NOT LISTED FOR SALE

Estimated Value: $254,000 - $312,000

3 Beds
2 Baths
1,800 Sq Ft
$161/Sq Ft Est. Value

Last Sold August 03, 2021

Last sale price $199,000 $111 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $1,673/month

8 Days on Market

Highlights

  • 75 Feet of Waterfront
  • Deck
  • Sun or Florida Room
  • Shelby Elementary School Rated A-
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of August 2021

This is your chance to have your own piece of Lay Lake. This 3 bedroom, 2 bath home has some hardwood and tile flooring, has a sunroom to enjoy the view from, garage, and much more. Property is owned by the US Dept. of HUD, HUD Case 011-760794 “IN, Subject to Appraisal”, Seller makes no representations or warranties as to property condition, HUD Homes are sold “AS-IS”, Equal Housing Opportunity, Seller may contribute up to 3% for buyer’s closing costs, upon buyer request

Last Agent to Sell the Property

Denae Roberson

Prestige Realty Listed on: 03/22/2021

Last Buyer's Agent

Lori King

Jonathan Chamness Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $550

Year Built

  • Built in 1986

Lot Details

  • 10,454 Sq Ft Lot
  • 75 Feet of Waterfront

Parking

  • 2 Car Attached Garage
  • Side Facing Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Sun or Florida Room
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Deck

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$550

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1279903?w=PubMLS
  • Living Area: 1800
  • Legal Description: Block: Lot: 2 BENSONS CAMP
  • List Price per Sq Ft: 110.56
  • Number Levels: 2+ Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1986
  • Price Per Sq Ft: 110.56
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1986

Interior Features

  • Floors: Carpet, Hardwood, Tile Floor
  • Bedroom/Bathroom Features: Tub/Shower Combo
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Concatenated Rooms: |Kitchen1|Living1|Sunroom1|MasterBR2|Bedroom2|Bedroom2|
  • Room 1: Kitchen, On Level: 1
  • Room 2: Living, On Level: 1
  • Room 3: Sunroom, On Level: 1
  • Room 4: Master Bedroom, On Level: 2
  • Room 5: Bedroom, On Level: 2
  • Room 6: Bedroom, On Level: 2
  • Rooms Level 1: Kitchen (LVL 1), Living (LVL 1), Sunroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Master Bedroom (LVL 2+)
  • Basement Style: Full Basement
  • Basement Style II: All Unfinished
  • Basement Style III: Daylight Basement
  • Kitchen Countertops: Laminate
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Main Level Sq Ft: 900
  • Upper Level Sq Ft: 900

Exterior Features

  • Waterfront Name: LAY LAKE
  • Construction: Siding-Vinyl
  • Decks: Yes
  • Decks Type: Open (DECK)
  • Foundation: Basement
  • Waterfront: Yes
  • Waterfront Frontage: 75
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Side
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Attached

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Water: Well Water
  • HVAC Area: 1800

Schools

  • Elementary School: SHELBY
  • Middle School: COLUMBIANA
  • High School: SHELBY COUNTY

Lot Info

  • Assessor Parcel Number: 33-8-34-0-002-006.000
  • Number Acres: 0.24

Tax Info

  • Tax District: COUNTY
  • Annual Tax: 550

MLS Schools

  • Elementary School: SHELBY
  • High School: SHELBY COUNTY
  • Jr Middle School: COLUMBIANA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2021
Closed on
Jul 26, 2021
Sold by
Secretary Of Housing And Urban Dev
Bought by
Johnson Carrie
Seller's Agent
Denae Roberson
Prestige Realty
Buyer's Agent
Lori King
Jonathan Chamness Realty Group
List Price
$199,000
Sold Price
$199,000
Current Estimated Value
$290,298

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,298
Avg. Annual Appreciation
10.53%
Original Mortgage
$195,395
Outstanding Balance
$179,653
Interest Rate
2.93%
Mortgage Type
FHA
Estimated Equity
$119,438

Purchase Details

Closed on
Nov 30, 2020
Sold by
Peacock Joann D
Bought by
Secretary Of Housing And Urban Dev

Purchase Details

Closed on
Nov 15, 2002
Sold by
Peacock Richard A
Bought by
Peacock Richard A and Peacock Joann D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,500
Interest Rate
4.62%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson Carrie $199,000 None Available
Secretary Of Housing And Urban Dev $176,677 None Available
Peacock Richard A $500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Johnson Carrie $195,395
Previous Owner Peacock Richard A $405,000
Previous Owner Peacock Richard A $20,000
Previous Owner Peacock Richard A $133,500
Previous Owner Peacock Richard A $91,500
Previous Owner Peacock Richard A $90,000
Previous Owner Jackson Jimmy Lynn $40,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/03/2021 08/03/21 Sold $199,000 0.0% $111 / Sq Ft
03/30/2021 03/30/21 Pending -- -- --
03/22/2021 03/22/21 For Sale $199,000 -- $111 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,090 $24,780 $0 $0
2023 $968 $22,940 $0 $0
2022 $892 $21,200 $0 $0
2021 $1,663 $37,800 $0 $0
2020 $0 $15,460 $0 $0
2019 $545 $14,940 $0 $0
2017 $569 $15,560 $0 $0
2015 -- $15,000 $0 $0
2014 -- $14,780 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1279903

Greater Alabama MLS

APN: 33-8-34-0-002-006-000