$375,000
SOLD JAN 31, 2025

19 Cottage St Winsted, CT 06098

4 Beds
4 Baths
2,674 Sq Ft
0.32 Acres

Recently Sold

$140 Per Sq Ft

17% Below List Price

100 Days on Market

Highlights

  • Colonial Architecture
  • Hot Water Circulator
  • Level Lot
  • Attic
  • Hot Water Heating System

About This Home

As of January 2025

Welcome to 19 Cottage Street, a stunning turnkey Colonial in the heart of Winsted that beautifully blends modern functionality with classic charm. As you enter, a spacious foyer with new tile flooring leads into a bright living room featuring gleaming hardwood floors, create a warm, inviting atmosphere. A dedicated office space presents an ideal setting for productivity, while the heart of the home-the expansive kitchen-boasts custom cabinetry, quartz countertops, and sleek appliances. The large island, which seats four, is perfect for casual dining or gatherings. Just off the kitchen, a sun-drenched sunroom is ideal for enjoying morning coffee with natural light pouring in. The first floor also features a chic half bath and washer/dryer hookups for added convenience. Upstairs, the master bedroom impresses with a spacious walk-in closet, while two additional bedrooms and two full baths make it perfect for family living or hosting guests. The third level also includes three versatile rooms and an additional half bath-perfect for a home office, playroom, or guest suite. Outside, a new driveway and garage doors add curb appeal, while freshly laid masonry lines the front and back yards, offering stylish outdoor spaces. With its blend of modern updates and timeless design, this home is truly move-in ready. Schedule a viewing today and make 19 Cottage Street your new home!

Last Agent to Sell the Property

Michael Bianca

Showcase Realty, Inc. License #RES.0825467 Listed on: 09/19/2024

Showcase Realty, Inc.

Last Buyer's Agent

David Sartirana

Northwest CT Realty License #REB.0756887

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,346

Year Built

  • Built in 1890

Lot Details

  • 0.32 Acre Lot
  • Level Lot
  • Property is zoned TSF

Parking

  • 2 Car Garage

Home Design

  • Colonial Architecture
  • Block Foundation
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 2,674 Sq Ft Home
  • Walkup Attic

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Utilities

  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Hot Water Circulator

Listing and Financial Details

  • Assessor Parcel Number 926848

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,346

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 2674
  • Total Sq Ft: 2674
  • Year Built: 1890
  • New Construction: No/Resale
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: N MAIN--- WETMORE--- COTTAGE STREET
  • Financing Used: FHA
  • Living Area Sq Ft Per Public Record: 2674
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Attic Description: Walk-up
  • Basement Description: Crawl Space, Full
  • Appliances: Oven/Range, Microwave, Refrigerator, Dishwasher
  • Attic: Yes
  • Street Number Modifier: 19

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Block, Stone
  • Roof Information: Asphalt Shingle Gable
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 2
  • Garage And Parking: Detached Garage

Utilities

  • Cooling System: None
  • Heat Type: Hot Water
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Other
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Lot Info

  • Acres: 0.32
  • Lot Description: Level Lot
  • Zoning: TSF
  • Parcel #: 926848

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 8346
  • Total Assessed Value: 306390
  • Mil Rate Total: 27.24

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2024
Closed on
Jan 31, 2025
Sold by
General Masonry Llc
Bought by
Layton Kaitlin and Layton Jacob
Seller's Agent
Michael Bianca
Showcase Realty, Inc.
Buyer's Agent
David Sartirana
Northwest CT Realty
List Price
$449,999
Sold Price
$375,000
Premium/Discount to List
-$74,999
-16.67%
Views
265
Current Estimated Value
$386,281

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,281
Avg. Annual Appreciation
6.37%
Original Mortgage
$368,207
Outstanding Balance
$366,595
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$19,686

Purchase Details

Closed on
Feb 23, 2022
Sold by
Hsbc Bank Usa
Bought by
General Masonry Llc

Purchase Details

Closed on
Sep 2, 2005
Sold by
Oneil Joan
Bought by
Trinidad Sonia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
7.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 13, 2004
Sold by
Wells Fargo Bk Mn Na T
Bought by
Oneal Joan

Purchase Details

Closed on
Nov 22, 2000
Sold by
Russell Neal
Bought by
Mt Ouleout Farm Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $375,000 None Available
Warranty Deed $375,000 None Available
Warranty Deed $132,100 None Available
Warranty Deed $132,100 None Available
Warranty Deed $192,000 --
Warranty Deed $192,000 --
Warranty Deed $114,900 --
Warranty Deed $114,900 --
Warranty Deed $25,000 --
Warranty Deed $25,000 --
Deed $50,000 --
Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $368,207 FHA
Closed $368,207 FHA
Previous Owner $172,800 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/31/2025 01/31/25 Sold $375,000 -6.2% $140 / Sq Ft
12/28/2024 12/28/24 Pending -- -- --
10/03/2024 10/03/24 Price Changed $399,999 -11.1% $150 / Sq Ft
09/19/2024 09/19/24 For Sale $449,999 +240.7% $168 / Sq Ft
02/24/2023 02/24/23 Sold $132,100 -11.0% $49 / Sq Ft
01/25/2023 01/25/23 Pending -- -- --
01/13/2023 01/13/23 For Sale $148,400 -- $55 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,257 $248,780 $24,780 $224,000
2024 $8,346 $306,390 $24,780 $281,610
2023 $8,086 $306,390 $24,780 $281,610
2022 $4,181 $124,670 $17,990 $106,680
2021 $4,181 $124,670 $17,990 $106,680
2020 $4,181 $124,670 $17,990 $106,680
2019 $4,181 $124,670 $17,990 $106,680
2018 $4,181 $124,670 $17,990 $106,680
2017 $3,958 $118,020 $17,990 $100,030
2016 $3,958 $118,020 $17,990 $100,030
2015 $3,859 $118,020 $17,990 $100,030
2014 $3,766 $118,020 $17,990 $100,030
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24047669

SmartMLS

APN: WINC-000107-000015-000014