185 Ruta Ln Swanton, MD 21561
Estimated payment $10,329/month
Highlights
- 409 Feet of Waterfront
- Spa
- Panoramic View
- 1 Dock Slip
- Fishing Allowed
- Open Floorplan
About This Home
Be Wisp'd Away...
To your own wooded, lakefront hideaway — tucked into one of Deep Creek Lake's most tranquil coves, at the end of a private lane, bordered on multiple sides by protected state land that can never be developed. This is not just a lake house. It is a feeling. Every room, every detail, every view has been designed to inspire comfort and joy in a setting of cozy luxury that brings the outdoors in.
THE PROPERTY
Set on 3.54 private acres with direct lake frontage, an assigned boat slip, sweeping sunset views, and miles of private wooded trails — Wisp'd Away is a rare Deep Creek offering, as beautiful to look at as it is to live in.
• Assigned boat slip and shared dock — easy, level lake access via maintained private path • Western exposure for unforgettable sunset evenings over the water • Private trails for hiking, mountain biking, snowshoeing, and woodland exploration • Tranquil cove — one of Deep Creek's best for paddleboarding, kayaking, and canoeing
THE HOME
Recently renovated and luxuriously furnished with a modern rustic aesthetic — 4-bedroom, 3.5-bath, three finished levels, sleeps 12. Open floor plan with lake or wooded views from virtually every window. Impeccably appointed, completely turnkey.
Main Level — The heart of the home is a dramatic living room anchored by a floor-to-ceiling stone wood-burning fireplace and an abundance of windows framing panoramic lake views. Local artisan furnishings bring understated luxury — equally suited to a roaring fire with a glass of wine as to a lively family gathering.
The updated open kitchen and dining area seats 12, with a large center island, exotic stone counters, double sinks, stainless appliances, and an oversized walk-in pantry.
The main-level primary suite offers water views, a walk-in closet, jetted soaking tub, and tiled shower.
Step outside to the refinished lakeside deck — the ideal setting for morning coffee, evening sunsets, or simply doing nothing at all.
Upper Level — Two oversized guest bedrooms, full bath with skylight, and a dedicated office loft with dual 27" HD monitors and 1Gb internet.
• Queen bedroom with large closet and smart TV • Triple bunk beds with slides and a kids' playhouse below — the kids will never want to leave
Lower Level — Radiant heated tile floors throughout, opening to the lakeside patio and hot tub.
• Family room with 70" smart TV, cloud couch, air hockey, darts — movie nights have never looked better • Second fireplace and mini kitchenette (Keurig, mini fridge, microwave, sink, blender bar) • Private billiards room with 7-ft pool table, live-edge drink rail, beverage fridge • King guest suite with walk-in closet, crib, and full tiled bath
The lakeside patio invites you to the newer WiFi-enabled 8-person jacuzzi, surrounded by Adirondack chairs, a porch swing, and loungers — all overlooking the water.
OUTSIDE
• Large lakeside yard with firepit, Creative Playthings playset, and room to roam • Multiple gathering spaces — upper dining deck, lower walkout patio, lakeside jacuzzi platform • Two gas grills, sledding hill, Level 2 Tesla EV charger, storage shed • Driveway with stone retaining wall designed for hosting
ON THE WATER
Paddle the length of Savage Cove to explore its wetland refuge — ducks, turtles, herons — or take the boat slip straight out for wakeboarding, tubing, sailing, and sun-soaked afternoons on the main lake.
20 minutes to downtown McHenry and Wisp Resort — all the adventure of Deep Creek, none of the noise.
THE INVESTMENT
Whether you're seeking a private family retreat, a luxury second home, or a proven vacation rental investment, Wisp'd Away delivers — established, successful Airbnb history grossing $100K/year.
Opportunities like this — a lakefront retreat of this size, privacy, and caliber — rarely come to market at Deep Creek Lake.
Listing Agent
(301) 387-2000 mkennedy@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #529372 Listed on: 05/23/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,876
Year Built
- Built in 2004
Lot Details
- 3.54 Acre Lot
- 409 Feet of Waterfront
- Home fronts navigable water
- Year Round Access
- No Through Street
- Private Lot
- Secluded Lot
- Backs to Trees or Woods
- Front and Side Yard
- Buy-down
- Property is in excellent condition
- Property is zoned LR, Lake Residential
Property Views
- Lake
- Panoramic
- Mountain
Home Design
- Cabin
- Block Foundation
- Shingle Roof
- Stone Siding
- HardiePlank Type
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Wet Bar
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- 2 Fireplaces
- Wood Burning Fireplace
- Stone Fireplace
- Fireplace Mantel
- Gas Fireplace
- Wood Frame Window
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Loft
- Game Room
Kitchen
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Whirlpool Bathtub
- Hydromassage or Jetted Bathtub
- Walk-in Shower
Laundry
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Interior Basement Entry
- Basement Windows
Parking
- 6 Parking Spaces
- 6 Driveway Spaces
- Electric Vehicle Home Charger
- Gravel Driveway
Outdoor Features
- Spa
- Canoe or Kayak Water Access
- Property is near a lake
- Personal Watercraft
- Physical Dock Slip Conveys
- 1 Dock Slip
- Shared Waterfront
- 1 Powered Boats Permitted
- Deck
- Play Equipment
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Leased Propane
- Radiant Heating System
- Well
- Electric Water Heater
- Septic Less Than The Number Of Bedrooms
- Septic Permit Issued
Listing and Financial Details
- Coming Soon on 5/27/26
- Tax Lot 1
- Assessor Parcel Number 1218068052
Community Details
Overview
- No Home Owners Association
- Hickory Ridge Subdivision
- Property is near a preserve or public land
Recreation
- 1 Community Docks
- Fishing Allowed
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,906 | $1,225,800 | $173,900 | $1,051,900 |
| 2024 | $12,046 | $1,028,767 | $0 | $0 |
| 2023 | $9,745 | $831,733 | $0 | $0 |
| 2022 | $7,443 | $634,700 | $157,700 | $477,000 |
| 2020 | $5,998 | $513,500 | $0 | $0 |
| 2019 | $5,320 | $452,900 | $157,700 | $295,200 |
| 2018 | $5,021 | $452,900 | $157,700 | $295,200 |
| 2017 | $5,098 | $452,900 | $0 | $0 |
| 2016 | -- | $462,000 | $0 | $0 |
| 2015 | -- | $462,000 | $0 | $0 |
| 2014 | -- | $462,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/17/2022 06/17/22 | Sold | $1,150,000 | +15.0% | $403 / Sq Ft | View Prior Sale |
| 04/22/2022 04/22/22 | Pending | -- | -- | -- | |
| 04/19/2022 04/19/22 | For Sale | $999,900 | +52.7% | $350 / Sq Ft | |
| 05/31/2019 05/31/19 | Sold | $655,000 | -2.1% | $230 / Sq Ft | View Prior Sale |
| 04/06/2019 04/06/19 | Price Changed | $669,000 | -2.3% | $234 / Sq Ft | |
| 12/08/2018 12/08/18 | For Sale | $685,000 | +4.6% | $240 / Sq Ft | |
| 12/07/2018 12/07/18 | Off Market | $655,000 | -- | -- | |
| 06/26/2012 06/26/12 | Sold | $557,800 | -2.1% | $272 / Sq Ft | View Prior Sale |
| 04/30/2012 04/30/12 | Pending | -- | -- | -- | |
| 04/02/2012 04/02/12 | For Sale | $570,000 | -- | $278 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Deed | $1,150,000 | Deep Creek Title | |
| Deed | $655,000 | Deep Creek Title Group | |
| Deed | -- | Deep Creek Title Group Llc | |
| Deed | $557,800 | None Available | |
| Deed | $83,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $920,000 | New Conventional | |
| Previous Owner | $524,000 | New Conventional | |
| Previous Owner | $501,964 | New Conventional | |
| Previous Owner | $501,964 | New Conventional | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDGA2011880
APN: 18-068052
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Ask me questions while you tour the home.