NOT LISTED FOR SALE

1906 Ridgewood Dr Fernandina Beach, FL 32034

Estimated Value: $765,492 - $919,000

3 Beds
2 Baths
1,926 Sq Ft
$421/Sq Ft Est. Value

Last Sold November 18, 2021

Last sale price $639,000 $332 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $4,981/month

1 Day on Market

Highlights

  • Rear Porch
  • Cooling Available
  • Water Softener is Owned
  • Fernandina Beach Middle School Rated A-
  • Patio
  • 2 Car Garage

About This Home

As of November 2021

This stunning newly updated single-story home has 3 bedrooms + an office! Situated on a cozy lot in the highly sought-after Egan’s Bluff neighborhood. Beach access only 0.6 miles away to the beautiful Amelia Island beaches. Brand new luxury vinyl plank flooring throughout. The gorgeous white kitchen was recently remodeled in 2021, featuring quartz countertops, stainless steel appliances, an eat-in breakfast area and loads of storage. This home features an attached sunroom that brings in a ton of natural light and can be used as a second living room. The backyard is very spacious and has plenty of room for a pool! Don’t miss your chance to be walking distance to the beach in this mid-island beauty!

Last Agent to Sell the Property

Justin Cayless

ISLAND REAL ESTATE OF AMELIA License #3292932 Listed on: 10/17/2021

Last Buyer's Agent

Pam Graves

SUMMER HOUSE REALTY License #3346997

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,535

Year Built

  • Built in 1987

Lot Details

  • 0.29 Acre Lot
  • Property is zoned RS-2

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,926 Sq Ft Home
  • 1-Story Property

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Rear Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Softener is Owned
  • Septic Tank

Community Details

  • Egans Bluff Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-00-30-021B-0075-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,535

Year Built

Built in 1987

Lot Details

0

HOA Fees

$16 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.287
  • Lot Size: x
  • Road Surface Type: Paved
  • Subdivision Name: Egans Bluff
  • Directions: SR 200 to Amelia Island Parkway to Second Roundabout for 14th Street. 2nd Exit on to 14th, Right at Stop Sign onto Simmons, Right into Egans Bluff, Right on Lakeside, Left on Big Pine, Right on Ridgewood. Home is the 3rd house on Left.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1987
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1926.0
  • Window Features: Aluminum Frames

Exterior Features

  • Disclosures: Deed Restriction, Principal is Real Estate Licensed
  • Construction Type: Brick, Frame
  • Patio And Porch Features: Rear Porch, Brick, Open, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Two Car Garage

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 190.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 00-00-30-021B-0075-0000
  • Zoning: RS-2
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2021
Closed on
Nov 18, 2021
Sold by
Cayless Justin and Cayless Brittany
Bought by
Tofield Geoffrey and Tofield Eileen
Seller's Agent
Justin Cayless
ISLAND REAL ESTATE OF AMELIA
Buyer's Agent
Pam Graves
SUMMER HOUSE REALTY
List Price
$665,000
Sold Price
$639,000
Premium/Discount to List
-$26,000
-3.91%
Current Estimated Value
$811,123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$172,123
Avg. Annual Appreciation
6.55%
Original Mortgage
$511,200
Outstanding Balance
$474,287
Interest Rate
2.99%
Mortgage Type
New Conventional
Estimated Equity
$336,836

Purchase Details

Listed on
May 6, 2021
Closed on
Jun 11, 2021
Sold by
Nadeau Family Enterprises Llc
Bought by
Cayless Justin and Cayless Brittany
Seller's Agent
ELIZABETH HUBEN
PINEYWOODS REALTY, LLC
Buyer's Agent
Justin Cayless
ISLAND REAL ESTATE OF AMELIA
List Price
$590,000
Sold Price
$587,000
Premium/Discount to List
-$3,000
-0.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.28%
Original Mortgage
$548,250
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Listed on
Jul 15, 2020
Closed on
Aug 27, 2020
Sold by
Nicholls Rodney D
Bought by
Nadeau Family Enterprises Llc
Seller's Agent
Lourdes Baladi
MY REALTY GROUP LLC
Buyer's Agent
Lourdes Baladi
MY REALTY GROUP LLC
List Price
$419,000
Sold Price
$400,000
Premium/Discount to List
-$19,000
-4.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
62.50%

Purchase Details

Listed on
Jul 27, 2015
Closed on
Nov 2, 2015
Sold by
Terry David B and Terry Sara P
Bought by
Nicholls Rodney D
Seller's Agent
Raegan Heymann
BERKSHIRE HATHAWAY HomeServices HWREI
Buyer's Agent
Patricia Troxel
TROXEL PROPERTIES
List Price
$359,000
Sold Price
$330,000
Premium/Discount to List
-$29,000
-8.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.07%
Original Mortgage
$314,763
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 2, 2010
Sold by
Trevett Harry R
Bought by
Terry David B and Terry Sara P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,001
Interest Rate
4.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 30, 2006
Sold by
Kent Barbara B
Bought by
Trevett Harry R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 5, 2001
Sold by
Fanelli Eric S and Fanelli Deborah L
Bought by
Kent Barbara B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,000
Interest Rate
7.06%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tofield Geoffrey $639,000 Attorney
Cayless Justin $587,000 Attorney
Nadeau Family Enterprises Llc $400,000 Amelia Title Agency Inc
Nicholls Rodney D $330,000 Attorney
Terry David B $250,000 Attorney
Trevett Harry R $250,000 Attorney
Kent Barbara B $188,000 Olde Towne Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tofield Geoffrey $511,200
Previous Owner Cayless Justin $548,250
Previous Owner Nicholls Rodney D $314,763
Previous Owner Terry David B $125,000
Previous Owner Terry David B $125,001
Previous Owner Trevett Harry R $209,100
Previous Owner Trevett Harry R $200,000
Previous Owner Kent Barbara B $159,000
Previous Owner Kent Barbara B $39,000
Previous Owner Kent Barbara B $166,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2021 11/18/21 Sold $639,000 -3.9% $332 / Sq Ft
10/19/2021 10/19/21 Pending -- -- --
10/17/2021 10/17/21 For Sale $665,000 +13.3% $345 / Sq Ft
06/11/2021 06/11/21 Sold $587,000 -0.5% $305 / Sq Ft
05/12/2021 05/12/21 Pending -- -- --
05/06/2021 05/06/21 For Sale $590,000 +47.5% $306 / Sq Ft
08/27/2020 08/27/20 Sold $400,000 -4.5% $208 / Sq Ft
08/03/2020 08/03/20 Pending -- -- --
07/15/2020 07/15/20 For Sale $419,000 +27.0% $218 / Sq Ft
11/02/2015 11/02/15 Sold $330,000 -8.1% $179 / Sq Ft
10/03/2015 10/03/15 Pending -- -- --
07/27/2015 07/27/15 For Sale $359,000 -- $194 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,535 $457,441 -- --
2023 $6,535 $444,117 $0 $0
2022 $5,953 $431,182 $0 $0
2021 $5,230 $327,773 $135,000 $192,773
2020 $4,651 $287,258 $125,000 $162,258
2019 $4,657 $284,154 $120,000 $164,154
2018 $4,612 $278,050 $0 $0
2017 $4,062 $264,091 $0 $0
2016 $3,745 $239,857 $0 $0
2015 $2,618 $203,686 $0 $0
2014 $2,607 $202,069 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 97058

APN: 00-00-30-021B-0075-0000