Seller's Agent in 2025
Casey Owens
Elite Realty
(850) 326-3704
205 Total Sales
1856 Gap Blvd Chipley, FL 32428
Estimated Value: $301,000 - $349,000
2
Beds
2
Baths
1,658
Sq Ft
$194/Sq Ft
Est. Value
Highlights
- Lake Front
- No HOA
- Circular Driveway
- Deck
- Covered Patio or Porch
- Central Heating and Cooling System
About This Home
As of July 2025CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS
5 acres +\- on Gap Lake! What a rarity! This hand-built, one-owner cedar-sided lakefront cabin offers serene views of an incredible 805-acre freshwater lake in Southern Washington County. Designed for those seeking rustic charm, this split level, 2 bed/2 bath home is a true retreat for nature lovers and outdoor enthusiasts. The entire exterior just received a coat of fresh paint and the view behind the home is being cleared out some. The entire top floor is dedicated to the master suite, featuring a large en-suite bathroom with a Jacuzzi tub overlooking the lake, and a separate shower. There is also a spacious walk-in closet with a laundry chute, and a cozy Florida room- ideal for relaxing and taking in the serene views. The main floor includes a guest bedroom, full bathroom, laundry room, and kitchen. Just off the kitchen, enjoy the screened porch with a tile floor- the perfect spot to sip coffee while soaking in the tranquil surroundings. Step down into the living room, which boasts a gas fireplace, a dry bar for entertaining, and set of French doors that open onto a 700+ square-foot deck facing the lake. The living room's inviting layout and seamless access to the deck make it the ideal space for gatherings and relaxation. This home's front yard features enchanting landscaping, circle drive, and a workshop with electricity- perfect for storage or hobbies. This property is a sportsman's paradise—whether you love golfing, fishing, hunting, boating, or simply enjoying wooded privacy with lake views, this home has it all. The towering moss-covered oaks, Cypress trees, expansive deck, and charming screened porch add to the rustic appeal, making it the perfect lake home or vacation getaway. Located in the White Oak community (not Sunny Hills), this property enjoys fewer deed restrictions, offering more freedom to enjoy your peaceful, wooded retreat. With great fishing nearby and ample entertaining space, this lakeside cabin is perfect for those seeking tranquility and outdoor adventure. All this and more just under an hour from Panama City Beach!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $896
Year Built
- Built in 1991
Lot Details
- 4.98 Acre Lot
- Lake Front
Parking
- Circular Driveway
Home Design
- Metal Roof
- Wood Siding
Interior Spaces
- Ceiling Fan
- Gas Fireplace
- Lake Views
Kitchen
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
- Covered Patio or Porch
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- White Oak Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 4, 2024
Closed on
Jul 11, 2025
Sold by
Bought by
Seller's Agent
Casey Owens
Elite Realty
Buyer's Agent
Tonia Hathaway
CENTURY 21 Commander Realty
List Price
$339,999
Sold Price
$314,000
Premium/Discount to List
-$25,999
-7.65%
Views
266
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,155
Avg. Annual Appreciation
2.65%
Original Mortgage
$298,300
Outstanding Balance
$297,851
Interest Rate
7.45%
Mortgage Type
New Conventional
Estimated Equity
$24,304
Purchase Details
Closed on
Sep 3, 2024
Sold by
Bought by
Purchase Details
Closed on
Aug 21, 2024
Sold by
Bought by
Purchase Details
Closed on
May 21, 2024
Sold by
Bought by
Purchase Details
Closed on
Dec 4, 2008
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $314,000 | None Listed On Document | ||
| $100 | None Listed On Document | ||
| $100 | None Listed On Document | ||
| $100 | None Listed On Document | ||
| $100 | None Listed On Document | ||
| -- | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $298,300 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | Sold | $314,000 | -7.6% | $189 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $339,999 | 0.0% | $205 / Sq Ft |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- |
| 04/10/2025 04/10/25 | Price Changed | $339,999 | -2.9% | $205 / Sq Ft |
| 02/06/2025 02/06/25 | Price Changed | $349,999 | -2.5% | $211 / Sq Ft |
| 11/12/2024 11/12/24 | Price Changed | $359,000 | -4.3% | $217 / Sq Ft |
| 09/30/2024 09/30/24 | For Sale | $375,000 | -- | $226 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,131 | $226,026 | $62,750 | $163,276 |
| 2024 | $896 | $129,093 | -- | -- |
| 2023 | $896 | $142,348 | $0 | $0 |
| 2022 | $912 | $138,202 | $0 | $0 |
| 2021 | $897 | $134,177 | $0 | $0 |
| 2020 | $881 | $132,324 | $0 | $0 |
| 2019 | $877 | $129,349 | $0 | $0 |
| 2018 | $0 | $126,937 | $0 | $0 |
| 2017 | $0 | $124,326 | $0 | $0 |
| 2016 | -- | $121,769 | $0 | $0 |
| 2015 | -- | $120,923 | $0 | $0 |
| 2014 | -- | $119,963 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Casey Owens
-
Tonia Hathaway
Buyer's Agent in 2025
Tonia Hathaway
CENTURY 21 Commander Realty
(850) 415-2806
59 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 763451
APN: 00000000-00-0566-0003
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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