NOT LISTED FOR SALE

Estimated Value: $1,075,000 - $1,339,000

2 Beds
2.5 Baths
1,387 Sq Ft
$862/Sq Ft Est. Value

Last Sold August 14, 2023

Last sale price $1,205,000 $869 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $7,610/month

13 Days on Market

Highlights

  • Craftsman Architecture
  • 4-minute walk to San Jose And Ocean
  • Bonus Room
  • Hoover (Herbert) Middle School Rated A-
  • Wood Flooring
  • No HOA

About This Home

As of August 2023

Welcome to 190 Onondaga Ave, a classic Mission Terrace home that combines timeless features with modern comforts. Step into the main level, where you'll be greeted by a warm, inviting living room featuring a WB-fireplace, large windows adorned w/beautiful stained glass details & parquet wood floors w/walnut inlay. Adjacent to the living room is a spacious formal dining room, also boasting a half bath steps away. The bright eat-in kitchen offers plenty of cabinet storage, granite countertops & SS-appliances. Steps away, separate laundry rm and access to the yard. Step outside to discover a delightful oasis. This large lot features a backyard graced with a mature, established garden, sunny outdoor patio & covered bar area. Upstairs you'll find 2 bedrooms each w/spacious closets. Nestled between the bedrooms, a remodeled bathroom awaits, boasting modern fixtures and tasteful finishes. The lower level holds immense potential for expansion & in-law arrangements. A wealth of possibilities, including abundant storage + versatile bonus room (3rd bd option) w/closet & private full bath plus private entry & 1-car garage. Super convenient location, walk to Balboa Park, BART/MUNI & J-Church Rail & Mission St. a few blocks away is a vibrant hub for shopping, grocery, dining & entertainment!

Last Agent to Sell the Property

Joanna Rose

License #01748746 Listed on: 07/13/2023

Co-Listed By

Amanda Kilpatrick

Compass License #01950087

Last Buyer's Agent

Jennifer Rosdail

Kw Advisors License #01349379

Kw Advisors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,905

Year Built

  • Built in 1918

Lot Details

  • 2,500 Sq Ft Lot
  • Fenced
  • Garden
  • Back Yard
  • Property is zoned RH-1

Parking

  • 1 Car Attached Garage

Home Design

  • Craftsman Architecture
  • Wood Siding
  • Stucco

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Brick Fireplace
  • Window Screens
  • Living Room with Fireplace
  • Formal Dining Room
  • Bonus Room
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Gas Range
  • Free-Standing Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • In-Law or Guest Suite

Home Security

  • Security Gate
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Utilities

  • No Cooling
  • Central Heating

Community Details

  • No Home Owners Association
  • Bridge Aor Association
  • Mission Terrace Subdivision

Listing and Financial Details

  • Assessor Parcel Number 6953 029

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,905

Year Built

Built in 1918

Lot Details

0

Parking

1

Listing Details

  • Stories: 2
  • Year Built: 1918
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.06
  • Co List Office Mls Id: MLL185702
  • Subdivision Name: MISSION TERRACE
  • Directions: cross street Otsego Ave, off Ocean Ave
  • Architectural Style: Craftsman
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two Story, Two
  • New Construction: No
  • ResoPropertyType: Residential
  • Special Features: VirtualTour

Interior Features

  • Flooring: Hardwood, Tile, Carpet
  • Appliances: Dishwasher, Gas Range, Free-Standing Range, Refrigerator, Dryer, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Brick, Living Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bonus/Plus Room, Formal Dining Room, In-Law Floorplan, Storage, Breakfast Nook, Eat-in Kitchen
  • Window Features: Screens, Window Coverings
  • Room Kitchen Features: Breakfast Nook, Dishwasher, Eat In Kitchen, Gas Range/Cooktop, Range/Oven Free Standing, Refrigerator

Exterior Features

  • Fencing: Fenced
  • Lot Features: Landscape Back, Landscape Misc, Security Gate
  • Pool Features: None
  • Pool Private: No
  • Construction Type: Stucco, Wood Siding
  • Exterior Features: Backyard, Garden, Back Yard, Garden/Play, See Remarks, Yard Space
  • Property Condition: Existing

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage: Yes
  • Covered Parking Spaces: 1
  • Parking Features: Attached, Covered, Garage, Enclosed
  • Total Parking Spaces: 1

Utilities

  • Heating: Central
  • Cooling: None
  • Laundry Features: Dryer, Laundry Room, Washer, Sink, Washer/Dryer Stacked Incl
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling Y N: No
  • Heating Yn: Yes
  • Electric: No Solar
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Name: Bridge AOR
  • Association: No

Lot Info

  • Zoning: RH-1
  • Lot Size Sq Ft: 2500
  • Parcel Number: 6953 029
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 13, 2023
Closed on
Aug 8, 2023
Sold by
Haack Phillip J Siino and Haack Vanessa A
Bought by
Kelsey Robin and Phoenix Bishea Phoenix
Seller's Agent
Joanna Rose
Buyer's Agent
Jennifer Rosdail
Kw Advisors
List Price
$1,098,000
Sold Price
$1,205,000
Premium/Discount to List
$107,000
9.74%
Views
70
Current Estimated Value
$1,195,343

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,657
Avg. Annual Appreciation
1.80%
Original Mortgage
$964,000
Outstanding Balance
$943,529
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$307,171

Purchase Details

Closed on
Jul 29, 2013
Sold by
Haack Phillip J Siino and Haack Vanessa A Siino
Bought by
Haack Phillip J Siino and Haack Vanessa A Siino

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$512,000
Interest Rate
3.98%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2013
Sold by
Holstun Kook Ja
Bought by
Haack Phillip L Siino and Haack Vanessa A Siino

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$512,000
Interest Rate
3.98%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2003
Sold by
Lee Stan
Bought by
Holstun Kook Ja

Purchase Details

Closed on
May 21, 2001
Sold by
Lu Shu Yi
Bought by
Lee Stan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$459,375
Interest Rate
7.06%
Mortgage Type
Stand Alone First
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kelsey Robin $1,205,000 Old Republic Title
Haack Phillip J Siino -- Old Republic Title Company
Haack Phillip L Siino $640,000 Old Republic Title Company
Holstun Kook Ja $512,000 Stewart Title Company
Lee Stan -- Stewart Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kelsey Robin $964,000
Previous Owner Haack Phillip J Siino $425,065
Previous Owner Haack Phillip L Siino $512,000
Previous Owner Lee Stan $459,375
Previous Owner Lee Stan $55,000
Previous Owner Lee Stan $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/04/2025 02/04/25 Off Market $1,205,000 -- --
08/14/2023 08/14/23 Sold $1,205,000 +9.7% $869 / Sq Ft
07/26/2023 07/26/23 Pending -- -- --
07/13/2023 07/13/23 For Sale $1,098,000 -- $792 / Sq Ft
Source: bridgeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,905 $1,229,100 $860,370 $368,730
2024 $14,905 $1,205,000 $843,500 $361,500
2023 $9,647 $754,079 $527,858 $226,221
2022 $9,454 $739,294 $517,508 $221,786
2021 $9,284 $724,799 $507,361 $217,438
2020 $9,388 $717,368 $502,159 $215,209
2019 $9,020 $703,303 $492,313 $210,990
2018 $8,718 $689,513 $482,660 $206,853
2017 $8,317 $675,995 $473,197 $202,798
2016 $8,167 $662,741 $463,919 $198,822
2015 $8,065 $652,787 $456,951 $195,836
2014 $8,035 $640,000 $448,000 $192,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: bridgeMLS

MLS Number: 41033038

bridgeMLS

APN: 6953-029