$500,000
SOLD JUN 18, 2025

190 Cutler St Watertown, CT 06795

6 Beds
4 Baths
2,544 Sq Ft
0.3 Acres

Recently Sold

$197 Per Sq Ft

5% Below List Price

55 Days on Market

Highlights

  • Attic
  • Hot Water Circulator
  • Level Lot
  • 2 Fireplaces
  • Hot Water Heating System

About This Home

As of June 2025

Spacious 6- Bedroom Duplex in the Heart of Watertown Beautifully maintained duplex featuring hardwood floors throughout, classic built-ins, and fireplaces in both living rooms. Each unit includes 1.5 bathrooms, three bedrooms, and a walk up attic for extra storage. There are two porches-one fully screened- and a two car detached garage. Conveniently located near top dining spots, shopping, and Route 8.

Last Agent to Sell the Property

David McDuff

West View Properties, LLC License #REB.0792892 Listed on: 04/21/2025

Last Buyer's Agent

Stephen Kocis

Roost Realty License #REB.0794971

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,481

Year Built

  • Built in 1924

Lot Details

  • 0.3 Acre Lot
  • Level Lot

Parking

  • 2 Car Garage

Home Design

  • Side-by-Side
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 2,544 Sq Ft Home
  • 2 Fireplaces
  • Basement Fills Entire Space Under The House
  • Walkup Attic

Bedrooms and Bathrooms

  • 6 Bedrooms

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Heating System Uses Oil
  • Heating System Uses Oil Above Ground
  • Hot Water Circulator

Community Details

  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 910456

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,481

Year Built

Built in 1924

Lot Details

0

Listing Details

  • Neighborhood: Taft School
  • Property Type: Multi-Family For Sale
  • Style: Units are Side-by-Side
  • Sq Ft Est Heated Above Grade: 2544
  • Total Sq Ft: 2544
  • Year Built: 1924
  • New Construction: No/Resale
  • Property Sub Type: 2 Family
  • Direct Waterfront: No
  • Directions: Cutler Street
  • Financing Used: Conventional Fixed
  • Living Area Sq Ft Per Public Record: 2544
  • Street Type: Street
  • Special Features: None

Interior Features

  • Total Bedrooms: 6
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Fireplaces: 2
  • Attic Description: Walk-up
  • Basement Description: Full
  • Attic: Yes
  • Street Number Modifier: 190

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 2
  • Garage And Parking: Detached Garage

Utilities

  • Cooling System: Window Unit
  • Heat Type: Hot Water
  • Heat Fuel Type: Natural Gas, Oil
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Tank Size Unknown
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Lot Info

  • Acres: 0.3
  • Lot Description: Level Lot
  • Zoning: R10
  • Parcel #: 910456

Multi Family

  • Total Number Of Units: 2

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 7481
  • Total Assessed Value: 263690
  • Mil Rate Total: 28.37

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jun 18, 2025
Sold by
Bartholomew Steven
Bought by
Mucka Kujtim
Seller's Agent
David McDuff
West View Properties, LLC
Buyer's Agent
Stephen Kocis
Roost Realty
List Price
$524,900
Sold Price
$500,000
Premium/Discount to List
-$24,900
-4.74%
Views
87

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.43%
Original Mortgage
$200,000
Outstanding Balance
$200,000
Interest Rate
6.76%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$302,171

Purchase Details

Closed on
Jun 30, 2017
Sold by
Buso John R and Buso Christine E
Bought by
Bartholomew Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 2009
Sold by
Biron Daniel and Biron Julie
Bought by
Buso John and Buso Christine

Purchase Details

Closed on
Jul 30, 1997
Sold by
Zappone George and Zappone Irene
Bought by
Biron Daniel and Biron Julie
Source: Public Records

Similar Home in Watertown, CT

  • 104 Main St, Watertown, CT 06795

    $450,000

    • 4 Beds
    • 2 Baths
    • 2,450 Sq Ft
    • 104 Main St
    • Watertown, CT

    A rare opportunity to own a fully renovated multi-family property in sought-after Watertown, where multi-family homes are few and far between. This property has been thoughtfully updated from top to bottom, featuring a new roof, new HVAC system, new windows, and the removal of an underground oil tank. Both units boast completely renovated kitchens and bathrooms, combining modern convenience with

    Lauren Freedman Coldwell Banker Realty

    Section Image
See All Homes in Watertown

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $500,000 None Available
Warranty Deed $500,000 None Available
Warranty Deed $270,000 --
Warranty Deed $270,000 --
Warranty Deed $270,000 --
Warranty Deed $270,000 --
Warranty Deed $166,500 --
Warranty Deed $166,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 Purchase Money Mortgage
Closed $200,000 Purchase Money Mortgage
Previous Owner $238,033 Stand Alone Refi Refinance Of Original Loan
Previous Owner $150,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/29/2025 06/29/25 For Rent $2,700 0.0% --
06/18/2025 06/18/25 Sold $500,000 -2.9% $197 / Sq Ft
05/13/2025 05/13/25 Price Changed $514,900 -1.9% $202 / Sq Ft
04/23/2025 04/23/25 For Sale $524,900 -- $206 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,921 $263,690 $45,150 $218,540
2024 $7,481 $263,690 $45,150 $218,540
2023 $6,428 $174,400 $44,200 $130,200
2022 $6,094 $174,400 $44,200 $130,200
2021 $6,027 $174,400 $44,200 $130,200
2020 $5,788 $174,400 $44,200 $130,200
2019 $5,788 $174,400 $44,200 $130,200
2018 $6,097 $181,500 $48,600 $132,900
2017 $5,786 $181,500 $48,600 $132,900
2016 $5,607 $181,500 $48,600 $132,900
2015 $5,463 $181,500 $48,600 $132,900
2014 $5,285 $181,500 $48,600 $132,900
Source: Public Records

Agents Affiliated with this Home

  • Stephen Kocis

    Seller's Agent in 2025

    Stephen Kocis

    Roost Realty

    (917) 213-7128

    1 in this area

    31 Total Sales

    Stephen Kocis
    Section Image
  • David McDuff

    Seller's Agent in 2025

    David McDuff

    West View Properties, LLC

    (203) 228-1954

    15 in this area

    104 Total Sales

    David McDuff
    Section Image
See All Agents

Map

Source: SmartMLS

MLS Number: 24089375

SmartMLS

APN: WATE-000100-000049-000011

Connecticut Litchfield County Watertown 06795

190 Cutler St, Watertown, CT

This home is located at 190 Cutler St, Watertown, CT 06795 and is currently priced at $500,000, approximately $196 per square foot. This property was built in 1924. 190 Cutler St is a home located in Litchfield County with nearby schools including John Trumbull Primary School, Swift Middle School, and Watertown High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

SmartMLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes