Seller's Agent in 2025
Crystal Richardson
COMPASS FLORIDA LLC
(813) 295-1121
3 in this area
34 Total Sales
3
Beds
2
Baths
1,408
Sq Ft
10,500
Sq Ft Lot
Highlights
- 60 Feet of Lake Waterfront
- Dock has access to electricity
- Boat Lift
- Lutz K-8 School Rated 9+
- Boat Ramp
- Solar Power System
About This Home
As of December 2025Welcome to 18720 Arbor Drive, a rare lakefront gem nestled in the heart of Lutz on a private, dead-end street lined with newer development. This charming 3-bedroom, 2-bath home offers the perfect blend of tranquility, comfort, and access to Lake Wilson/ Lake Thomas, a spring-fed, motorized ski lake that allows boating, fishing, and water sports. Enjoy your own private boat ramp, a truly uncommon feature, along with a brand-new composite dock and new boat lift, making it effortless to launch, store, and enjoy your watercraft. The kitchen has been thoughtfully renovated, offering extra storage space and an oversized island perfect to host and entertain. The metal roof provides peace of mind for years to come, and the home is also equipped with solar panels for energy efficiency. Inside, you’ll find a cozy wood-burning fireplace, adding warmth and charm to your living space. Start your mornings with coffee as the sun rises over the water, and unwind in the evenings with sunset views from your Florida room. Ideally located just off Dale Mabry Highway, you’ll enjoy quick access to the Veterans Expressway, making it easy to get anywhere in the Tampa Bay area—including Tampa International Airport and the Gulf beaches—all within 40 minutes. One of the most unique aspects of this property is the private trail connecting Arbor Drive directly to Publix, blending the feel of secluded lakefront living with everyday convenience. Best of all, there’s NO HOA, NO CDD, and NO deed restrictions, giving you the freedom to enjoy your property your way. The neighborhood also comes to life with a sense of community during the unofficial annual Holiday boat parade and Fourth of July fireworks display hosted right on the lake. Don’t miss your chance to own this incredible lakefront property at a priced-to-sell listing—paradise truly does exist, and it’s right here on Arbor Drive.
Last Agent to Sell the Property
COMPASS FLORIDA LLC Brokerage Phone: (305) 851-2820 License #3512661 Listed on: 10/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,147
Year Built
- Built in 1976
Lot Details
- 10,500 Sq Ft Lot
- Lot Dimensions are 60x175
- 60 Feet of Lake Waterfront
- Lake Front
- North Facing Home
- Property is zoned ASC-1
HOA Fees
- $3 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
- Metal Roof
- Stucco
Interior Spaces
- 1,408 Sq Ft Home
- Wood Burning Fireplace
- Family Room Off Kitchen
- Living Room with Fireplace
- Sun or Florida Room
- Lake Views
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
Flooring
- Parquet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
- Solar Heating System
Outdoor Features
- Access To Lake
- Water Skiing Allowed
- Boat Lift
- Covered Boat Lift
- Boat Ramp
- Dock has access to electricity
- Covered Dock
- Enclosed Patio or Porch
Schools
- Lutz Elementary School
- Buchanan Middle School
- Steinbrenner High School
Utilities
- Central Heating and Cooling System
- 1 Water Well
- Water Softener
- 1 Septic Tank
- Cable TV Available
Community Details
- Wilson Lake Neighborhood Association
- Acreage & Unrec Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 515300
- Assessor Parcel Number U-10-27-18-ZZZ-000000-51530.0
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2025
Closed on
Dec 11, 2025
Sold by
Jones Zackery S
Bought by
Muchard Zachary
Seller's Agent
Crystal Richardson
COMPASS FLORIDA LLC
Buyer's Agent
Michelle Dinsmore
KELLER WILLIAMS REALTY- PALM H
List Price
$599,000
Sold Price
$465,000
Premium/Discount to List
-$134,000
-22.37%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
607.69%
Original Mortgage
$325,500
Outstanding Balance
$325,500
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$262,577
Purchase Details
Closed on
Sep 11, 2020
Sold by
Carver Vicki and Carver Stuart
Bought by
Jones Zackery S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$307,991
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 22, 2002
Sold by
Brown Lydia G
Bought by
Carver Stuart and Carver Vicki
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.86%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $465,000 | Compass Land & Title | |
| Warranty Deed | $314,000 | First Title Source Llc | |
| Warranty Deed | $160,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $325,500 | New Conventional | |
| Previous Owner | $307,991 | FHA | |
| Previous Owner | $128,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/11/2025 12/11/25 | Sold | $465,000 | -22.4% | $330 / Sq Ft |
| 11/12/2025 11/12/25 | Pending | -- | -- | -- |
| 10/24/2025 10/24/25 | For Sale | $599,000 | 0.0% | $425 / Sq Ft |
| 01/10/2019 01/10/19 | Rented | $2,000 | -4.8% | -- |
| 08/24/2018 08/24/18 | For Rent | $2,100 | -- | -- |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,403 | $383,475 | $208,503 | $174,972 |
| 2024 | $6,403 | $368,396 | $190,995 | $177,401 |
| 2023 | $5,749 | $316,570 | $159,162 | $157,408 |
| 2022 | $5,389 | $319,159 | $159,162 | $159,997 |
| 2021 | $4,768 | $242,348 | $114,597 | $127,751 |
| 2020 | $4,298 | $219,620 | $108,230 | $111,390 |
| 2019 | $3,967 | $202,261 | $95,498 | $106,763 |
| 2018 | $2,153 | $144,397 | $0 | $0 |
| 2017 | $2,116 | $170,319 | $0 | $0 |
| 2016 | $2,089 | $138,518 | $0 | $0 |
| 2015 | $2,112 | $137,555 | $0 | $0 |
| 2014 | $2,086 | $136,463 | $0 | $0 |
| 2013 | -- | $134,446 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Crystal Richardson
-
Michelle Dinsmore
Buyer's Agent in 2025
Michelle Dinsmore
KELLER WILLIAMS REALTY- PALM H
(727) 772-0772
1 in this area
58 Total Sales
-
Jessica Malinowski
Seller's Agent in 2019
Jessica Malinowski
MIHARA & ASSOCIATES INC.
(813) 523-2212
3 in this area
54 Total Sales
-
Logan Catt
L
Buyer's Agent in 2019
Logan Catt
KELLER WILLIAMS REALTY- PALM H
(813) 264-7754
3 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8433707
APN: U-10-27-18-ZZZ-000000-51530.0
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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