$1,325,000
SOLD OCT 24, 2025
Last list price

189 Black Rock Rd Camdenton, MO 65020

5 Beds
4.5 Baths
3,840 Sq Ft
0.41 Acres

Recently Sold

$345 Per Sq Ft

208 Days on Market

Highlights

  • Lake Front
  • Deck
  • Wood Flooring
  • Clubhouse
  • Vaulted Ceiling
  • Community Pool

About This Home

As of October 2025

Experience luxury living in the prestigious Cross Creek subdivision! This meticulously maintained 5-bedroom, 4.5-bath home offers 3,840 sq ft of finished space and a spacious 24x28 garage. The gourmet kitchen features quartz countertops, induction cooktop, built-in ovens, and a 6-seat island. The great room impresses with antique oak floors, a 13' stone fireplace, and wood accent wall. Relax on the tiled top deck with sun shades or retreat to the master suite with tray ceiling, heated floors, and walk-in shower. The mid-level hosts 3 bedrooms, 2 baths, a family room, and bar, while the lower level includes a bedroom, bath, flex room, workshop, and deck. Enjoy lakefront living with a 12x32 slip with 6,000 lb lift, PWC slip with lift, and 20x14 swim platform. Entertain by the fire pit on the outdoor paver patio. Pre-listing inspection complete. Note: tram not included in the sale, but for added convenience a professional bid for installation is available in the attachments. With short-term rental capability, 1031 exchange options, and premium lake amenities, this property is an ideal investment opportunity or the ultimate retreat for a family seeking year-round lake enjoyment.

Last Agent to Sell the Property

ANNIE FAULSTICH

Lake Expo Real Estate Brokerage Phone: (573) 693-1613 License #2008036376 Listed on: 03/20/2025

Last Buyer's Agent

WINTERS SHELTON REAL ESTATE GROUP, LLC

RE/MAX Lake of the Ozarks License #2002007661

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,708

Year Built

  • Built in 2012

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 128x132x132x150
  • Lake Front

HOA Fees

  • $122 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Poured Concrete
  • Vinyl Siding
  • Synthetic Stucco Exterior
  • Stone

Interior Spaces

  • 3,840 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Central Vacuum
  • Wired For Sound
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Low Threshold Shower

Outdoor Features

  • Cove
  • Deck
  • Covered Patio or Porch

Utilities

  • Central Air
  • Heat Pump System
  • Water Softener is Owned
  • Community Sewer or Septic

Listing and Financial Details

  • Exclusions: Furnishings and personal itmes.
  • Assessor Parcel Number 13100100000001062000

Community Details

Overview

  • Association fees include reserve fund, road maintenance, water, sewer
  • Cross Creek Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,708

Year Built

Built in 2012

Lot Details

0

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Lot Size Acres: 0.41
  • Lot Size: 128x132x132x150
  • Road Surface Type: Asphalt, Paved
  • Exclusions: Furnishings and personal itmes.
  • Inclusions: All kitchen and bar appliances. Dock, boat lift, PWC lift, boat and pwc covers.
  • Ownership: Fee Simple,
  • Subdivision Name: Cross Creek
  • Directions: From Osage Beach go West on Hwy 54 to right on Cross Creek (last right before Walmart in Camdenton). Go approximately 3 miles to Cross Creek, this road turns in to Pt. Happy, turn left on Black Rock
  • Architectural Style: Three Story
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Property Attached Yn: No
  • Year Built: 2012
  • Property Sub Type Additional: Detached,Single Family Residence
  • Attribution Contact: (573) 693-1613
  • Special Features: VirtualTour

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Washer
  • Accessibility Features: Low Threshold Shower
  • Has Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: One, Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Wet Bar, Built-in Features, Tray Ceiling(s), Ceiling Fan(s), Custom Cabinets, Coffered Ceiling(s), Fireplace, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Shower, Wired for Sound, Window Treatments, Central Vacuum
  • Living Area: 3840.0
  • Window Features: Window Treatments

Exterior Features

  • Lot Features: Lake Front
  • Pool Features: Community
  • Waterfront Features: Cove, Lake Front
  • Waterfront: Yes
  • Construction Type: Stone, Synthetic Stucco, Vinyl Siding
  • Exterior Features: Concrete Driveway, Deck
  • Foundation Details: Poured
  • Patio And Porch Features: Covered, Deck, Screened

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Community/Coop Sewer
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Community Features: Clubhouse, Playground, Pool, Community Pool
  • Association Fee: 1462.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Reserve Fund, Road Maintenance, Water, Sewer

Schools

  • Junior High Dist: Camdenton

Lot Info

  • Parcel #: 13100100000001062000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3708.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2025
Closed on
Oct 24, 2025
Sold by
Mossman David A and Mossman Phyllis J
Bought by
Gray Denis S and Gray Tracy A
Seller's Agent
ANNIE FAULSTICH
Lake Expo Real Estate
Buyer's Agent
WINTERS SHELTON REAL ESTATE GROUP, LLC
RE/MAX Lake of the Ozarks
List Price
$1,389,000
Views
59
Current Estimated Value
$1,249,755

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.40%
Original Mortgage
$956,250
Outstanding Balance
$956,250
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$293,505

Purchase Details

Closed on
Jun 27, 2011
Bought by
Mossman David A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Alliance Title Company
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $956,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Sold -- -- --
10/14/2025 10/14/25 Pending -- -- --
07/22/2025 07/22/25 Price Changed $1,325,000 -4.6% $345 / Sq Ft
03/20/2025 03/20/25 For Sale $1,389,000 -- $362 / Sq Ft
Source: Bagnell Dam Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,835 $84,920 $0 $0
2024 $3,708 $84,920 $0 $0
2023 $3,708 $84,920 $0 $0
2022 $3,631 $84,920 $0 $0
2021 $3,631 $84,920 $0 $0
2020 $3,653 $84,920 $0 $0
2019 $3,653 $84,920 $0 $0
2018 $3,654 $84,920 $0 $0
2017 $3,470 $84,920 $0 $0
2016 $3,385 $84,920 $0 $0
2015 $3,597 $84,920 $0 $0
2014 $3,593 $84,920 $0 $0
2013 -- $17,030 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • ANNIE FAULSTICH

    Seller's Agent in 2025

    ANNIE FAULSTICH

    Lake Expo Real Estate

    (573) 216-4350

    49 in this area

    211 Total Sales

    ANNIE FAULSTICH
    Section Image

  • W

    Buyer's Agent in 2025

    WINTERS SHELTON REAL ESTATE GROUP, LLC

    RE/MAX

See All Agents

Map

Source: Bagnell Dam Association of REALTORS®

MLS Number: 3576358

Bagnell Dam Association of REALTORS®

APN: 13-1.0-01.0-000.0-001-062.000

Missouri Camden County Camdenton 65020

189 Black Rock Rd, Camdenton, MO

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bagnell Dam Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes