$1,675,000

19 N 5th St Unit 3100 Fernandina Beach, FL 32034

Estimated payment $12,159/month

Total Views 3,307
2 Beds
2 Baths
1,527 Sq Ft
$1,097 Price per Sq Ft

Highlights

  • River View
  • Deck
  • Furnished
  • Emma Love Hardee Elementary School Rated A-
  • 1 Fireplace
  • Balcony

About This Home

Discover an unparalleled opportunity to acquire a truly exceptional loft residence nestled in the vibrant heart of historic Downtown Fernandina Beach. This furnished urban penthouse offers not only the charm of historic downtown but also immediate access to the 13 miles of pristine beaches of Amelia Island. This top-floor sanctuary is one of only three to boast an expansive 700 sq.ft. private rooftop terrace, offering a serene escape with captivating partial water views. The gourmet kitchen features bespoke European cabinetry, marble countertops, 14-foot island and a suite of professional-grade Wolf and Sub-Zero appliances. The luxurious appointments extend to the spa-like baths, where marble shower tiling and high-end fixtures create an atmosphere of refined indulgence. Recently integrated custom walnut wood-paneled walls, complete with an electric fireplace and 4ft x 9ft Italian porcelain floor tiles, infuse the living areas with warmth and sophisticated ambiance. Practical elegance abounds with custom California Closets thoughtfully installed in both bedrooms, the pantry, and the hall closet, ensuring impeccable organization. A unique architectural feature, the alternating-step staircase leading to the private rooftop terrace, has been artfully fashioned from original church pews, a subtle homage to the building's rich history. Beyond the confines of this private oasis, residents are invited to indulge in the building's magnificent community rooftop, a generously proportioned and exquisitely furnished space perfect for sunset cocktails and panoramic water vistas. Further enhancing the allure of this exclusive address is a substantial 900 sq.ft. guest suite, a rare amenity available for the exclusive use of owners.

Listing Agent

Joseph Cutajar

ONE SOTHEBY'S INTERNATIONAL REALTY License #3033524 Listed on: 09/16/2025

ONE SOTHEBY'S INTERNATIONAL REALTY

Co-Listing Agent

Daniel Hulett

ONE SOTHEBY'S INTERNATIONAL REALTY License #3424076

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $25,372

Year Built

  • Built in 2020

HOA Fees

  • $1,200 Monthly HOA Fees

Home Design

  • Entry on the 3rd floor

Interior Spaces

  • 1,527 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Built-In Features
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • River Views
  • Smart Thermostat

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • On-Street Parking
  • Parking Lot
  • Off-Street Parking

Accessible Home Design

  • Accessible Elevator Installed
  • Accessibility Features
  • Accessible Approach with Ramp

Outdoor Features

  • Balcony
  • Deck

Additional Features

  • East Facing Home
  • Central Heating and Cooling System

Community Details

  • Lofts On 5Th Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000031179931000000

Property Details

Home Type

Condominium

Est. Annual Taxes

$25,372

Year Built

Built in 2020

Lot Details

0

HOA Fees

$1,200 per month

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 2020
  • Property Sub Type: Condominium
  • Lot Size Acres: 0.21
  • Road Frontage Type: City Street
  • Subdivision Name: Lofts On 5th
  • Carport Y N: No
  • Entry Level: 3
  • Garage Yn: No
  • General Property Information Living Area2: 1527.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: Yes
  • General Property Information Furnished: Furnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • General Property Information Stories Total: 3
  • General Property Information Entry Level2: 3.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.21
  • Utilities Electricity Available: Yes
  • General Property Information Carport YN: No
  • General Property Information Direction Faces: East
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Smart Thermostat, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Wine Cooler
  • Furnished: Furnished
  • Accessibility Features: Accessible Approach with Ramp, Accessible Elevator Installed
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1527.0
  • Stories: 3
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Wine Cooler: Yes
  • Interior Features:Smart Thermostat: Yes
  • Fireplace Features:Electric2: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Exterior: Balcony, Other
  • Roof: Concrete, Green Roof
  • Pool Private: No
  • View: River, Water
  • Direction Faces: East
  • Other Structures: Guest House
  • Patio And Porch Features: Deck
  • Exterior Features:Balcony: Yes
  • Patio And Porch Features:Deck: Yes
  • View:River: Yes
  • Accessibility Features:Accessible Elevator Installed: Yes
  • Accessibility Features:Accessible Approach with Ramp: Yes
  • Exterior Features:Other29: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, On Street, Parking Lot
  • Parking Features:On Street: Yes
  • Parking Features:Parking Lot: Yes
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Utilities: Cable Connected, Electricity Available, Sewer Connected, Water Connected
  • Laundry Features: In Unit
  • Security: Fire Alarm, Key Card Entry, Secured Lobby
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 1200.0
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1200.0
  • General Property Information:Association Fee Frequency: Monthly

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 9147.6
  • Parcel #: 000031179931000000

Tax Info

  • Tax Annual Amount: 25372.41
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $28,940 $1,386,000 -- $1,386,000
2023 $28,940 $1,540,000 $0 $1,540,000
2022 $3,686 $245,000 $245,000 $0
2021 $3,269 $187,500 $187,500 $0
2020 $2,926 $150,000 $150,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2025 09/16/25 For Sale $1,675,000 -- $1,097 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,575,000 Andrea F Lennon Pa
Warranty Deed $1,575,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $460,000 Credit Line Revolving
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2108953

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-31-1799-3100-0000