated
  • Association Fee: 132
  • Association Fee Frequency: Monthly
  • Association Name: Pearl Estates Community Association, Inc
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: PEARL ESTATES
  • Association Fee Requirement: Required
  • Association Email: pearlestates@folioam.com

Fee Information

  • Total Annual Fees: 1584.00
  • Total Monthly Fees: 132.00
  • Monthly HOA Amount: 132.00

Schools

  • Elementary School: Lutz-HB
  • High School: Steinbrenner High School
  • Middle Or Junior School: Buchanan-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-15-27-18-D46-000000-00072.0
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: Landscaped, Sidewalk
  • Lot Dimensions: 45x115
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify all leasing guidelines and requirements with HOA.

Tax Info

  • Tax Annual Amount: 6577.35
  • Tax Block: 00
  • Tax Book Number: 146-147
  • Tax Lot: 72

Multi Family

  • Waterfront Features: Pond

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2026
Closed on
Apr 17, 2026
Sold by
Bought by
Seller's Agent
Mathew Sumlin
EXP REALTY LLC
Buyer's Agent
Mathew Sumlin
EXP REALTY LLC
List Price
$650,000
Sold Price
$615,000
Premium/Discount to List
-$35,000
-5.38%
Views
90
Current Estimated Value
$622,299

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,299
Avg. Annual Appreciation
3.53%

Purchase Details

Listed on
Aug 21, 2024
Closed on
Aug 21, 2024
Sold by
Bought by
Seller's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
Buyer's Agent
Mathew Sumlin
EXP REALTY LLC
List Price
$584,900
Sold Price
$584,900
Views
4

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.09%
Original Mortgage
$467,920
Interest Rate
6.89%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Lutz, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$615,000 Fidelity National Title Of Flo
$584,900 Lennar Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $467,920
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/17/2026 04/17/26 Sold $615,000 -5.4% $297 / Sq Ft
03/14/2026 03/14/26 Pending -- -- --
02/21/2026 02/21/26 For Sale $650,000 +11.1% $314 / Sq Ft
08/21/2024 08/21/24 Sold $584,900 0.0% $281 / Sq Ft View Prior Sale
08/21/2024 08/21/24 For Sale $584,900 -- $281 / Sq Ft
07/28/2024 07/28/24 Pending -- -- --
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $438,528 $100,872 $337,656
2024 -- $5,197 $5,197
2023 -- --
Source: Public Records

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Map

Source: Stellar MLS

MLS Number: TB8478982

Stellar MLS

APN: U-15-27-18-D46-000000-00072.0

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