Seller's Agent in 2021
Andrea Holt
Isabell K. Horsley R. E., Ltd.
(804) 854-9530
97 Total Sales
187 Ratcliffe Ln Lancaster, VA 22503
Estimated Value: $461,000 - $688,689
3
Beds
2
Baths
2,048
Sq Ft
$283/Sq Ft
Est. Value
Highlights
- Pier or Dock
- Farmhouse Style Home
- Screened Porch
- River Front
- No HOA
- Detached Garage
About This Home
As of April 2021Almost two acres in this private waterfront peninsula with sparkling water on 3 sides. This charming 1910 Farmhouse property has a lovely ambling lawn, 1125 feet of water frontage and its own boat ramp. Pier with deep water on White House Creek off the Corrotoman River. Updated kitchen and bathrooms, and newer flooring in several rooms. Newer HVAC. Two sheds with concrete floors, one 25'x60' with floored storage above and the second shed, 24'x23'. Lots of space in both sheds that is available to repurpose. Septic system is for 4-bedrooms. Home currently has 3 bedrooms. This is a beautiful spot, with enchanting scenic views. Sit on the screen porch and enjoy.
Last Agent to Sell the Property
Isabell K. Horsley R. E., Ltd. License #0225210003 Listed on: 02/26/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,623
Year Built
- Built in 1910
Lot Details
- 1.86 Acre Lot
- River Front
- Zoning described as R1
Parking
- Detached Garage
Home Design
- Farmhouse Style Home
- Composition Roof
- Metal Roof
- Vinyl Siding
Interior Spaces
- 2,048 Sq Ft Home
- 2-Story Property
- Sheet Rock Walls or Ceilings
- Gas Log Fireplace
- Screened Porch
- Washer and Dryer Hookup
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Shed
Utilities
- Cooling Available
- Heat Pump System
- Shared Well
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 31 37
Community Details
Overview
- No Home Owners Association
Recreation
- Pier or Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2021
Closed on
Apr 14, 2021
Sold by
Shaw Jeffrey W and Shaw Barbara C
Bought by
Ramos Edward Curtis
Seller's Agent
Andrea Holt
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Shelley Ritter
Isabell K. Horsley R. E., Ltd.
List Price
$349,000
Sold Price
$349,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$233,316
Avg. Annual Appreciation
11.42%
Original Mortgage
$250,000
Outstanding Balance
$144,812
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$434,110
Purchase Details
Listed on
Jan 20, 2013
Closed on
Jun 25, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Shaw Jeffrey W
Seller's Agent
Shawn Palivoda
United Real Estate Premier
Buyer's Agent
DO NOT USE 1 DO NOT USE
Metropolitan Regional Information Systems, Inc.
List Price
$289,900
Sold Price
$267,500
Premium/Discount to List
-$22,400
-7.73%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.47%
Original Mortgage
$214,000
Interest Rate
3.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 9, 2012
Sold by
Samuel I White P C
Bought by
Federal Home Loan Mortgage Corporation
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ramos Edward Curtis | $349,000 | Chicago Title | |
| Shaw Jeffrey W | $267,501 | -- | |
| Federal Home Loan Mortgage Corporation | $428,853 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ramos Edward Curtis | $250,000 | |
| Previous Owner | Federal Home Loan Mortgage Corporation | $214,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/26/2021 04/26/21 | Sold | $349,000 | 0.0% | $170 / Sq Ft | |
| 03/27/2021 03/27/21 | Pending | -- | -- | -- | |
| 02/26/2021 02/26/21 | For Sale | $349,000 | +30.5% | $170 / Sq Ft | |
| 07/15/2013 07/15/13 | Sold | $267,500 | +2.9% | $131 / Sq Ft | View Prior Sale |
| 07/02/2013 07/02/13 | Pending | -- | -- | -- | |
| 05/24/2013 05/24/13 | Price Changed | $259,900 | -5.5% | $127 / Sq Ft | |
| 04/10/2013 04/10/13 | Price Changed | $274,900 | -5.2% | $134 / Sq Ft | |
| 04/01/2013 04/01/13 | For Sale | $289,900 | 0.0% | $142 / Sq Ft | |
| 03/19/2013 03/19/13 | Pending | -- | -- | -- | |
| 02/21/2013 02/21/13 | Price Changed | $289,900 | -4.9% | $142 / Sq Ft | |
| 01/20/2013 01/20/13 | For Sale | $304,900 | -- | $149 / Sq Ft |
Source: Northern Neck Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,893 | $526,000 | $270,300 | $255,700 |
| 2024 | $2,893 | $526,000 | $270,300 | $255,700 |
| 2023 | $2,623 | $416,300 | $130,300 | $286,000 |
| 2022 | $2,623 | $416,300 | $130,300 | $286,000 |
| 2021 | $2,623 | $416,300 | $130,300 | $286,000 |
| 2020 | $2,623 | $416,300 | $130,300 | $286,000 |
| 2019 | $2,623 | $416,300 | $130,300 | $286,000 |
| 2018 | $2,353 | $398,800 | $178,400 | $220,400 |
| 2017 | $2,353 | $398,800 | $178,400 | $220,400 |
| 2016 | -- | $398,800 | $178,400 | $220,400 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Andrea Holt
-
Shelley Ritter
S
Buyer's Agent in 2021
Shelley Ritter
Isabell K. Horsley R. E., Ltd.
(301) 717-5157
71 Total Sales
-
Shawn Palivoda
S
Seller's Agent in 2013
Shawn Palivoda
United Real Estate Premier
(540) 663-2617
34 Total Sales
-
S
Seller Co-Listing Agent in 2013
Stacy Palivoda-Estes
Century 21 Evergreen
-
D
Buyer's Agent in 2013
DO NOT USE 1 DO NOT USE
Metropolitan Regional Information Systems
Map
Source: Northern Neck Association of REALTORS®
MLS Number: 109710
APN: 31-37
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