$1,120,000
SOLD APR 15, 2025

190 Kipling Ave Ben Lomond, CA 95005

3 Beds
2 Baths
1,500 Sq Ft
9,845 Sq Ft Lot

Recently Sold

$747 Per Sq Ft

7% Above List Price

5 Days on Market

Highlights

  • Wood Burning Stove
  • Quartz Countertops
  • Eat-In Kitchen
  • Bonus Room
  • 1 Car Detached Garage
  • Walk-In Closet

About This Home

As of April 2025

Situated on a sunny, flat almost quarter acre lot just moments from downtown Ben Lomond, this turnkey 3 bed/2 bath home is brimming with thoughtful updates. Recent improvements include newly installed flooring throughout, a fully renovated HGTV-inspired kitchen, and refreshed bathrooms. Essential upgrades such as a new roof, appliances and more. Beneath the home, a spacious flex area offers endless possibilities perfect for a home office, gym, or additional bedroom. The charming front yard features an inviting elevated patio, ideal for sipping your morning coffee while enjoying the neighborhood's peaceful vibe. Fully fenced flat yard with plenty of room for entertaining, gardening and great for pets. A detached one-car garage and long driveway provide ample parking, including space for an oversized vehicle. Enjoy easy access to fantastic restaurants, world-class hiking and mountain biking trails, and beloved Highlands County Park. With convenient connections to major commuter routes, this stunning home is a must-see!

Last Agent to Sell the Property

Pavlina&Tarantino

Room Real Estate License #70010228 Listed on: 03/20/2025

Last Buyer's Agent

Michelle Runzler

David Lyng Real Estate License #02129712

David Lyng Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1957

Lot Details

  • 9,845 Sq Ft Lot
  • Fenced
  • Back Yard
  • Zoning described as R-1-15

Parking

  • 1 Car Detached Garage
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,500 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Bonus Room
  • Laundry in unit
  • Finished Basement

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Cooktop
  • Dishwasher
  • Quartz Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Bathtub Includes Tile Surround
  • Walk-in Shower

Utilities

  • Forced Air Heating System
  • Separate Meters
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 077-074-01-000

Home Details

Home Type

Single Family

Year Built

Built in 1957

Lot Details

0

Parking

1

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 1500
  • Year Built: 1957
  • Zoning Description: R-1-15
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room
  • Fireplace: Wood Burning
  • Dining Room: Eat in Kitchen
  • Kitchen: Cooktop - Gas, Countertop - Quartz, Dishwasher, Oven - Gas, Refrigerator
  • Living Sq Ft: 1500
  • Laundry: Inside
  • Flooring: Carpet, Laminate, Tile
  • Additional Rooms: Basement - Finished, Bonus / Hobby Room
  • Fireplaces Min: 1
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Bathroom: Shower over Tub - 1, Stall Shower, Tile
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Yard/Grounds: Back Yard, Fenced

Garage/Parking

  • Garage Spaces: 1
  • Parking Spaces: 5
  • Garage Parking Features: Detached Garage, Off-Street Parking, On Street

Utilities

  • Cooling System: Ceiling Fan
  • Heating System: Forced Air, Stove - Wood
  • Sewer/Septic System: Septic Standard

Association/Amenities

  • Amenities Miscellaneous: Walk-in Closet

Lot Info

  • Parcel Number: 077-074-01-000
  • Lot Acres: 0.2260
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 9845.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 9845.00

Multi Family

  • Utilities: Individual Electric Meters, Natural Gas

MLS Schools

  • High School District Text: San Lorenzo Valley Unified

Matterport 3D Tours

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2025
Closed on
Apr 7, 2025
Sold by
Pavtino Llc
Bought by
Murphy Kristin Sue and Murphy Christopher Paul
Seller's Agent
Pavlina&Tarantino
Room Real Estate
Buyer's Agent
Michelle Runzler
David Lyng Real Estate
List Price
$1,050,000
Sold Price
$1,120,000
Premium/Discount to List
$70,000
6.67%
Views
35
Current Estimated Value
$1,061,217

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$58,783
Avg. Annual Appreciation
-7.41%
Original Mortgage
$1,082,620
Outstanding Balance
$1,077,916
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
-$16,699

Purchase Details

Closed on
Jul 19, 2024
Sold by
Jones Robin
Bought by
Pavtino Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$557,000
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 24, 1998
Sold by
Deardorff Scott D and Deardorff Sara H
Bought by
Erwin Rickey and Jones Robin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,000
Interest Rate
6.82%

Purchase Details

Closed on
Aug 25, 1994
Sold by
Yarwood Keith Ray
Bought by
Deardorff Scott D and Deardorff Sara H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,110
Interest Rate
7.62%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,120,000 Stewart Title Of California
Grant Deed $500,000 Fidelity National Title Compan
Grant Deed $255,000 Santa Cruz Title Company
Grant Deed $214,000 Fidelity National Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,082,620 FHA
Previous Owner $557,000 New Conventional
Previous Owner $204,000 No Value Available
Previous Owner $203,110 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/15/2025 04/15/25 Sold $1,120,000 +6.7% $747 / Sq Ft
03/25/2025 03/25/25 Pending -- -- --
03/20/2025 03/20/25 For Sale $1,050,000 -- $700 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,812 $775,000 $500,000 $275,000
2024 $4,812 $391,936 $235,162 $156,774
2023 $5,352 $384,250 $230,550 $153,700
2022 $4,688 $376,716 $226,030 $150,686
2021 $4,516 $369,328 $221,598 $147,730
2020 $4,345 $365,542 $219,326 $146,216
2019 $4,123 $358,374 $215,024 $143,350
2018 $4,045 $351,346 $210,808 $140,538
2017 $3,982 $344,460 $206,676 $137,784
2016 $3,934 $337,706 $202,624 $135,082
2015 $3,843 $332,632 $199,580 $133,052
2014 $3,779 $326,116 $195,670 $130,446
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81998120

MLSListings

APN: 077-074-01-000