$322,000
$8K PRICE DROP

184 White Cap Way Panama City Beach, FL 32407

Estimated payment $2,170/month

Total Views 3,309
3 Beds
2.5 Baths
1,432 Sq Ft
$225 Price per Sq Ft

Highlights

  • 24-Hour Security
  • In Ground Pool
  • Vaulted Ceiling
  • J.R. Arnold High School Rated A-
  • Gated Community
  • Furnished

About This Home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome located in the highly sought-after Palm Cove community! This spacious unit offers a bright and open floor plan with the kitchen seamlessly flowing into the living area -- perfect for entertaining or relaxing with family and friends. With tile flooring throughout the first floor and luxury vinyl plank upstairs, there's no carpet to worry about, making it both stylish and easy to maintain.The kitchen features stainless steel appliances, ample cabinet space, and a breakfast bar. Upstairs, the layout offers generous sleeping accommodations for guests or larger families. The HVAC system and water heater were replaced in 2021, providing peace of mind and efficiency.Palm Cove is a gated community that allows short-term rentals, making this townhome an excellent choice for a vacation rental, second home, or full-time residence. Residents enjoy two community pools, a playground, dog walk areas with pet stations, and 24-hour security patrol. The low HOA fee includes yard maintenance, trash pickup, and overall grounds upkeep.Located just minutes from restaurants, shopping, entertainment, and the beautiful beaches of Panama City Beach, this home combines comfort, convenience, and resort-style living in one unbeatable package. Don't miss your opportunity to own in one of the area's most desirable communities!Thank you,

Listing Agent

Patrick Pate

Beach Haven Realty License #3437592 Listed on: 06/13/2025

Co-Listing Agent

Kay Pate

Beach Haven Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,893

Year Built

  • Built in 2005

HOA Fees

  • $166 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,432 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • In Ground Pool
  • Lot Dimensions are 63x25
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include legal/accounting, playground, pool(s), sewer, trash
  • Palm Cove Subdivision

Recreation

  • Community Pool

Security

  • 24-Hour Security
  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,893

Year Built

Built in 2005

Lot Details

0

HOA Fees

$166 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Attached
  • Lot Size: 63x25
  • Road Frontage Type: City Street
  • Co List Office Mls Id: BHR1
  • Co List Office Phone: (770) 596-6599
  • Subdivision Name: Palm Cove
  • Structure Type: Townhouse
  • Property Sub Type Additional: Townhouse
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
  • Interior Amenities: High Ceilings, Pantry, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1432.0
  • Dining Room Type: Bedroom, Primary Bedroom
  • Stories: 2

Exterior Features

  • Pool Features: Community, In Ground, Pool
  • Waterfront: No
  • Construction Type: Stucco, Vinyl Siding
  • Foundation Details: Slab
  • Roof: Composition, Shingle

Garage/Parking

  • Garage: No

Utilities

  • Security Features: Gated Community, 24 Hour Security
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 497.0
  • Community Features: Short Term Rental Allowed, Gated, Pool
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Legal/Accounting, Playground, Pool(s), Sewer, Trash

Schools

  • Middle Or Junior School: Surfside

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 2893.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,747 $232,149 $17,078 $215,071
2023 $2,747 $188,696 $15,134 $237,026
2022 $2,024 $171,542 $14,343 $157,199
2021 $1,239 $137,785 $0 $0
2020 $1,234 $135,883 $0 $0
2019 $1,209 $132,828 $14,226 $118,602
2018 $1,207 $131,041 $0 $0
2017 $1,158 $88,708 $0 $0
2016 $1,178 $88,158 $0 $0
2015 $1,098 $80,144 $0 $0
2014 $1,100 $80,411 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/28/2025 06/28/25 Price Changed $322,000 -2.4% $225 / Sq Ft
06/13/2025 06/13/25 For Sale $330,000 +10.4% $230 / Sq Ft
08/30/2024 08/30/24 Sold $299,000 -3.5% $209 / Sq Ft
07/22/2024 07/22/24 Price Changed $310,000 -1.0% $216 / Sq Ft
07/12/2024 07/12/24 Price Changed $313,000 -0.3% $219 / Sq Ft
07/04/2024 07/04/24 Price Changed $314,000 -0.3% $219 / Sq Ft
06/14/2024 06/14/24 Price Changed $315,000 -1.3% $220 / Sq Ft
06/04/2024 06/04/24 Price Changed $319,000 -1.8% $223 / Sq Ft
05/10/2024 05/10/24 For Sale $325,000 0.0% $227 / Sq Ft
08/16/2023 08/16/23 Rented $2,200 +4.8% --
08/09/2023 08/09/23 Price Changed $2,100 -4.5% $1 / Sq Ft
07/27/2023 07/27/23 Price Changed $2,200 -8.3% $2 / Sq Ft
07/15/2023 07/15/23 Price Changed $2,400 -4.0% $2 / Sq Ft
07/09/2023 07/09/23 For Rent $2,500 0.0% --
02/24/2023 02/24/23 Sold $255,800 -1.6% $179 / Sq Ft
02/03/2023 02/03/23 Pending -- -- --
01/18/2023 01/18/23 For Sale $260,000 -- $182 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $299,000 Burg Title
Warranty Deed $255,800 Anchor Title
Warranty Deed $159,900 Attorney
Corporate Deed $217,200 Lanco Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $269,100 New Conventional
Previous Owner $156,046 New Conventional
Previous Owner $163,337 VA
Previous Owner $159,073 New Conventional
Previous Owner $173,760 Fannie Mae Freddie Mac
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 774905

Central Panhandle Association of REALTORS®

APN: 34039-797-000