$1,095,000

187 Durango Rd Destin, FL 32541

Estimated payment $6,238/month

Total Views 2,029
3 Beds
3.5 Baths
1,430 Sq Ft
$766 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Home fronts a seawall
  • Boat Slip
  • Destin Elementary School Rated A-
  • Boat Lift
  • Harbor Views

About This Home

Boaters and beach lovers—this is the one you've been waiting for! Located on Destin Harbor, this beautifully updated 3-bedroom, 3.5-bath townhome features a boat slip and lift that can accommodate up to a 30' boat. Enjoy panoramic views of the harbor from your private outdoor decks. This multi-level home includes a garage, updated kitchen and bathrooms and a new A/C in 2024, making it as turnkey as it is charming. It also comes fully furnished and rental ready, perfect for vacation rental income or immediate personal enjoyment. The vacant lot across the street is available for additional parking. There are no HOA fees for the townhouse and low annual $445 fee for Holiday Isle Improvement Association. Set sail from your private slip or enjoy the harbor views with your morning coffee. The first level features a bunk room that sleeps four and includes a bath. The second level offers great views from the living room and kitchen. The third level boasts the harbor-front primary suite and bath, as well as a guest room and bath. This is coastal living at its finest. Schedule your private showing today!

Listing Agent

Cindy Cole

Cindy Cole Fine Homes LLC License #3210066 Listed on: 02/13/2026

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,922

Year Built

  • Built in 1984

Lot Details

  • 871 Sq Ft Lot
  • Home fronts a seawall
  • Property Fronts a Bay or Harbor
  • Home fronts a canal

HOA Fees

  • $37 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Property Views

  • Harbor
  • Canal

Home Design

  • Slab Foundation
  • Frame Construction
  • Metal Roof
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 1,430 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Dining Room
  • Utility Room

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Bulkhead
  • Boat Lift
  • Boat Slip
  • Docks
  • Balcony
  • Deck

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Air
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-5070-0000-0180

Community Details

Overview

  • Quays Ph 1 Subdivision
  • The community has rules related to covenants

Recreation

  • Community Boat Dock

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,922

Year Built

Built in 1984

Lot Details

871 Sq Ft Lot

HOA Fees

$37 per month

Parking

1

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size Acres: 0.02
  • Road Frontage Type: City Street
  • Subdivision Name: QUAYS PH 1
  • Directions: From Highway 98, turn on Gulf Shore Dr. Turn right on Durango, townhome is down on the right.
  • Architectural Style: Townhome
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1984
  • Remarks Misc:Remarks: Boaters and beach lovers—this is the one you've been waiting for! Located on Destin Harbor, this beautifully updated 3-bedroom, 3.5-bath townhome features a boat slip and lift that can accommodate up to a 30' boat. Enjoy panoramic views of the harbor from your private outdoor decks. This multi-level home includes a garage, updated kitchen and bathrooms and a new A/C in 2024, making it as turnkey as it is charming. It also comes fully furnished and rental ready, perfect for vacation rental income or immediate personal enjoyment. The vacant lot across the street is available for additional parking. There are no HOA fees for the townhouse and low annual $445 fee for Holiday Isle Improvement Association. Set sail from your private slip or enjoy the harbor views with your morning coffee.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterfront:Harbor: Yes
  • Waterview:Harbor2: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Waterfront:Unit Waterfront: Yes
  • Waterview:Canal2: Yes
  • Waterfront:Canal: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Breakfast Bar, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Covenants, Within 1/2 Mile to Water
  • View: Harbor, Canal
  • Waterfront Features: Unit Waterfront, Canal, Harbor
  • Waterfront: Yes
  • Construction Type: Frame, Siding Vinyl, Trim Vinyl
  • Exterior Features: Balcony, Boat Slip, Boatlift, Dock
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Lot Features:BulkheadSeawall: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Boat Slip: Yes
  • Exterior:Boatlift: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Dock, Pets Allowed, Waterfront
  • Association #2 Fee: 445.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 871.2
  • Parcel #: 00-2S-24-5070-0000-0180
  • Zoning: City

Tax Info

  • Tax Annual Amount: 6921.61
  • Tax Year: 2025

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,922 $608,285 $330,000 $278,285
2024 $6,433 $642,076 $330,000 $312,076
2023 $6,433 $623,337 $330,000 $293,337
2022 $5,688 $527,448 $300,000 $227,448
2021 $4,883 $401,474 $225,000 $176,474
2020 $4,386 $350,559 $200,000 $150,559
2019 $4,084 $323,869 $200,000 $123,869
2018 $3,737 $291,042 $0 $0
2017 $3,681 $281,642 $0 $0
2016 $3,578 $275,483 $0 $0
2015 $3,598 $267,502 $0 $0
2014 $3,342 $245,126 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2026 02/13/26 For Sale $1,095,000 +112.6% $766 / Sq Ft
09/30/2019 09/30/19 Sold $515,000 0.0% $393 / Sq Ft View Prior Sale
09/13/2019 09/13/19 Pending -- -- --
08/27/2018 08/27/18 For Sale $515,000 -- $393 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Dba Advance Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $111,000 Unknown
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 995211

Emerald Coast Association of REALTORS®

APN: 00-2S-24-5070-0000-0180

Your Personal Tour Guide

Ask me questions while you tour the home.