NOT LISTED FOR SALE

185 Ruta Ln Swanton, MD 21561

Estimated Value: $1,140,000 - $1,901,000

4 Beds
3.5 Baths
2,854 Sq Ft
$505/Sq Ft Est. Value

Last Sold June 17, 2022

Last sale price $1,150,000 $403 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $8,807/month

Highlights

  • 3 Dock Slips
  • Canoe or Kayak Water Access
  • Lake View
  • Home fronts navigable water
  • Fishing Allowed
  • Chalet

About This Home

As of June 2022

Beautiful Lakefront Cottage on Savage Cove at Deep Creek Lake! Nestled on over 3.5 Acres, this 4 Bed 3.5 Bath lakefront home sits at the end of a private road with all of the charm only the southern end of the lake can provide. Open floor plan and vaulted living room ceilings creates a wonderful space to relax around the massive stacked stone fireplace. Plenty of windows to bring in the natural light and lake views. The lakeside walkout basement hosts a Kitchenette in lower level living area that could double as an excellent Bar/Gameroom. Unfinished room on lower level has potential to add another bedroom as well. When you’re not out on the lake, enjoy the large stone patio and 2nd story decking to soak up the summer sun. If you’re looking for that quiet mountain lake getaway, this is a perfect fit for you. Call today for details!

Last Agent to Sell the Property

Jon Bell

(301) 501-0735 jbell@railey.com Railey Realty, Inc. Listed on: 04/19/2022

Railey Realty, Inc.

Last Buyer's Agent

Mike Kennedy

(301) 616-6106 mkennedy@railey.com Railey Realty, Inc. License #529372

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,705

Year Built

  • Built in 2004

Lot Details

  • 3.54 Acre Lot
  • Home fronts navigable water
  • Wooded Lot

Parking

  • Driveway

Home Design

  • Chalet
  • Block Foundation
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Wet Bar
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Loft
  • Lake Views

Kitchen

  • Stove
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 3 Dock Slips
  • Shared Waterfront
  • Powered Boats Permitted
  • Deck
  • Patio
  • Shed

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 0001
  • Assessor Parcel Number 1218068052

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,705

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Remarks Public: Beautiful Lakefront Cottage on Savage Cove at Deep Creek Lake! Nestled on over 3.5 Acres, this 4 Bed 3.5 Bath lakefront home sits at the end of a private road with all of the charm only the southern end of the lake can provide. Open floor plan and vaulted living room ceilings creates a wonderful space to relax around the massive stacked stone fireplace. Plenty of windows to bring in the natural light and lake views. The lakeside walkout basement hosts a Kitchenette in lower level living area that could double as an excellent Bar/Gameroom. Unfinished room on lower level has potential to add another bedroom as well. When you’re not out on the lake, enjoy the large stone patio and 2nd story decking to soak up the summer sun. If you’re looking for that quiet mountain lake getaway, this is a perfect fit for you. Call today for details!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Disposal, Refrigerator, Icemaker, Stove
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Wet/Dry Bar, Wood Floors, Carpet, Window Treatments
  • Window Features: Screens
  • Fireplace Features: Gas/Propane, Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Bedroom 1, Loft, Bathroom 1, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Connecting Stairway, Walkout Level
  • Total Sq Ft: 3254
  • Living Area Sq Ft: 2854
  • Price Per Sq Ft: 486.81
  • Above Grade Finished Sq Ft: 2054
  • Below Grade Finished Sq Ft: 800
  • Below Grade Sq Ft: 400
  • Total Below Grade Sq Ft: 1200
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 185

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Hardiplank Type
  • View: Lake, Water
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Boat - Powered, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 1

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 477000.00
  • Land Assessed Value: 157700.00
  • Land Use Code: R
  • Lot Features: Trees/Wooded
  • Lot Size Acres: 3.54
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 154344.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15667009
  • Tax Annual Amount: 6705.00
  • Assessor Parcel Number: 1218068052
  • Tax Lot: 0001
  • Tax Total Finished Sq Ft: 3290
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 06/17/2022

Multi Family

  • Waterfront Features: Shared

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 18, 2022
Sold by
Passeto Dennys
Bought by
Dennys Passer Living Trust and Idalia Rychlik Living Trust
Current Estimated Value
$1,441,215

Purchase Details

Listed on
Apr 19, 2022
Closed on
Jun 14, 2022
Sold by
Berry Russoniello and Berry Nancy
Bought by
Passeto Dennys and Rychlik Idalia Eugenia
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Mike Kennedy
Railey Realty, Inc.
List Price
$999,900
Sold Price
$1,150,000
Premium/Discount to List
$150,100
15.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.99%
Original Mortgage
$920,000
Interest Rate
5.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 7, 2018
Closed on
May 23, 2019
Sold by
Kiefhaber Peter Mark and Kiefhaber Sarah E
Bought by
Russonello Robert and Russonello Nancy Berry
Seller's Agent
Rich Orr
Railey Realty, Inc.
Buyer's Agent
Nancy Geisler
Railey Realty, Inc.
List Price
$685,000
Sold Price
$655,000
Premium/Discount to List
-$30,000
-4.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.27%
Original Mortgage
$524,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 2, 2012
Closed on
Jul 6, 2012
Sold by
Kallmyer Stephen R and Kallmyer Mary K
Bought by
Kiefhaber Pater Mark and Kiefhaber Sarah E
Seller's Agent
Rich Orr
Railey Realty, Inc.
Buyer's Agent
Rich Orr
Railey Realty, Inc.
List Price
$570,000
Sold Price
$557,800
Premium/Discount to List
-$12,200
-2.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.35%
Original Mortgage
$501,964
Interest Rate
3.78%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 2, 2012
Closed on
Jun 25, 2012
Sold by
Kallmyer Stephen R and Kallmyer Mary K
Bought by
Kiefhaber Peter Mark and Kiefhaber Sarah E
Seller's Agent
Rich Orr
Railey Realty, Inc.
Buyer's Agent
Rich Orr
Railey Realty, Inc.
List Price
$570,000
Sold Price
$557,800
Premium/Discount to List
-$12,200
-2.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$501,964
Interest Rate
3.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 13, 2001
Sold by
Ardsley Farms Family L L Co
Bought by
Kallmyer Stephen R and Kallmyer Mary K
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dennys Passer Living Trust -- --
Passeto Dennys $1,150,000 Deep Creek Title
Russonello Robert $655,000 Deep Creek Title Group
Kiefhaber Pater Mark -- Deep Creek Title Group Llc
Kiefhaber Peter Mark $557,800 None Available
Kallmyer Stephen R $83,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Passeto Dennys $920,000
Previous Owner Russonello Robert $524,000
Previous Owner Kiefhaber Pater Mark $501,964
Previous Owner Kiefhaber Peter Mark $501,964
Closed Kallmyer Stephen R --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/17/2022 06/17/22 Sold $1,150,000 +15.0% $403 / Sq Ft
04/22/2022 04/22/22 Pending -- -- --
04/19/2022 04/19/22 For Sale $999,900 +52.7% $350 / Sq Ft
05/31/2019 05/31/19 Sold $655,000 -2.1% $230 / Sq Ft View Prior Sale
04/06/2019 04/06/19 Price Changed $669,000 -2.3% $234 / Sq Ft
12/08/2018 12/08/18 For Sale $685,000 +4.6% $240 / Sq Ft
12/07/2018 12/07/18 Off Market $655,000 -- --
06/26/2012 06/26/12 Sold $557,800 -2.1% $272 / Sq Ft View Prior Sale
04/30/2012 04/30/12 Pending -- -- --
04/02/2012 04/02/12 For Sale $570,000 -- $278 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,906 $1,225,800 $173,900 $1,051,900
2024 $12,046 $1,028,767 $0 $0
2023 $9,745 $831,733 $0 $0
2022 $7,443 $634,700 $157,700 $477,000
2021 $6,735 $574,100 $0 $0
2020 $5,998 $513,500 $0 $0
2019 $5,320 $452,900 $157,700 $295,200
2018 $5,021 $452,900 $157,700 $295,200
2017 $5,098 $452,900 $0 $0
2016 -- $462,000 $0 $0
2015 -- $462,000 $0 $0
2014 -- $462,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2002670

Bright MLS

APN: 18-068052