$474,900
UNDER CONTRACT

1908 Landing Rd Prospect, KY 40059

Estimated payment $3,008/month

Total Views 1,054
4 Beds
3.5 Baths
2,921 Sq Ft
$163 Price per Sq Ft

Highlights

  • Tennis Courts
  • Deck
  • 1 Fireplace
  • Harmony Elementary School Rated A
  • Traditional Architecture
  • 2 Car Attached Garage

About This Home

Welcome to 1908 Landing Road, a beautifully updated traditional two-story home located in the scenic Ohio River community of Cardinal Harbour in Prospect, Oldham County. Situated on a 0.57-acre lot per PVA and NOT IN THE FLOOD PLAIN, this spacious home features four bedrooms and a finished walkout lower level, offering a total of over 3,000 square feet of comfortable living space. Located in the award-winning North Oldham School District, consistently ranked among the top in Kentucky, and with North Oldham High School named one of the top ten high schools in the nation by Newsweek, this home offers an exceptional educational opportunity for families. The main level features white oak hardwood flooring in the living room, formal dining room,powder room, and kitchen dining area The kitchen has been thoughtfully updated with KraftMaidcabinetry, granite countertops, an island, and stainless steel appliances. The adjoining great room offersa fireplace with ventless gas logs, built-in bookcases, and double patio doors that lead out to a largedeck overlooking the spacious backyard.Off the kitchen, the laundry/mudroom includes a pantry, additional storage, and access to both the two-car garage and backyard.Upstairs, the spacious primary bedroom includes a walk-in closet and en suite bath with double sinksand tub. The second bedroom is oversized with two closets, and there is a third bedroom and a full hallbath. The upstairs hall also has rough-in plumbing and electric for a washer and dryer.The finished walkout lower level includes a large family room with natural light from a window anddouble patio doors to the backyard patio. There is also a fourth bedroom with two closets, including oneoversized with a window and room for extra storage, as well as a full bath with shower. The utility roomincludes a Bryant high-efficiency furnace, water heater, and sump pump. The acoustical tile ceilingabsorbs sound and reduces echo, making it a perfect space to set up your home theater or gameroom.Cardinal Harbour offers resort-style community amenities, that collectively cannot be found in otherneighborhoods, including a gated dock and boat ramp, clubhouse, swimming pool, tennis and pickleballcourts, basketball court, private lake, horse stable and pasture (availability and fee apply), and securedoutdoor storage (availability and fee apply). There are also 80 acres of common ground that is teemingwith wildlife and can be enjoyed by walking along the pedestrian path or riding your golf cart. About onemile of the common ground is bordering the Ohio River, with a beautiful view of Charlestown State Parkin Indiana.In addition to the community amenities, Cardinal Harbour residents enjoy a vibrant, active lifestyle withnearby attractions such as Drift Bar on the Ohio River, the Rose Island Yacht Club, Ashbourne Farmsevent and equestrian center, Fox Hollow Farm for seasonal produce and events, and the Creasey MahanNature Preserve with its 170 acres of hiking trails, playgrounds, and nature programs. Families and foodlovers will appreciate nearby dining options like Barn8 at Hermitage Farm, Bully Barbecue, and the easyaccess to East End amenities. Residents consistently share how much they enjoy the close-knit, friendlycommunity atmosphere and the abundance of family activities that make living here truly special.While having a rural suburban feel, downtown Louisville is a quick 30 minutes away. Depending on yourmood, you can get here via Rose Island Road offering picturesque views along the Ohio river, or takeBrownsboro Road to 1793 passing restraunts and storefronts. This home offers a rare opportunity to livein one of the area's most desirable river communities with top-ranked schools, wonderful amenities,and an unmatched lifestyle experience.

Listing Agent

Zach Fry

Fry Realty Collective License #213529 Listed on: 06/17/2025

Co-Listing Agent

Elizabeth Geiser

Fry Realty Collective License #292694

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,353

Year Built

  • Built in 1978

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Tennis Courts
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System

Community Details

  • Property has a Home Owners Association
  • Cardinal Harbour Subdivision

Listing and Financial Details

  • Legal Lot and Block 186 / 06
  • Assessor Parcel Number 0402B06186

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,353

Year Built

Built in 1978

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Co List Office Mls Id: 21681
  • Co List Office Phone: 502-291-0587
  • Subdivision Name: CARDINAL HARBOUR
  • Above Grade Finished Sq Ft: 2092.0
  • Architectural Style: Traditional
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: Second
  • Primary Bedroom Level: Second
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Architectural Style Traditional: Yes
  • Sewer:Public Sewer: Yes
  • Special Features: UnderContract

Interior Features

  • Basement: Outside Entry, Walkout Part Fin
  • Fireplaces Level 1: 1
  • Bedroom Level: Second
  • Craft/Hobby Room Level: Basement
  • Family Room Level: Basement
  • Great Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 829.0
  • Fireplaces: 1
  • Total Bedrooms: 15
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Pool Features:Community: Yes
  • Waterfront Features:Marina in Community: Yes

Exterior Features

  • Fencing: None
  • Roof: Shingle
  • Acres: 0.57
  • Waterfront Features: Marina in Community
  • Waterfront: Yes
  • Construction Type: Wood Frame
  • Exterior Features: Tennis Court(s), See Remarks
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio
  • Construction:Frame - Wood2: Yes
  • Patio And Porch Features:Deck2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Driveway
  • General Property Description:Garage Spaces: 2
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas, Heat Pump
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 1400.0
  • Association: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 24829.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 0402B06186

Building Info

  • Year Built: 1978

Tax Info

  • Tax Block: 06
  • Tax Lot: 186

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,353 $350,000 $50,000 $300,000
2023 $3,769 $301,000 $40,000 $261,000
2022 $3,739 $301,000 $40,000 $261,000
2021 $3,715 $301,000 $40,000 $261,000
2020 $3,724 $301,000 $40,000 $261,000
2019 $3,689 $301,000 $40,000 $261,000
2018 $3,691 $301,000 $0 $0
2017 $2,447 $200,000 $0 $0
2013 $2,373 $169,000 $40,000 $129,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2025 06/17/25 For Sale $474,900 +57.5% $163 / Sq Ft
02/24/2017 02/24/17 Sold $301,500 -7.2% $108 / Sq Ft
01/05/2017 01/05/17 Pending -- -- --
09/26/2016 09/26/16 For Sale $324,900 +92.2% $116 / Sq Ft
04/25/2012 04/25/12 Sold $169,000 0.0% $61 / Sq Ft
12/09/2011 12/09/11 Pending -- -- --
12/01/2011 12/01/11 For Sale $169,000 -- $61 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $301,150 Executive Title Company
Deed $169,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $40,000 Credit Line Revolving
Open $253,000 New Conventional
Closed $261,600 New Conventional
Closed $291,098 FHA
Previous Owner $50,000 Future Advance Clause Open End Mortgage
Previous Owner $177,000 New Conventional
Previous Owner $8,650 Future Advance Clause Open End Mortgage
Previous Owner $135,200 New Conventional
Previous Owner $202,400 Adjustable Rate Mortgage/ARM
Source: Public Records

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Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1689875

Metro Search (Greater Louisville Association of REALTORS®)

APN: 04-02B-06-186